The Expert Podcast

With the prices of homes being driven up by investors, one of the potential solutions is to have "rent-to-own" homes. Essentially, you're a half-renter and half-owner, but which are you more of? In this episode, we'll discuss alternatives to traditional homeownership and if they're worth it or if you as the buyer/lessee end up getting the worse half of the deal.

The next vehicle you buy could be the last GAS-powered vehicle you ever own; on the other hand, the next vehicle you buy could be the last ELECTRIC vehicle you ever own. What do we mean by that? Well, as you know there's a lot of pressure coming from government agencies and auto manufacturers to switch from gasoline to electric vehicles. However, with the laws to transition in place, manufacturers are now finding that they may not be able to produce as many EVs as needed because of shortages of raw materials. What does this mean for the future of private transportation?

So what is going to be the game plan for electric vehicle adoption for non-homeowners? If you are a renter somebody lives in an apartment or even a condominium, how are you going to own an electric vehicle and have reliable charging?

For those of you with 401k plans, you'll notice that the federal government is now allowing additional contributions to a 401k mostly based on the fact that inflation is affecting dollar amounts and budgets. In this episode, we'll describe these changes put in place by the federal government and how it may impact your 401k plan.

The commercial construction industry is always looking for new materials and new building techniques. Mass timber is a process where you take basically laminated lumber and use it for structural components, not just sheathing or trimming. What does this imply for the future of commercial construction?

Did you ever wonder why it’s so hard to get a title for an abandoned vehicle or to even file for an abandoned vehicle? In almost all 50 states, filing for an abandoned vehicle means you are giving away the vehicle. You don’t get to keep it. Abandoned vehicles are not “finder’s keepers”. So, why does the DMV make it so hard to file for an abandoned vehicle?

Cyber liability insurance is a very interesting type of risk coverage. It’s a little bit different than other lines of insurance. In this episode, we’ll take a look at the current cyber insurance market, how it changes week to week, and the history of cyber insurance.

The most important part of any background check is ensuring that you are looking at the records for the correct individual or subject. Where do you look to find information to do your own background check on a person?

When it comes to cyber security things like ransomware or hacking might not be the most common or dangerous threat anymore. The new most common type of hack is what’s called data exfiltration. This is something that your company should be very worried about because it’s worse than a ransomware attack.

So if you’re a company owner or manager and you want to prevent fraud, one of the most common areas you’ll find evidence of fraud is in fake payable invoices being paid from your company. In this episode, we'll discuss how to detect fake payable invoices and how this type of corporate scam is perpetuated.