The Fernando Reza Podcast

Do you know what happens to your home if something happens to you? In California, even with a will, your family may still be required to go through probate court, which can involve delays, costs, and public disclosure of records. Today, I’ll walk you through how a living trust avoids all of that by keeping your affairs private and giving your loved ones clear instructions without the court’s involvement. You’ll also learn how Prop 19 affects your heirs and how a trust can help preserve those tax benefits. Get the full breakdown in my latest video.

Think stocks are the best way to build wealth? Many investors don’t realize that real estate can outperform the market by generating income, reducing debt, and creating long-term value with just one property. Today, I’ll break down the three main ways real estate pays you: monthly rental income, mortgage paydowns, and appreciation on a leveraged asset. For example, you’ll see how a modest down payment on a rental can produce returns much higher than what most savings accounts or stocks can deliver. Get all the details in my latest video.

Are you planning to buy, build, or finance a home soon? If you are, you might be in for some bad news: President Trump's newly announced tariffs—10% on most imports and 25% on foreign vehicles—could significantly affect your plans. Today, I’ll explain how these tariffs are expected to raise construction costs, potentially keep mortgage rates higher for longer, and reduce homebuyers' purchasing power. All these might seem daunting, but understanding these changes is key to making smart and informed decisions. To learn what steps you can take to navigate the evolving real estate landscape, just check out my video.

Are you watching your savings shrink and wondering how to stay ahead of inflation? Many people are unsure about investing right now, but doing nothing is still a decision with real costs. That's why today, I’ll show you why real estate remains one of the most reliable ways to build wealth, even during uncertain times. From leveraging bank loans to understanding tax breaks and appreciation trends, I’ll walk you through how smart investors make it work. Get the full breakdown in my latest video.

Are you planning to sell your home soon but don’t know what to disclose to potential buyers? In my experience, many sellers are afraid that disclosures might scare buyers off; however, failing to disclose important items can lead to trouble during the transaction. That’s why today, I’m making things simple by sharing everything you need to know about disclosures when selling your home. You’ll learn what you need to disclose about material defects, your property’s condition, and location-specific information. Just check out this short video to learn more.

How you can prepare for the spring market by planning ahead, budgeting your time, and getting in early.

If you’re planning on buying or selling a home in 2025, you need to be informed. There are a lot of misconceptions about the market right now; some people think the market is still as fast-paced as it was during the pandemic, while others believe a crash is right around the corner. That’s why today, I’m going over how our current housing market is doing and what it means for buyers and sellers. I’ll discuss supply, prices, what buyers are looking for, and more. Just check out the link below to learn more.

It’s official: Cancellations are on the rise. In some markets, close to 30% of real estate transactions that reach escrow don’t make it to closing. Why is this, and what can you do to ensure your buyer follows through on your sale? To answer this, I’m breaking down the state of our market and explaining how you can prepare for flakier buyers. First, inspections are a huge sticking point, but you can eliminate repair issues entirely with a pre-sale inspection. Learn more about buyer cancellations and what you can do to prevent buyers from backing out.