While market history suggests September and October to be the more volatile months of the year, is it wise to use that market history as a guide for financial planning? Jay Kirkwood of Secure Financial Management discusses the difficulty of timing the market, the risks associated with trying to do so and why it's a better idea to rebalance your portfolio and take a profit when there is one.

To learn more about Jay and the team at Secure Financial Management, including their "Get Me To Retirement" 5-Step Process, go to www.clearskiesretirement.com

See omnystudio.com/listener for privacy information.