In this episode of the AskTMFG Podcast, Senior Financial Advisor Carlo Cansino breaks down the estate tax trap many Canadian retirees unknowingly build over time.

He explains how RRSPs, RRIFs, cottages, and investment accounts can eventually create a large future tax bill if there’s no long-term withdrawal and estate strategy behind them.

He explores how retirement income, RRIF withdrawals, and unrealized capital gains can stack together later in life or on a final tax return, often leaving families surprised by how much may go to the CRA. 

👉 Watch the full episode here: https://youtu.be/yooziogkRRA 

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