The Finance Geeks Podcast

By thefinancegeekspodcast

Two financial planners shoot the breeze, while sharing tips for making the most of your money and living your best life. Expect a lot of laughs and genuine insights that might just transform the way y... more

Download on the App Store

Download on the App Store

Get it on Google Play

FAQs about The Finance Geeks Podcast:

How many episodes does The Finance Geeks Podcast have?

The podcast currently has 37 episodes available.

The Finance Geeks Podcast episodes:

April 16, 2024 Episode 007 : The "Enough" Enigma - Cracking the Code to Financial Fulfilment
Feeling like you're constantly chasing more money? In this episode of The Finance Geeks, Warren and Paul crack the code to financial fulfilment! We delve into the "Enough" Enigma, revealing why clarity is key to achieving financial peace. Learn why knowing your desired lifestyle and values is crucial, and how Maslow's Hierarchy of Needs helps define your "enough." We'll explore the concept of lifestyle inflation and strategies to avoid the "keeping up with the Joneses" trap. Join us as we equip you with strategies to unlock financial fulfilment and build a life you truly love!
==========================
Chapters: 0:00 - Intro
6:51 - Hot Off The Press
14:47 - The Focal Point: Exploring the concept of "enough"
38:50 - Two Pennies Worth
44:10 - Quotes & Anecdotes
==========================
Follow us our our social media channels:
Instagram: https://www.instagram.com/financegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
==========================
Podcast Reference Links:
Article on the Anxious generation
https://www.afterbabel.com/p/its-time-to-free-the-anxious-generation
Does winning the lottery ruin the lives of winners?
https://www.forbes.com/sites/johnjennings/2023/08/29/debunking-the-myth-the-surprising-truth-about-lottery-winners-and-life-satisfaction/?sh=648c01436ccc
Jonathan Haidt on Modern Wisdom Podcast number 766
https://open.spotify.com/episode/4JVyuByH1hq9rvB9Do6kF7?si=577bc8a74a324830
British UK ISA debacle
https://citywire.com/new-model-adviser/news/complete-nonsense-uk-isa-risks-confusing-savers-with-complexity-aj-bell/a2439784
Future Value Calculator (website)
https://www.calculatorsoup.com/calculators/financial/future-value-calculator.php
Compound Interest Calculator (website)
https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php
Oura Ring (gadget)
https://ouraring.com/
Scoop (Film)
https://www.netflix.com/gb/title/81600418
How Much is Enough? - Robert Skidelsky (book)
https://amzn.eu/d/gdf87ww
The Number - Lee Eisenberg (book)
https://amzn.eu/d/78tM6Bn
Die with Zero - Bill Perkins (book)
https://amzn.eu/d/a9w0EZS
The Beautiful Game (film)
https://youtu.be/pXWgl7pOpMM?si=GrPxCBFuMjyb6A0i
After Bable (Website)
https://www.afterbabel.com/

