The FI Guys

The FI Guys

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The FI Guys episodes

  • 116: The Gap That Builds Wealth (And How to Grow It)

    What if the secret to financial independence could be boiled down to one simple equation? In this episode of The FI Guys, we break down the core formula: Income – Expenses = The Gap. That gap is your savings rate, and it’s the true engine behind wealth building.


    In episode 4 of the FI Drash Course, we dive into why most people think they have an income problem (spoiler: it’s often a spending problem), and how you can flip the script with intentional choices. From negotiating your worth at work and leveraging side hustles, to maximizing employer benefits (aka free money), we cover practical ways to grow your income and stretch your gap.


    But financial freedom isn’t just about math—it’s about mindset. We explore conscious spending, simple financial habits, and how buying back your time can lead to real happiness. Along the way, we share stories, sound bites, and actionable steps to help you align your money with your values.


    If you’re ready to stop guessing and start building wealth with intention, this episode is for you.


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    ⏰ Timecodes ⏰

    00:00 The Equation for Financial Independence

    04:57 Understanding the Gap: Income vs. Expenses

    10:42 Overcoming Fear: Embracing Side Hustles

    19:28 Mindful Spending: The Key to Financial Freedom

    23:04 Buying Back Your Time

    27:57 Understanding the Big Three Expenses

    36:01The Importance of the Gap

    42:01 Final Thoughts and Action Steps


    #financialindependence #wealthbuilding #moneyhabits


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    46 min
  • 115 Debt Payoff Plans That Actually Work | Should I Pay Off My Parents’ Mortgage?

    In this episode of the FI Guys Podcast, we dive deep into mastering debt, building a crisis fund, and making smart financial decisions that balance both logic and emotion. If you’ve ever wondered how guilt, personal responsibility, and family obligations affect your finances, this episode is packed with insights to help you take control of your money.


    We also open our viewer mailbag to tackle a real listener dilemma: should you pay off your parents’ mortgage? Our discussion highlights the interplay between financial planning and emotional well-being, showing how personal finance isn’t just about numbers—it’s about aligning your choices with your true goals in life.


    Whether you’re looking for personal finance advice for debt, savings strategies, or mindset shifts around money, this episode will help you make better financial decisions while staying true to your values.


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    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Recap of Mastering Debt

    04:04 Understanding the Crisis Fund

    07:39 The Rule of 72 and Debt Growth

    11:06 Personal Finance is Personal

    14:32 Finding Your True Goals

    17:32 Starting the Journey of Change

    20:35 Viewer Mailbag: Should I Pay Off My Parents' House?

    39:39 Wins of the Week


    #financialindependence #debtmanagement #personalfinancetips


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    42 min
  • 114: The Truth About Debt They Never Taught You

    In the 3rd episode of the FI Crash Course, The FI Guys break down debt management strategies and practical ways to take control of your finances. Learn about the Four Horsemen of Debt—mortgages, student loans, credit cards, and medical bills—and how to treat debt as a financial tool instead of a burden.


    We cover debt payoff methods including debt snowball, debt avalanche, and a hybrid approach, plus the importance of a crisis fund to prevent financial setbacks. Take actionable steps today to create a personal debt payoff plan and move toward financial freedom.


    Key Topics:

    • Emotional impact of debt

    • Four Horsemen of Debt explained

    • Snowball vs. avalanche vs. hybrid debt payoff methods

    • Why a crisis fund is essential


    Subscribe for more tips on paying off debt, personal finance strategies, and achieving financial independence.


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Understanding Debt: The Heavy Burden

    04:40 The Four Horsemen of Debt

    08:46 Debt as a Tool: Emotional and Practical Perspectives

    13:43 Proven Strategies to Pay Off Debt

    19:35 The Hybrid Method: Balancing Emotion and Math

    21:35 The Power of the Hybrid Method

    24:47 Understanding Crisis Funds

    26:59 The Importance of Preparation

    31:08 Breaking Free from Debt

    33:31 Taking Control of Your Finances

    38:22 Creating a Personal Payoff Plan


    #debtmanagement #payoffdebt #financialfreedom


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    44 min
  • 113: What’s Your Financial Freedom Number? Here’s How to Find It | How to Handle a Mortgage After Losing a Job

    In this episode of The FI Guys Podcast, we dive deep into the journey of financial independence for beginners. Learn how the 4% rule in investing and maintaining a strong savings rate are critical to achieving long-term financial freedom.

    We also tackle the challenge of finding reliable financial advice, sharing how personal experiences can shape the guidance you receive. Plus, we respond to a viewer letter about mortgage struggles, providing practical insights on navigating financial hardships, overcoming debt, and building financial resilience.

