Guests Jan Kallberg and Col Stephen Hamilton of Army Cyber Institute at West Point join Dave to talk about cognitive force protection, Joe and Dave have some follow-up from a listener named Obada about Apple only allowing 2FA through SMS, Dave shares a story about Google's plan to require MFA for all users, Joe's story is about a couple who had their Fidelity retirement account defrauded to the tune of $40,000, and our Catch of the Day is from a listener named Doal about becoming named the beneficiary of a similarly-named deceased person.

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