...more
52min
April 02, 2024 Episode 006: Your Financial Force Field - Plan for the unknown and protect yourself
Does life sometimes feel like a rogue asteroid hurtling towards your financial well-being? Don't panic! This episode equips you with the tools to build a Financial Force Field, deflecting the unexpected financial blows that can send your budget into a black hole.
We explore the importance of an emergency fund. Think of it as your personal starship's warp core reserve.
We'll also blast off into the world of Income Protection. This isn't just your average illness and injury insurance, it's your financial deflector shield against lost income. Whether you're battling a surprise space slug infestation (illness) or a malfunctioning replicator (disability), Income Protection ensures a steady stream of income to keep your financial starship afloat.
=====================
Chapters:
0:00 - Intro
4:03 - Hot off the press
10:47 - The focal point: Planning for the unknown (Emergency Cash, Income Protection and PMI)
39:20 - Two Pennies Worth
43:38 - Quotes & Anecdotes
=====================
Follow us our our social media channels:
Instagram: https://www.instagram.com/financegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
=====================
Podcast Reference Links:
ADX Karting at Rye House
https://www.adxkarting.com/
ONS CPI data
https://www.ons.gov.uk/economy/inflationandpriceindices
S&P reaching new highs
https://www.investing.com/indices/us-spx-500
S&P vs Dow vs Nasdaq
https://www.investopedia.com/nasdaq-vs-sp500-vs-dow-5213252
Daniel Kahneman
https://en.wikipedia.org/wiki/Daniel_Kahneman
What is Income Protection?
https://www.moneyhelper.org.uk/en/everyday-money/insurance/what-is-income-protection-insurance
The Top 10 Private Medical Insurance (PMI) Providers in the UK
https://www.thanksben.com/blog/who-are-the-top-10-private-medical-providers-in-the-uk
Statutory Sick Pay (SSP) Overview
https://www.gov.uk/statutory-sick-pay
Most commons reasons for PHI claim
https://www.lv.com/income-protection/faq/what-are-the-most-common-types-of-claim-you-pay
Cancer statistics
https://www.macmillan.org.uk/about-us/what-we-do/research/cancer-statistics-fact-sheet
Difference between illness and injury insurance and proper income protection
https://www.legalandgeneral.com/insurance/income-protection-insurance/
Reassured Q&A and stats on income protection plus calculator
https://www.reassured.co.uk/income-protection/income-protection-claims/
How will your measure your life (Book)
https://tandemfinancial.co.uk/book-reviews/how-will-you-measure-your-life-book-review/
Thinking Fast and Slow (Book)
https://tandemfinancial.co.uk/book-reviews/thinking-fast-and-slow-by-daniel-kahneman-book-review/
Headway Book Summary(App)
https://makeheadway.com/
Blinkist (Website)
https://www.blinkist.com/en/home
One Life (Film)
https://www.imdb.com/title/tt13097932/
George Bernard Shaw Quote
https://www.flickr.com/photos/tandemfinancial/23818046318/in/album-72157687946672833/
Quote about Wealth
https://www.flickr.com/photos/tandemfinancial/37412928250/in/album-72157687946672833/
Thomas Fuller Quote
https://quotefancy.com/quote/759580/Thomas-Fuller-Health-is-not-valued-till-sickness-comes
...more
48min
March 22, 2024 Episode 005: Action Man vs. the Taxman - Become a tax efficient investment geek!
In the ever-present battle for financial dominance, a new challenger emerges! Forget the stock market swings and the endless ticker tape scrolls. Today's fight is against a familiar foe – the Taxman. But fear not, fellow investment geeks! Here at the Finance Geeks Podcast, we're arming you with the knowledge and strategies to become tax-efficient investing heroes. We'll delve into the intricacies of allowances, pensions, and investment accounts, showing you how to maximize your returns while minimizing your tax burden.
=====================
Chapters:
0:00 - Intro
8:22 - Hot off the press
12:31 - The focal point: Risk – how to become a tax efficient investment geek!
43:18 - Two Pennies Worth 48:52 - Quotes & Anecdotes
=====================
Follow us our our social media channels:
Instagram: https://www.instagram.com/financegeekspodcast/
X: https://twitter.com/TheFinanceGeeks
YouTube: https://www.youtube.com/@thefinancegeeks
=====================
Podcast Reference Links:
Spring Budget: Workers to pay less national insurance from April https://www.moneysavingexpert.com/news/2024/03/national-insurance-cut-spring-budget-2024/
Download the FULL Spring 2024 Budget
https://www.gov.uk/government/publications/spring-budget-2024
UK ISA consultation - GOV.UK (www.gov.uk)
https://www.gov.uk/government/consultations/uk-isa-consultation
Taxation in the United Kingdom
https://en.m.wikipedia.org/wiki/Taxation_in_the_United_Kingdom
21 Types of Tax we pay
https://www.oneaccounting.co.uk/21-types-tax-we-pay-spurious-link-beatles/
Tax-efficient ways to save or invest
https://www.moneyhelper.org.uk/en/savings/types-of-savings/isas-and-other-tax-efficient-ways-to-save-or-invest
HMRC tax receipts and National Insurance contributions for the UK (annual bulletin)
https://www.gov.uk/government/statistics/hmrc-tax-and-nics-receipts-for-the-uk/hmrc-tax-receipts-and-national-insurance-contributions-for-the-uk-new-annual-bulletin#:~:text=HMRC%20collected%20%C2%A3788.6%20billion,for%2056%25%20of%20annual%20receipts
What is EIS, VCT or SEIS?
https://www.mandg.com/wealth/adviser-services/tech-matters/investments-and-taxation/eis-vct-and-seis/eis-vct-seis
Same as Ever – Book by Morgan Housel
https://www.amazon.co.uk/Same-Ever-Timeless-Lessons-Opportunity/dp/1804090638
The tax poem — Adam Smith Institute
https://www.adamsmith.org/blog/miscellaneous/the-tax-poem
...more
53min
March 06, 2024 Episode 004: Unmasking the Mystery of Investment Risk
Have you ever wondered what lurks behind the cryptic phrase "investment risk"? It might sound like a financial boogeyman, shrouded in mystery and ready to pounce on your hard-earned cash. But fear not, as today on The Finance Geeks, we're unmasking the mystery of investment risk.
We will be putting on our metaphorical trench coats and magnifying glasses, delving into the different types of risk lurking in the investment world. We'll shed light on how these risks can impact your portfolio, but more importantly, we'll equip you with the knowledge to become a risk-savvy investor, not a risk-averse one.
Join us as we unveil the true nature of investment risk, debunk the myths, and empower you to navigate the financial landscape with confidence.
=====================
Chapters:
0:00 - Intro
5:25 - Hot off the press
13:16 - The focal point: Risk – What does risk mean to you? What are the main risks when investing?
45:04 - Two Pennies Worth
48:38 - Quotes & Anecdotes
=====================
Podcast Reference Links:

UK Budget and rumours of NI Cut
https://www.bbc.co.uk/news/business-68406450
Public Finances
https://commonslibrary.parliament.uk/research-briefings/sn02812/
UK Govt Debt and deficit
https://www.ons.gov.uk/economy/governmentpublicsectorandtaxes/publicspending/bulletins/ukgovernmentdebtanddeficitforeurostatmaast/september2023
UK National Debt
https://www.economicshelp.org/blog/334/uk-economy/uk-national-debt/
Bitcoin Price Climbs
https://www.investing.com/news/cryptocurrency-news/bitcoin-rally-continues-price-climbs-above-60k-for-the-first-time-since-november-2021-432SI-3318744
SJP share price crash
https://citywire.com/new-model-adviser/news/sjp-shares-crash-after-it-sets-aside-426m-for-advice-fee-refunds/a2437114
Inflation figures
https://www.economist.com/the-world-this-week/2024/02/15/business
Berkshire Hathaway report
https://www.berkshirehathaway.com/
What is RISK?
https://en.wikipedia.org/wiki/Risk
What is risk? Dictionary definition.
https://www.merriam-webster.com/dictionary/risk
Systemic vs Systematic risk
https://efinancemanagement.com/investment-decisions/systemic-vs-systematic-risk
Unsystematic risk/ Idiosyncratic risk
https://www.investopedia.com/terms/u/unsystematicrisk.asp
Risk vs Volatility
https://www.forbes.com/uk/advisor/investing/risk-vs-volatility-whats-the-difference/
5 commons myths about investment risk
https://tandemfinancial.co.uk/tandem-thinking/investment-risk-5-common-myths-and-misconceptions/
Dashlane (App)
https://www.dashlane.com/
HMRC App
https://www.gov.uk/guidance/download-the-hmrc-app
The Gentlemen (TV Series)
https://www.netflix.com/gb/title/81437051
The Stranger
https://www.netflix.com/gb/title/81001209
Dumb Money
https://www.amazon.co.uk/Dumb-Money-Paul-Dano/dp/B0CLVTHKMM
Mark Zuckerberg quote on risk
https://twitter.com/HRquote/status/907109359133630465/photo/1
Warren Buffet quote on risk
https://www.azquotes.com/quotes/topics/risk-management.html
Maharishi quote
https://thomknoles.com/podcast/knowledge-structured-consciousness/
Warren Buffett quotes
https://www.investopedia.com/financial-edge/0511/the-top-17-investing-quotes-of-all-time.aspx