    Whether you’re just starting your path to financial stability, dealing with debt, or looking for strategies to embrace money challenges, this episode gives actionable tips and motivation to help you stay on track toward financial independence.


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    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Introduction to Financial Independence

    03:37 The Importance of the 4% Rule

    05:00 Personal Experiences with Financial Independence

    07:31 Finding Quality Financial Advice

    07:58 NEWCHAPTER

    10:22 The Nuances of Financial Strategies

    13:09 Viewer Mailbag: Mortgage Troubles


    #financialindependence #4percentrule #savingsrate


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    45 min
  • 112: How to Reach Financial Independence (Step-by-Step)

    🎙️ In this insightful episode of The FI Guys podcast, join Chris and Dom as they dive into the essential steps to achieve financial independence. They explore critical concepts like the 4% rule, expense tracking, and savings rates, emphasizing how these factors contribute to long-term financial security. Discover practical advice on balancing present enjoyment with future financial planning, empowering you to take charge of your financial journey today. Whether you're new to financial independence or looking to refine your strategy, this episode offers actionable insights to help you achieve your financial goals.

    Don’t forget to subscribe for more expert tips on financial independence and personal finance strategies!

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    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Understanding Financial Independence

    05:12 The 4% Rule Explained

    08:23 The Importance of Tracking Expenses

    11:19 Savings Rate: Your Financial Superpower

    14:12 Balancing Today and Tomorrow

    16:50Action Steps for Financial Independence


    #FinancialIndependence #PersonalFinanceTips #4PercentRule


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    45 min
  • 111: The First Step to Financial Freedom Is This | How to Manage an Inheritance

    In this episode of The FI Guys Podcast, we dive deep into the real reasons people pursue financial independence—and it’s about so much more than just money.


    We explore:

    ✅ The freedom to design your life and choose how you spend your time

    ✅ Spending more quality time with family and loved ones

    ✅ Making a positive impact in your community

    ✅ Achieving peace of mind through financial stability

    ✅ Creating space for personal growth and self-discovery

    ✅ Breaking generational cycles and building generational wealth

    ✅ Living with intention and aligning your money with your values


    We also wrap up with a viewer mailbag segment, offering practical financial advice on how to manage an inheritance wisely so it supports your long-term goals.


    Whether you’re new to the financial independence movement or already on your financial freedom journey, this episode will help you clarify your “why” and inspire you to live life on your terms.


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Introduction to Phi Crash Course Remastered

    02:51 Exploring the Freedom to Choose

    09:08 Making a Bigger Impact

    10:40 Finding Peace of Mind

    12:14 Creating Space for Growth

    14:05 Breaking the Cycle of Generational Poverty

    15:17 Living on Purpose

    17:24 Viewer Mailbag: Inheritance Guidance


    #financialindependence #financialfreedom #generationalwealth


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    33 min
  • 110: Your Journey to Financial Independence Starts Here

    In this episode of The FI Guys Podcast, we break down what financial independence really means—and it’s not just about retiring early. True financial freedom is about having the power to design your life, choose how you spend your time, and align your money with your purpose.


    FI Crash Course - Class 1


    We explore:

    ✅ How to define your perfect day and why it’s essential for your FI journey

    ✅ The three levers of financial independence: spending less, earning more, and investing smarter

    ✅ The importance of knowing your “why” for pursuing financial independence

    ✅ How to use a joy list to make spending decisions that actually bring happiness

    ✅ Why you need to take immediate action toward your financial goals


    Whether you’re just starting your financial independence journey or you’re already working toward early retirement, this conversation will give you practical strategies and motivation to create a life you truly love.


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Understanding Financial Independence

    05:11 The Importance of Defining Your Perfect Day

    08:06 The Three Levers of Financial Independence

    10:39 Frugality with Purpose

    13:05 Finding Your Why

    16:07 The Power of Your Why

    18:47 Escaping the Standard Path

    21:08 Taking Action Now

    24:01 Creating Your Joy List


    #financialindependence #earlyretirement #investingsmart


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    36 min
  • 109: 💸 Top 5 Money Lies We Tell Ourselves | Finding Hope When You're Drowning in Debt

    In this episode of FI Friday Feedback, we unpack the top five money lies that hold people back from financial freedom. From the belief that you’ll save more when you earn more, to the myth that it’s “too late” to turn things around—we’re calling out the false narratives that keep you stuck.💥 What you’ll learn in this episode:✅ The most common financial lies we tell ourselves—and how to reframe them✅ Why more income doesn’t always mean better savings habits✅ How your identity and self-perception shape your financial outcomes✅ The truth about the phrase “money is evil” and why it’s damaging✅ Why accountability is the foundation of real financial progress✅ How to start improving your finances—no matter your age or situation✅ Real-life advice from our viewer mailbag: navigating debt while chasing financial independence✅ Our personal wins of the week to keep things grounded and hopefulWhether you’re battling debt, questioning your beliefs about money, or just want to get back on track, this episode delivers clarity, encouragement, and next steps.


