The Fiduciary's Edge

In this episode of The Fiduciary's Edge, co-hosts Michael and Mike Bishop challenge one of the most common assumptions about retirement planning: that the closer you get to retirement, the more conservative your investments should become. They break down why protecting your account balance isn't always the same as protecting your long-term financial security, and how inflation can quietly become one of the biggest risks retirees face.

The Bishops also explore the origins of the 4% withdrawal rule, the difference between preserving money and preserving purchasing power, and why a long-term investment strategy is often the best defense against decades of rising costs.

Whether you're approaching retirement or already living it, this episode offers practical insight into balancing growth, managing risk, and building a portfolio designed to support you for the long haul.

In this episode of The Fiduciary’s Edge, co-hosts Michael and Mike Bishop break down the fundamentals of estate planning and the costly mistakes families make when they wait too long to prepare. From wills and beneficiary designations to probate, inheritance tax, gifting strategies, and inherited IRAs, they unpack the real-world planning decisions that can impact your family for years to come.

The Bishops also explain why estate planning is not one-size-fits-all, how to avoid creating unnecessary complications for your heirs, and why consolidating accounts and building the right advisory team matters more than most people realize.

Whether you’re just starting your financial journey or managing a more complex estate, this episode offers practical insight into protecting your assets, minimizing confusion, and planning with clarity.

In this episode of The Fiduciary’s Edge, co-hosts Michael and Mike Bishop unpack three of 2025's biggest market forces: tariffs, artificial intelligence, and cryptocurrency. They explain how tariffs raise costs for consumers, why the surge in AI spending is backed by real financial strength, and what crypto’s latest downturn reveals about speculation versus investing. Along the way, they reinforce why staying disciplined and letting compounding work remains the most powerful strategy in uncertain markets.

In this episode of The Fiduciary’s Edge, co-hosts Michael and Mike Bishop unpack the difference between fiduciary and suitability advisors, and why it matters more than most investors realize. From fast-food-style sales tactics to the disciplined care of a true fiduciary, they reveal how advisor incentives shape your financial future. The Bishops also tackle retirement myths, market timing traps, and the dangers of chasing headlines instead of long-term trust and transparency.

In this episode of The Fiduciary’s Edge, Michael and Mike Bishop break down the hype around cryptocurrency and whether it belongs in a sound financial plan. From Bitcoin’s extreme volatility and speculative nature to the rise of blockchain and forgotten wallet horror stories, they explore why crypto fails the fiduciary test. With decades of experience navigating market cycles, the Bishops compare digital assets to time-tested investments like Hershey’s—and explain why fundamentals still matter more than buzz.

In this premiere episode of The Fiduciary’s Edge, hosts Michael and Mike Bishop explore the hidden forces that cause investors to sabotage their own success. From herd mentality and emotional decision-making to generational money patterns and the influence of technology, they break down the psychological traps that lead to poor investment choices. With insights from decades in finance and law, the Bishops highlight why market timing often fails, how reactive behavior hurts returns, and why partnering with a single fiduciary can provide clarity and confidence. Tune in for a fresh perspective on building lasting wealth through patience, planning, and discipline.