...more
56min
February 27, 2024 Episode 003: Level Up Your Finances - Mastering the Art of Budgeting and Cash Flow
Calling all financial adventurers! Get ready to slay the debt dragon and conquer your financial fortress with Paul Cleworth and Warren Shute. Join us on this epic quest to master the art of saving and avoiding the traps of impulsive spending.
We'll uncover the secret formula for success (no magic potions needed!), exploring the legendary 50/30/20 rule and the hidden treasures of Compound Interest.
=====================
Chapters:
0:00 - Intro
9:09 - Hot off the press
16:40 - The focal point: How much could you save? budgeting, cashflow and getting the balance right
59:46 - Two Pennies Worth
1:10:46 - Quotes & Anecdotes
=====================
Podcast Reference Links:
Uk Fell into recession
https://www.bbc.co.uk/news/live/business-68297420
Red Sea Crisis
https://www.bbc.co.uk/news/uk-england-hampshire-68294622
Steve Wright
https://www.bbc.co.uk/news/entertainment-arts-68292724
Finance Act 2023
https://www.legislation.gov.uk/ukpga/2023/1
Budget March 2024
https://www.bbc.co.uk/news/uk-politics-68159003
The Calculator Site
https://www.thecalculatorsite.com/finance/calculators/compoundinterestcalculator.php
Budget Planning PDF
https://tandemfinancial.co.uk/wp-content/uploads/2022/05/Budget_Planning_Factsheet.pdf
EOY Tax Guide
https://www.dropbox.com/scl/fi/vbf2cirq8aj42kibe65j2/Tandem-Tax-Guide-2024_01.pdf?rlkey=hqu88aw7tjl607lfhv7d12v6y&dl=0
Use this Spreadsheet for cashflow and BTLs
https://tandemfinancial.co.uk/wp-content/uploads/2022/05/CashFlow__BTL_Spreadsheet.xlsx
Pay Yourself First!
https://www.investopedia.com/terms/p/payyourselffirst.asp
Article on Time, Money and Health.
https://tandemfinancial.co.uk/tandem-thinking/time-money-and-health-achieving-balance-at-each-life-stage/
Article on Investment Risk, Myths and misconceptions. Differences between Saving and Investing.
https://tandemfinancial.co.uk/tandem-thinking/investment-risk-5-common-myths-and-misconceptions/
The 50/30/20 Budget Rule
https://www.investopedia.com/ask/answers/022916/what-502030-budget-rule.asp
Park Run
https://www.parkrun.org.uk/
Josh & Gabby Butten
https://www.boosst.financial/
Brett Davidson
https://fpadvance.com/
The Money Plan (Book)
https://www.amazon.co.uk/Money-Plan-Warren-Shute/
The Number (Book)
https://amzn.eu/d/eSlu3V7
Die With Zero (Book)
https://amzn.eu/d/eSlu3V7
Lumi Light (Gadget)
https://amzn.eu/d/gMttENn
Lumi Alarm (Gadget)
https://amzn.eu/d/9lJXqvN
Build Your Stax (App)
https://buildyourstax.com/
Blackberry (Film)
https://www.blackberrymovie.com/
Feel Good Productivity (Audiobook)
https://amzn.eu/d/hvdyNuc
Ali Abdaal’s website
https://www.feelgoodproductivity.com/
Curve (App)
https://curve.com/en-gb/how-it-works

...more
1h 16min
February 20, 2024 Episode 002: Secrets to a Happy Life - The Ultimate Investment
In this episode, the Geeks ditch the spreadsheets and dive into the ultimate investment - happiness (with dividends that reach every corner of your life). Discover the secrets to unlocking happiness that's bigger, brighter, and more fulfilling than any fleeting financial gain.
So, let's get happy and let's show the world that true happiness is built on more than just numbers – it's built on a foundation of laughter, love, and living life to the fullest!

