The Expat Blueprint Podcast

EXPAT CHATS- The stories of Expats just like you and I!

Our first expat guest is none another than Mike Ballard. For those of you who might not know Mike, he is a teacher originally from Michigan and is now a ParaOlympic contender in Paracanoe. 

In this episode we chat to Mike about:
-What bought him to Abu Dhabi
-What's Expat life been like
-How he has had to deal with adversity
-How his parent's influenced his relationship with money
-His simple approach to managing his finances
-His goals and aspirations for the future!

Mike is one of the most motivated but charismatic people I know. His story is a special one and I know you are going to love it!

For more information on all things EXPAT personal finance follow us on social media and head over to www.theexpatblueprint.con

I am delighted to welcome Pete Matthew on the channel as our first guest. 

Pete is an absolute legend in the UK financial planning industry and has acted as an amazing mentor for me.  A Chartered Financial Planner and the founder of Meaningful Money, a platform where he has spent the last 10 years educating the UK population on all things personal finance.

Pete spends the whole episode dropping knowledge bombs but in particular we discuss:

• Why there is such a disconnect between people and their money? 
• What are the biggest barriers people face when striving to achieve financial success?
• Why people actually do need to dial into their personal finance and get started today!
• How investing isn't as difficult or as time consuming as people think
• How different financial planning is for expats compared to people living in their own country
• Finally Pete leaves us with his choice of best resources and his most important piece of wisdom for anyone getting started.

I hope you enjoy this episode with Pete. Make sure to share, subscribe and leave us a review, so we can reach as many expats as possible.

For more information head over to www.theexpatblueprint.com

Understanding how much tax you are liable for is often a headache for most people and no more so than Expats!

Due to the nature of working overseas, expats can often find their savings and investments are based in multiple countries and are then left questioning 'what taxes do I pay and to who'.

Listen to this podcast as we discuss three of the most basic types of taxes that you will most likely be affected by:
-Income Tax
-Capital Gains Tax
-Inheritance Tax

We go through what each tax is, when it is due and how it affects your income, investments and your beneficiaries.

If you want to know more about all things expat financial planning head over to https://www.theexpatblueprint.com

Many expats have ambitions of building wealth through buying property. However, it is often the case that the individual has been influenced into this thinking by their family, friends and the media, as opposed to really understanding what they are trying to achieve.

In this episode, we go through all the really positive things about buying property and also some of the drawbacks or disadvantages.  At least then if you are considering using property as a way of achieving financial independence, you will be in a position to make an informed decision!

For more information head over to our website https://www.theexpatblueprint.com/

Nelson Mandela said 'Education is the most powerful weapon you can use to change the world' however, the cost of education is rising every year. This has led to children all over the world starting their working career buried in student debt.

In this podcast, we discuss what steps you need to be taking to ensure you can support your child as best as you can through their education.

For more information visit https://theexpatblueprint.com/

Do I need a pension now I am an expat? If so, how do I get one?

These are by far the questions we are asked the most at The Expat Blueprint. As, expats we leave our home countries where we are often enrolled automatically into pension schemes through our workplace or through our social security payments. However, when deciding to move abroad we leave all this behind and we are out on our own.

Listen to this podcast as we discuss what a pension actually is,  we help you understand more about the pension schemes you may already have and we go through 3 options when looking to save for retirement as an expat.

To find out more head over to https://theexpatblueprint.com/

If you were to pass away too soon or you were cut off from your income due to a serious illness or disibility, would you or your family be able to cope financially?

Whilst this isn't the happiest of topics to discuss, it definately shouldn't be avoided or dismissed!! The best financial plan or investment can come crumbling down fast if disaster was to strike and you either: died unexpectedly, were diagnosed with a critical illness or had a serious accident and became disabled.

Find out in this episode; what are the main types of cover available to expats, why these types of cover are so important and how you can go about implementing them to safeguard your financial future.

For more info check out our website https://theexpatblueprint.com/

Personal debt has been described as the single biggest barrier to a life of Financial Independence. But is all debt bad? 

In today's podcast we:

-distinguish between what is typically considered good debt and what is considered bad debt.
-discuss why taking on bad debt will only hold you back in life
-go through two of the best methods for crushing your personal debt 

For more information about how to live a debt free life and all things personal finance check out our website http://theexpatblueprint.com/

The road to Financial Independence is very rarely a linear path. Life works in mysterious ways and sometimes we have to deal with the unexpected.
 
In this epsiode we talk about the importance of an emergency fund and how you go about setting one up.
 
It is very rare you will hear us talk about holding cash when building for your future, but this week I explain how it's essential to ensure you are protected against the unexpected.

Want our FREE Expat Blueprint Budgeting Tool? Head over to  https://mailchi.mp/1380523ee8b2/budget-freebie and download it now.

Want our FREE Expat Blueprint Budgeting Tool? Head over to  https://mailchi.mp/1380523ee8b2/budget-freebie and download it now.

Trying to reach your financial goals without a budget is like shooting in the dark.  If you are serious about being successful financially, you need to keep a track on how you are spending your money and regularly review how your money can be better utilised.

A budget isn't designed to stop you having fun, it is there to provide balance. Listen to this podcast to understand why you need a budget and how you can build one into your life.

For more information about The Expat Blueprint, check out our wesbite https://theexpatblueprint.com/