- What is classified as a 'new' house?

- I am not too far off retirement age, is waiting for compound growth the best strategy when I have a lack of cash flow?

- Should we sell if the property is getting too old? (i.e built in 1975 in Brisbane) Or should we hold?

Get in touch [email protected] | [email protected]

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use. 

Mitch and James talk auction results, agent price guide rules and behaviours, it feels like there is nothing on the market but is that the case? Plus land sales plummet in Victoria, mortgage hardship statistics, and Australia’s most expensive home build!

Get in touch [email protected] | [email protected]

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use. 

- If the value is in the land, why wouldn't we buy bigger blocks and subdivide later to get a better return? 

- Does your borrowing capacity change whether purchase is for your own home or investment property?

- Don't you have to trade-off between cashflow and land content? Land content and tax deduction are also opposite trade-offs. What is the right balance?

James and Mitch discuss NRL in Vegas, house price data, housing approvals, all the data released recently (jobs, wages, GDP and inflation) and what it all means for interest rates, the half year results of Australia’s two biggest property companies, plus a piece of information that blew Mitch’s mind!

Get in touch [email protected] | [email protected]

All views and opinions discussed are that of the hosts. They do not endorse reliability or accuracy of their information. Not for commercial use. 

- Can you refinance and pull out equity to then put in your offset account and reduce your non deductible interest on your home loan?

- I’m considering two options - a smaller block close to the city or a larger block further away for the same price? What should I do?

- If we use our home equity, doesn't it increase the non tax deductible debt on our home?

Get in touch [email protected] | [email protected]

James and Mitch talk NRL Vegas experiment and financials, Suncorp and ANZ merger plus what it means for borrowers, some big property deals, commercial office vacancy rates and the latest unemployment data and its implications on the RBA cash rate. Plus Mitch found a way to get some golf talk sprinkled into the podcast, too.

Get in touch [email protected] | [email protected]

- Is there a relationship between proximity to a beach and capital growth?

- What impact will the Suncorp & ANZ merger have? Do you think it should have gone ahead?

-  Is cashflow more important or capital growth?

Get in touch [email protected] | [email protected]

Mitch and James talk Mitch birthday celebrations with Mitch allowed 2 mins of clean air off the top, the streaming wars heating up and what it might mean for our budgets, what is going on with student migration numbers, Mitch’s big idea for housing affordability, Auctions big start to the year and rental data for the first month of 2024. Plus a few other bits and pieces.

Get in touch [email protected] | [email protected]

- Lenders believe I won't be able to service my loan, how do I overcome this? 

- Should I sell my existing investment properties to pay off my home loan and then start investing again?

- I am a business owner with multiple trusts. How can I leverage this to buy multiple properties?

Get in touch [email protected] | [email protected]

Something different this week. James shares with us an interview with Damien Hardwick and his main take aways from the interview.

Damien is a two time premiership player, three time premiership coach of the Richmond Tigers and current coach of the Gold Coast Suns. It doesn’t get much better in terms of a CV for a professional coach in Australian sport!

If you’re not into sport it won’t matter – you will get a HEAP out of this interview. James is currently up to four pages of notes himself...

Damien gives us an insight into the ‘performance mindset’. The power of goal setting and starting with the end in mind. What’s involved in building a strategy and process for achieving the success we desire. The role connection plays in success. Where to focus our time and energy in order to maximise our success.

Damien also shares the 5 things he does every day that set him up for victory – he calls them Dimma’s daily 5.

Enjoy!

Ps any feedback please send it through to [email protected]

Pps James mentions a goal workbook for those interested – here it is: Bulletproof Investing