As we near the end of 2023, and with so much happening in the finance world in the last few weeks, it's time to check in again with our lending expert Grant Schroeder to get another update! We talk about what's been happening with rates, what the Fed has been doing (and is likely to do moving forward) and what to expect as we head into 2024. Make sure you're watching and understanding where things are going so you can position yourself for success in this next year!

This episode comes with a big dose of irony, and could possibly even be interpreted as a bit hypocritical, especially if you listened to last weeks episode on Staying the Course. Today we talk about shifts in your business - pivoting, taking a pause, and "strategic quitting" - as I announce doing so myself, for a season, with the podcast. One can only invest their time in so many things, and cannot be their best in any of it if they are spread too thin. Sometimes it takes making a hard decision, but being decisive in that decision vs stubbornly moving forward can often be a right move.I often say sometimes you need to let go of the good in order to grab hold of something that's better. However, this is not the end...rather this is a pause before a new beginning, where I can focus on a few other areas of my life and business for a time, strategize a comeback, and re-launch with better, higher quality and more intentional content in the near future. I'm not quite sure what that looks like yet - it may be a new format, a re-brand or something completely different - but I'll work it out with the intent to continue to share knowledge, inspire action and help us push each other to be our very best.I encourage you to ponder the things in your own life and business, and take a serious look at what might need to be set aside, whether that's for a season or for good, so you can be your very best where it's needed at this moment.Until next time - The Everyday Real Estate Investor

Let's be real...business, and life, can be difficult and bring many challenges along the road we travel. Right now we certainly see some challenges on a larger scale - a questionable economy, high interest rated wreaking havoc, wars and global conflict, an upcoming election...to name a few. On top of all of that, you may be facing personal or business challenges yourself. So, what do you do when you find yourself in that place? Whether it's a business or personal life situation, you have a few options...but one of them is to stay the course, and push your way through. Today we'll talk about what to do (and not do) and the mindset you need to be able to carry on when you're at that crossroads and trying to decide what to do next. We'll also give a dose of inspiration and encouragement to help give you the drive to make that happen.

Whenever you're looking at a deal, there are multiple exits you can - and should - be considering. Most investors have a "main" strategy that they employ on a regular basis, from "buy and never sell" to "flip and never keep". But, whatever end of that spectrum you find yourself on, you should always be asking questions to make sure you're making the right investment decision. As a "hold" or long-term investor, you still may consider something short term from time to time. As a "flipper", you should absolutely be considering holding some of the right properties. So, which ones to hold, and which ones to sell? That becomes the big question. Today we'll go over a handful of questions you should ask and factors to consider as you're deciding whether a deal is something that you'll own for a short time or for the long haul. Join me as we make sure to ask the right questions for every deal so you can make sure you're making the right decision on each one...and maybe even taking down opportunities you would otherwise pass on.

Due Diligence...it's not the most sexy topic within the realm of real estate investing, but it a critical one. While most of us would rather be talking about big deals, high returns and home run projects, the truth is that those things will never happen without proper due diligence when getting into a deal. Today we're going to talk about just that, and some of the things you need to be considering before you close on any investment property. While far from everything you need to be looking at, this list will get you started in the right direction, and thinking of some other things you may want to check into before you fully commit to any real estate purchase. Don't skimp on these areas....real estate investing holds risk, but you can minimize that risk and avoid poor investment decisions by making sure you're taking proper steps in your due diligence process.

It's that time again...time for another financing and market update with one of our favorite guests, Grant Schroeder of Academy Mortgage. We'll talk about the Fed, mortgage rates, inventory levels, supply and demand, what to expect over the next months and more! We'll also touch on one of the big questions many investors are asking...does buying a new investment even make sense in today's market, and if so what strategies still work, even with much higher rates than we've seen in recent past. Make sure you tune in to stay up to date on what's happening and what other investors are doing right now so you can make informed investment decisions.

Today we have another spectacular guest on as we meet Dr. Eric Holsapple, founder of Living in the Gap and bestselling author of Profit with Presence: The Twelve Pillars of Mindful Leadership". Eric shares about his journey to business success as a real estate investor and developer, and how it brought him to a place of discovering that, while successful by society's standards, he was unhappy and stressed. He found practicing mindfulness to be paramount in helping him get through and to the other side, where it also led him to his passion - practicing and sharing mindfulness with others through his business and book, named above. We talk about being present, practicing mindfulness and challenge you to redefine "success" for yourself.Eric also has a PHD in economics, so of course we spend some time talking about the current market and economy as well. This is one you don't want to miss!

Today we have another fantastic guest on the show, Justin Moy, managing partner of Presidents Club Investors. Justin has an inspiring story to share about his real estate journey. As a young sales agent, he struggled, but stuck with it to find success. From there, he found his way to his current role and passion, helping others turn their "one time" income into long-term investment and passive income, specifically focusing on assisting other commission-based sales agents. With Presidents Club Investors he helps passive investors participate in excellent investment opportunities around the country, where they can make sure their money is invested and growing. Justin's goal is to put people on track to "retire in 10", and help them transition from their often unpredictable sales or W2 income to passive investment income. Join us as we talk about mindset, strategy, and the opportunities we see coming over the next couple years in the commercial space.

Today I'm joined by another incredible guest, Mike Hardy. Mike is a true "everyday investor". With a background in the financial services industry, Mike started with a single triplex and grew to being involved in over 100 properties, with 20 doors of his own. Mike is also the managing partner for Churchill Mortgage, with a top 1% producing team, as well as principal of CYRUS Opportunity Zone Fund. In our conversation we'll discuss how Mike got started, opportunities and hurdles he had along the way, and what he's doing now with his investing and the fund he manages. We'll also dive into mindset and behavioral science, and explore some ways you can overcome mindset battles and limitation, as Mike did himself to get past his own fears to go on and complete an Ironman triathlon. You'll leave inspired and with practical tips to help in your own life and investment business!

It seems that every time I get away from the hustle and grind of everyday life and business, I always come away with new lessons and reminders about both. This last time, as I was recently gone for almost 2 weeks - first at Scout camp with my boys, and then on a family camping & fishing outing - proved to be no different. Sometimes the simplest of things, the slight observations we can make when we're not distracted with the constant ringing of the phone or pinging of text and email, can give us those insights we need to push forward or make needed adjustments. On this episode I share some thoughts, some reminders to all of us, of several things that are foundational to our success in life and business. Join me as we take these lessons and remind ourselves to apply them to our own lives.