In hour 3 of The Drive, Zach and Phil react to Sean Payton's comments on the Jaguars ability to create turnovers on defense. We hear more from Payton and his thoughts on the Jaguars number one rush defense. How big of a test is ahead for RJ Harvey and the Broncos running back room? Why has Payton leaned into letting Harvey have more carries than Dobbins had earlier in the year? What are the guys looking for from Harvey to finish the season? We react to the news of Buffs Omarion Miller entering the transfer portal. How much of the financial struggles in the Colorado athletic department and lack of revenue share for the players impact Miller's decision to leave CU? What players will Colorado be able to bring into replace their highest producing players from last year? What would bringing in private equity money to CU's athletic department mean for non-revenue sports?