The Expert Podcast

In today's episode, we'll discuss a question on the minds of many potential homebuyers: is it better to build a new house or buy a resale? In the current housing market, it's essential to make informed decisions, and we'll explore both options' pros and cons. 

• Is It Better To Build A New Home Or Buy A Resale?

If you're a homebuyer feeling stuck on the decision to build or buy, we're here to help. Why not schedule a consultation with one of our licensed experts? Our team is well-equipped to provide guidance tailored to your specific needs and preferences. Don't hesitate to reach out and let us assist you in making the best decision for your home-buying journey.

• Book a Real Estate consultation
• Book a Construction consultation

Now might be an excellent time to consider buying a used Tesla since used car values have stabilized and more cars are entering the market. Tesla models are currently depreciating more than other cars, which presents a great opportunity if you’re in the market for an EV or a used electric vehicle. By purchasing a Tesla now, you can get “more car for your money” compared to other brands. 
In this episode, we'll discuss why Tesla is uniquely positioned to discount their vehicles and how new car discounts impact the used car markets. 

• Used Teslas Are Dropping In Price
• Used Tesla prices are plummeting four times faster than other cars

In this episode, we explore the rapid rise of electric vehicles in the automotive industry. Recent data from the industry has revealed that in 2022, 10% of new cars sold were EVs, a significant increase from the previous years' one or two percent. This indicates that EVs are gaining critical mass in the market, and we'll discuss what this means for the future of transportation.

• EVs Are Taking Over New Car Sales
• EVs Made Up 10% of All New Cars Sold Last Year

In today's episode, we explore the vulnerability of government agencies to cyberattacks. In a recent story from New York, a hacker attacked a county clerk's office, deleting files and holding them hostage. But what's more surprising is that the attack was traced back to a third-party records management vendor. Join us as we delve into the dangers of outsourcing sensitive information and the measures that can be taken to prevent such attacks from happening again.

• How Does A Hacker Break Into Government Systems?
• Cyber Attack Continues to Impact Local Records Offices

If you have questions about cyber security, business policies, small business insurance, or something else, contact us today to schedule an insurance consultation.

Inheritance theft, also known as probate fraud, is a prevalent form of fraud that occurs when family members attempt to take more than their fair share of assets during the distribution process. In this podcast episode, we'll explore the different ways inheritance theft can happen, such as concealing assets or taking them before probate and provide tips on how to investigate it. We'll discuss your legal options and how to gather evidence, giving you valuable information on what you need to know and what steps you can take to protect your family's assets. This is not legal advice.

• What is Inheritance Theft?
• Probate Fraud = Inheritance Theft
• Understanding Inheritance Theft Laws

Have questions or concerns about inheritance theft? Schedule a consultation with a licensed private investigator. No obligations, just answers.

New cars are becoming more available, and some dealers may have new vehicles that are marked under MSRP. However, according to Jalopnik, advertised deals under MSRP may be too good to be true. In addition, there is more inventory at the end of 2022 due to new laws that make certain pricing tactics by dealerships illegal. The Federal Trade Commission (FTC) has released new rules that require dealerships to offer a good deal on a car, which may be a new law. It’s important to know how to ask for and expect a good deal.

• Beware of Advertised Car Deals Under MSRP, New FTC Rules
• Don’t Get Too Excited About New Car Deals Just Yet
• FTC policy statement, November 10, 2022
• Motor Vehicle Dealers Trade Regulation Rule

Interest rates and home prices have both increased, leading some to advise against buying a house now. However, some factors suggest now might be a good window of opportunity for purchasing a single-family home as a primary residence. While there are arguments on both sides, in this episode, we'll discuss whether or not now is the best time to buy a house.

Have questions about the real estate market in the US? Schedule a consultation with a real estate agent.

In the world of business, there is one risk that is greater than any other: cyber risk. Despite being a relatively new type of threat, the potential damage caused by cyberattacks has been identified as the largest business risk that exists. This means that, if you are a business owner, the highest probability of suffering severe damage is not from a fire, theft, earthquake or personal injury, but from a cyberattack.

• Cyberattacks Are The Biggest Risks To Business
• Risk managers worldwide say cyber is the biggest business risk today
• Get a Cyber Insurance quote from RiskCoverage.com

A common question we get is whether you can obtain a title or registration for a mini truck or minivan from Japan, as these vehicles are popular for their affordability and uniqueness. The issue is whether there will be problems with title or registration or if they already exist. To understand the rules and laws, let’s examine what is required for successful registration or title and whether rejection is possible.

• Is It Legal To Title A Japanese Mini Truck?
• Maine and Rhode Island take aim at JDM cars, but why?

Over the past decade, we’ve seen many examples of deed fraud in real estate transactions that can destroy the finances of a buyer or seller. In this episode, we'll discuss how deed fraud is committed and how to ensure you're not the next victim. 

• How To Prevent Property Deed Wire Fraud