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    ⏰ Timecodes ⏰

    00:00 Introduction to Money Lies

    03:55 Taking Accountability for Financial Actions

    06:42 The Myth of Saving More When Earning More

    09:56 It's Never Too Late to Start

    12:37 Rethinking Money: Is It Evil?

    15:48 Breaking the Cycle of Financial Identity

    18:56 Viewer Mailbag: Is Financial Independence Possible?

    43:38 Wins


    #moneymindsetshift #moneybeliefs #personalfinanceforbeginners


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    45 min
  • 108: The Money Lies We Tell Ourselves (and What to Do About Them)

    🎙️ Discover the Truth About Your Money Mindset | The FI Guys Podcast Episode


    Join us in this eye-opening episode of The FI Guys Podcast as we uncover the common money lies holding you back. Dive deep into the origins of these beliefs and learn powerful reframes that will empower your financial journey. We emphasize the critical role of self-awareness in shaping your financial beliefs and discuss actionable steps towards achieving true financial independence, regardless of your starting point.


    🔍 Key Topics Covered:

    • Unveiling common money lies and their impact

    • Understanding the roots of these beliefs

    • Practical strategies to reshape your financial mindset

    • Steps towards achieving financial independence


    📌 Why Listen?
    Whether you’re starting your financial journey or looking to enhance your current practices, this episode offers invaluable insights to help you break free from limiting beliefs and take control of your financial future.


    🔔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for More Content:


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    ⏰ Timecodes ⏰00:00 Unpacking Money Lies: A Personal Journey09:29 The Myth of Being Bad with Money12:59 The Illusion of Waiting to Save13:59 It's Never Too Late to Start20:35 Money as a Tool: Reframing Evil24:23 Breaking Cultural Barriers to Wealth#moneymindset #financialindependence #financialfreedom


    ~~~~~~~

    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/


    33 min
  • 107: The Problem with Financial Advisors Today w/ Michael Scarpati

    In this powerful Part 2 episode, financial advisors Michael Scarpati and Chris Monzon explore the deep connection between financial planning and human psychology. 💭💰

    They discuss how early life experiences and childhood money stories shape our financial beliefs, habits, and behaviors. By examining the emotional and psychological side of personal finance, they offer a new approach to building wealth that starts with self-awareness—not spreadsheets.

    This conversation dives into:

    • How your childhood shapes your relationship with money

    • The role of values-based financial planning

    • What it really means to have “enough”

    • How to build financial independence with intention

    • Why mindset is the real engine behind financial success

    Whether you’re just getting started on your financial journey or reevaluating what “wealth” means to you, this episode will help you connect the dots between your inner world and your money decisions.


    🔔 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ for More Content:


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    📧 Contact Us: For FI Friday Feedback questions, business inquiries, or collaboration opportunities, ⁠⁠please email us⁠⁠ at: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠[email protected]⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠


    💬 Leave a Comment: We love hearing from our viewers! Share your thoughts, questions, or suggestions in the comments section below. We'll do our best to respond to each one.


    ⏰ Timecodes ⏰

    00:00 Navigating Client Goals and Values

    38:09 Disclaimer at the end .m4v


    #financialmindset #moneybeliefs #moneypsychology


    ~~~~~~~


    Disclaimer: The FI Guys is a podcast dedicated to providing general information and insights on a wide range of wealth-related topics. The views and opinions expressed in this podcast are those of the hosts and guests and do not constitute personalized financial advice.

    The content provided in this podcast is for educational and informational purposes only. It should not be considered a substitute for professional financial advice. Your financial situation and goals are unique, and the information provided here may not be applicable or suitable to your specific circumstances.

    We, the hosts and guests on The Fi Guys are not acting as your financial advisors. We are not aware of your individual financial situation, risk tolerance, or investment objectives. Any decisions or actions you take based on the information provided in this podcast are your own and made at your own risk.

    The content in this podcast is for informational purposes only and should not be considered financial advice. We do not endorse specific products or services. Past performance doesn't guarantee future results. The opinions expressed are those of the hosts and guests, not the podcast sponsors.

    It is crucial to consult with a qualified financial advisor or professional who can provide advice tailored to your specific needs before making any financial decisions, investments, or taking any other actions. If you are seeking specified help, you can reach out to Chris at https://www.monzonwealth.com/

    39 min

About The FI Guys

From the publisher's feed

Welcome to "The FI Guys" podcast, hosted by Chris from Monzon Wealth and Dominic. Join us as we explore the secrets to achieving financial freedom and independence. With a passion for personal finance…