Many people feel like they can't overcome their circumstances when it comes to personal finance. It's very difficult to tell yourself that there is a way out when you are constantly bombarded with financial strife. But the truth is anyone can change their circumstances, and many times it just starts with asking for help. Today I have the pleasure of speaking with Jajuan Hailey, one of the newest debt free members of the In The Smoker Family. During this episode we talk about what life was like before he asked for help, as well as his journey to becoming debt free.   Tune in!

Jajuan Hailey's Contact Info:

Instagram: @jajuanh_

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Few people know that time is the real currency that you should be seeking. Time will allow you to be diligent in pursuing your passion and your purpose. Success isn't tied to a dollar amount, but it's about the impact that you can have on others. Do you add value to those around you? Today I have Tellers Pollard, a successful entrepreneur with businesses within the realm of real estate, mortgages, and the restaurant industry here to talk about he was able to pursue his passion and his purpose. Tune in!

Tellers Pollard's Contact Info:

Instagram: @tellers.j.pollard

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Many times we want to blame the system and others for our shortcomings, but we never take the time to see how our actions made us fall short. It's so much easier to place blame on outside entities, however it is rare that we are completely faultless in these situations. We are just too stubborn to realize it. Tune in!

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Sometimes to get where you want to be in life you have to ignore the naysayers and make the decision to act on the behalf of your own best interest. Contrary to popular belief, the environment that you experienced as a child (or currently) doesn't have to define the trajectory of your life. If you want to be better you can, but it takes effort. Today I have Ethien Morales a United States Marine Corps C-130 Pilot, real estate investor, and entrepreneur on the show to talk about how his experiences growing up shaped the mentality that he has today. Tune In!

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

There are so many times that people set goals for themselves without understanding that they will need to make sacrifices in order to reach them. The thought that you can progress towards something without getting rid of negative habits and practices is crippling. During this episode I am going to speak about this concept and offer some guidance on how to give yourself the best shot of reaching your goals in a timely manner. Tune in!

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Conversations about health insurance and health benefits can be extremely uncomfortable for many people. The stress of not knowing if you will be able to afford getting sick can be unbearable. Fortunately there are programs that exist to provide support to people that can't afford proper health coverage on their own. Today I have Ahmed Alford who is currently serving as a Clinical Pharmacist Intern to shed light on many of these programs that we don't know exist to help us out. Tune In!

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Ahmed Alford's Contact info:

Instagram: @ahmedalford

Podcast: @corconsultrx

We all know that an unchecked Ego can be costly when it comes to relationships or career progression. However, not many people acknowledge the fact that an unchecked Ego can also be costly to your bank account. Today I am sitting down with one of my best friends Tony Lyas, BSN, RN to discuss The Price Of Ego. Tune In!

Eric Johnson's Contact Info:

Website: www.inthesmoker.com

Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/

Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1

Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg

Instagram: @inthesmoker

Facebook: @inthesmoker

Tony Lyas' Contact info

Instagram: @groovytonee

Dealing with the stressors of debt can not only make personal life more difficult for you, but it can also negatively effect multiple aspects of your life to include your mental health and relationships. Today I get the privilege of sitting down with D'Angelo Taylor, LPC, founder of Soundtrack To Life, LLC. Today we will discuss the mental aspects of personal finance in detail.

D'Angelo received his bachelors in psychology at UNC Charlotte and received his Masters in Counseling Psychology from The Chicago School of Professional Psychology, Washington, D.C. a graduate of a licensed professional counselor, executive coach, and music producer based out of Charlotte, NC.

Over the years, he has developed a unique combination of person-center therapy and cognitive behavioral therapy that addresses anxiety, depression, ADHD, relationship issues, transitions, emotional regulation, grief and loss, and stress. D’Angelo provides a culturally congruent approach to therapy, which breakdown client’s defenses and engages them in treatment.

D’Angelo, also known as “Taylor Famous”, released a music project titled “Beat Therapy” that can be found on all major music streaming platforms. D'Angelo is also the founder of SuperDope Nation, a music platform that elevates music artists through the curation of artist showcases, studio jams, and artist development programs. D’Angelo is also a MAN of Omega Psi Phi Fraternity Inc.

Eric Johnson's Contact Info:

• Website: www.inthesmoker.com
• 
  
• Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/
• 
  
• Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1
• 
  
• Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg
• 
  
• Instagram: @inthesmoker
• 
  
• Facebook: @inthesmoker

D'Angelo Taylor's contact info:

• Website: www.soundtracktolifellc.com
• 
  
• Beat Therapy: https://music.apple.com/us/album/beat-therapy-3-the-quarantine-collection/1602908864
• 
  
• Instagram: @SoundtracktoLifellc
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• Instagram: @TaylorFamousQ

When it comes to money, we tend to think that it is reserved for certain people. Or we think that we are not smart enough or skilled enough to obtain the money that we desire. This couldn’t be further from the truth. I have Andre Truss, a Marine Corps Veteran, United States Naval Academy graduate, who as a hungry entrepreneur has developed successful businesses within the fields of real estate, mortgages and the restaurant industry here to discuss this concept in detail today. Tune in because you don’t want to miss this.

Eric Johnson's Contact Info:

• Website: www.inthesmoker.com
• 
  
• Budgeting Course: https://in-the-smoker-financial-coaching.teachable.com/
• 
  
• Book: https://www.amazon.com/Smoker-Mindset-Eric-Johnson-ebook/dp/B09XRHMRD8/ref=sr_1_1?crid=L9ADQP846Z1E&keywords=the+in+the+smoker+mindset&qid=1655835649&s=digital-text&sprefix=%2Cdigital-text%2C147&sr=1-1
• 
  
• Youtube: https://www.youtube.com/channel/UCKALmLANt0UHs1ieN5EmoXg
• 
  
• Instagram: @inthesmoker
• 
  
• Facebook: @inthesmoker

Andre Truss's Contact Info:

• Instagram: @andremtruss

Welcome to “The Finance Bruh” hosted by Eric L. Johnson II –  author of The In the Smoker Mindset and founder of In The Smoker Financial Coaching. Eric is also a US Naval Academy Graduate and Marine Corps Veteran. 

So many people are afraid to talk about finances and failures in the same conversation. This creates blinders when it comes to learning how to change financial habits. The most effective way is to be real honest with real people. “The Finance Bruh” speaks to everyone. Regardless if you are an expert therapist or a stay-at-home parent, the money system operates the same. Discussing everyday experiences creates a space to learn and grow together as a community. 

Let’s start having real conversations about real personal finances.