=====================
Chapters:
0:00 - Intro
1:43 - what have you been up to?
7:13 - Hot off the press
14:52 - The focal point: Secrets to a Happy Life
45:52 - Two Pennies Worth
56:43 - Quotes & Anecdotes
=====================
Podcast Reference Links:
Medical Wellness Checking (website)
https://www.medichecks.com/
Bank of England holds interest rates at 5.25%
https://www.bbc.co.uk/news/live/business-68164004
What are UK interest rates and when will they fall?
https://www.bbc.co.uk/news/business-57764601
Key financial dates for 2024
https://www.thetimes.co.uk/money-mentor/income-budgeting/key-financial-dates-to-look-out-for-in-2024
This will be the biggest tax-raising parliament on record
https://ifs.org.uk/articles/will-be-biggest-tax-raising-parliament-record#:~:text=At%20the%20time%20of%20the,in%20the%20post%2Dwar%20period.
Total public sector net debt in the United Kingdom from 2000/01 to 2028/29
https://www.statista.com/statistics/282647/government-debt-uk/
Public Finances: Key Economic Indicators
https://commonslibrary.parliament.uk/research-briefings/sn02812/
How Much of Your Happiness Is Under Your Control
https://greatergood.berkeley.edu/article/item/how_much_of_your_happiness_is_under_your_control
What does science have to do with happiness?
https://www.betterhelp.com/advice/psychologists/sonja-lyubomirsky-what-does-science-have-to-do-with-happiness/
Griselda (Netflx Series)
https://www.netflix.com/gb/title/81133447
Blackberry (Film)
https://www.imdb.com/title/tt21867434/
Elon Musk by Walter Isaacson (Book)
https://www.amazon.co.uk/Elon-Musk-Walter-Isaacson/dp/1398527491
Sit-Stand Desktop Workstation
https://www.dell.com/en-uk/shop/ergotron-workfit-tl-sit-stand-desktop-workstation-black-with-grey-surface/apd/a8638607/monitors-monitor-accessories
Countdown (App)
https://apps.apple.com/us/app/countdown/id1403367428
Albert Schweitzer quote on happiness:
https://www.flickr.com/photos/tandemfinancial/37412929710/in/album-72157687946672833/
This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
...more
1h
February 12, 2024 Episode 001: 2024 Goals - Crushing It Like a Financial Geek
In this episode, the geeks share their personal and professional goals for the year, offering insights you can apply to your own financial journey. Join The Finance Geeks as we unleash our inner financial nerd and crush 2024 like the fiscally responsible rockstars we are.
=====================
Podcast Reference Links:
UK House Price Index https://www.ons.gov.uk/economy/inflationandpriceindices/bulletins/housepriceindex/november2023
When will we get back to low inflation
https://www.bankofengland.co.uk/explainers/will-inflation-in-the-uk-keep-rising
Rising cost of living in the UK
https://commonslibrary.parliament.uk/research-briefings/cbp-9428/
Inflation and Price indices
https://www.ons.gov.uk/economy/inflationandpriceindices
RPI versus CPI
https://www.thetimes.co.uk/money-mentor/income-budgeting/how-to-budget/rpi-versus-cpi

Triple Lock State Pension future changes
https://commonslibrary.parliament.uk/the-triple-lock-how-will-state-pensions-be-uprated-in-future/
Transcendental Meditation
https://uk.tm.org/
HUM Premium Newsletter for Financial Planners (Andy Hart)
https://www.humansundermanagement.com/
Family Location App (App)
https://www.life360.com/uk/
Birthday App (App)
https://apps.apple.com/gb/app/birthday-reminder-countdown/id1453656360
How to Think About Money (Book)
https://tandemfinancial.co.uk/book-reviews/how-to-think-about-money-book-review/ and https://amzn.eu/d/daorWPN
Get Things Done - David Allen (Book)
https://amzn.eu/d/cKeNgSF
Get More Referrals Now (Book)
https://amzn.eu/d/3GAdcJM
Think and Grow Rich (Book)
https://amzn.eu/d/7uR2ONi
The Dawn Wall (Film)
https://www.imdb.com/title/tt7286916/
Quotes
https://www.flickr.com/photos/tandemfinancial/albums/72157687946672833/

=====================
Disclaimer:
This show is designed to be informational only and does not constitute investment or financial advice. Please contact a regulated financial adviser before taking any specific action.
...more
1h 5min

FAQs about The Finance Geeks Podcast:

How many episodes does The Finance Geeks Podcast have?

The podcast currently has 37 episodes available.