You know what you should be doing with your money. So why aren't you doing it?

You know you should ask for the raise. Start investing. Stop spending on things you don't care about. And yet, somehow, you don't.

Counsellor and change therapist Charlotte Cummings has a name for what's stopping you, and it's not laziness or lack of discipline.

It's your unbearable feeling.

In this episode, Frances Cook sits down with Charlotte to unpack one of the most powerful concepts in psychology: the one or two feelings we hate so much, we structure our entire lives around never experiencing them.

And in doing so, we sabotage ourselves financially, professionally, and in our relationships — without ever realising why.

We talk about:

- What an "unbearable feeling" is and where it comes from

- How to figure out what yours is

- Why it's often behind the very thing making you successful, as well as being the very thing holding you back

- Common unbearable feelings that block people from investing, saving, or asking for more

- How to stop being run by your own fears (and what changes when you do)

This one will make you think differently about every money decision you've been putting off.

This episode of Making Cents is proudly supported by Odoo. Go to https://www.odoo.com/r/hpl now and try it for free, for 15 days.

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This podcast was filmed & produced by Fanaticals

Video editing & content production by Lana Byrne

Audio engineering by Tash Chittock