The Finance Things in Life

Season 2: Episode 1: Biggest 401(k) MistakesMost people change jobs and never think twice about their old 401(k)… until it’s too late.In this episode of The Finance Things in Life, Matt Pitti and Sean Hantes break down what really happens to your retirement accounts when you switch jobs, and the costly mistakes they see all the time.From forgotten accounts and poor investment allocations to outdated beneficiaries and real-life horror stories, this conversation covers the small details that can make a massive difference in your financial future.👉 You’ll learn:- What your options are when leaving a job (leave it, roll it over, or transfer it)- Why “set it and forget it” can quietly hurt your retirement- How outdated beneficiaries can override your will- Real client stories where small oversights led to big consequences- Why reviewing your accounts annually matters more than you thinkIf you’ve ever changed jobs, been laid off, or plan to retire someday (so… everyone), this is a must-watch.📩 Have questions about your 401(k) or old accounts? Reach out to us at The Pitti Group Wealth Management, we’re happy to help. ThePittiGroup.com👍 Be sure like, subscribe, and share if this helped you.Disclosures:The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group’s strategies are disclosed in the publicly available Form ADV Part 2A

Beyond the Buzzwords: with Lindsay Connelly

In this episode of The Finance Things in Life, Anthony Pitti sits down with Lindsay Connelly, founder of Linden Digital, to discuss what truly sets successful marketing agencies apart in a crowded marketplace.

Key topics covered: 

✅ Why culture and retention matter more than ever in service businesses 

✅ The "media calculator" approach: Using actual math to predict marketing ROI 

✅ How to determine if Google Ads, social media, or other channels make sense for YOUR budget 

✅ Scaling from $0 to $2M through authentic relationships and word-of-mouth 

✅ The power of cross-training teams and proactive client strategy 

✅ Building a workplace where employees actually want to stay (and bring pie)

Lindsay shares real client examples, including when she told a prospect NOT to hire her agency, and why radical honesty wins more business than overselling ever could. Whether you're a small business owner trying to navigate digital marketing or an entrepreneur building a team, this conversation delivers actionable insights on culture, client service, and sustainable growth.

#Marketing #BusinessGrowth #AgencyLife #ROI #CompanyCulture #Entrepreneurship #DigitalMarketing

The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.
​​​​​​​This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management sit down with Peter Glennon from the Glennon Law Firm PC to discuss the complex challenges facing family business owners. From starting as a solo entrepreneur to bringing on partners and family members, Peter shares invaluable legal insights on entity formation, succession planning, and protecting your business assets. Learn about the importance of governing documents, navigating family dynamics in the workplace, prenuptial agreements for business owners, and why communication is absolutely critical at every stage of business growth. Whether you're just starting out or managing a multi-generational family business, this episode is packed with practical advice to help you avoid costly legal pitfalls.

The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.
This information is general in nature and should not be considered tax advice.  Investors should consult with a qualified tax consultant as to their particular situation.

Now that the year has come to a close, we are reminded of some of the smart tax planning that can make a big difference. In this episode of Finance Things in Life, Matt and Anthony break down tax loss harvesting—what it is, how it works, and when it actually makes sense to use it.

They walk through real-world examples of realized gains and losses, explain the $3,000 annual loss limit and carryforwards, and clarify common misconceptions around the wash sale rule, ETFs vs. individual stocks, and why this strategy only applies to taxable brokerage accounts—not IRAs.

You’ll also hear how tax loss harvesting can be especially powerful in volatile markets or years with large income events, like selling a property, and why communication between your advisor and CPA is critical to making it work effectively.

If you’ve had gains this year—or want to be more proactive about reducing your tax burden—this episode gives you practical insights to help you stay invested while keeping more money in your pocket.

🎧 Tune in to learn how small moves today can lead to meaningful tax savings tomorrow.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management are joined by special guest Candace Messner of True Agent Real Estate for a candid, wide-ranging conversation that goes far beyond Real Estate 101.

Together, they explore how real estate fits into a bigger financial picture; touching on investing strategies, retirement planning, tax considerations, and what “retirement” really means in today’s world. From staying active and generating income later in life to aligning real estate decisions with long-term financial goals, this episode blends practical insight with real-world experience.

Whether you’re just getting started or thinking at a more advanced level, this discussion offers valuable takeaways on planning smarter, asking better questions, and building a strategy that works for your life.

The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.
The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor.
This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.

In this episode of The Finance Things in Life, Matt and Anthony from The Pitti Group Wealth Management break down the often-overlooked process of reviewing your company’s 401(k) plan. As the new year begins, many business owners and HR professionals revisit different areas of their business, but the 401(k) is one area that’s frequently ignored or feels too overwhelming to tackle.

The brothers walk through what a 401(k) review actually looks like, debunk common myths about how time-consuming or complicated it is, and explain how an RFP (request for proposal) can help you evaluate your plan without committing to changes.

They cover key considerations like provider comparisons, plan documents, employer match options, auto-enrollment, employee tools, and fiduciary responsibility. Whether you discover opportunities for improvement or confirm that your plan is already in great shape, this episode shows why a 401(k) review can benefit both business owners and employees, and why it’s easier than you think.

Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony return for another crowd-favorite confession session. Turns out, the things people admit about work, money, and daily habits are more universal than you’d expect. From the temptations of working from home to the surge of silent quitting, the brothers reflect on what these habits reveal about our financial priorities. Real stories, real talk, all wrapped in insight and humor.

Disclosures: 
The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. 

When changing jobs, it’s easy to lose track of old retirement plans, but what happens to that money, and what should you do next? In this episode, Matt and Anthony break down the real-life decisions behind retirement account rollovers, including whether to keep your plan where it is, move funds into a new employer plan, roll into an IRA, or cash out entirely. They discuss the pros and cons of each option, the importance of understanding your investment choices, and why being informed is the key to long-term success. Whether you’re switching careers, dealing with a layoff, retiring, or just playing catch-up on past accounts, this episode will help you understand your options and make confident decisions with your retirement savings.

Disclosures: The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure. The information provided is for educational and informational purposes only and does not constitute investment advice and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status or investment horizon. You should consult your attorney or tax advisor. No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

In this episode of The Finance Things in Life, Matt and Anthony sit down with longtime friend and real estate investor Marty Grizzanti, owner of Suplex Properties. Together, they dive into the realities of real estate investing, from commercial opportunities to residential flips, and the mindset needed to build long-term wealth. The conversation also explores the shifting landscape of the trades, the decline of traditional college pathways, and why blue-collar skills may become some of the most valuable assets in the coming decade. Marty also shares updates on available commercial space in Victor/Farmington and offers insight for anyone looking to remodel a professional office. Whether you're new to real estate or looking to level up your investing game, this episode is loaded with practical advice, honest stories, and laughs from old friends reconnecting.

Disclosures:

The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.This information is general in nature and should not be considered tax advice. Investors should consult with a qualified tax consultant as to their particular situation.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.

Matt and Anthony from The Pitti Group Wealth Management break down the Top 5 Financial Mistakes people are still making, according to Finance Time. In this fun and insightful episode, Anthony tries to guess each mistake while Matt reveals the real list, sparking honest conversations about emotional investing, the power of a solid financial plan, and why having an advisor can feel a lot like therapy (minus the bar tab). Whether you’re planning for retirement or just trying to get your money right this year, this episode will help you steer clear of costly missteps.The Pitti Group Wealth Management, LLC (“The Pitti Group”) is a registered investment advisor. Advisory services are only offered to clients or prospective clients where The Pitti Group and its representatives are properly licensed or exempt from licensure.The information provided is for educational and informational purposes only and does not constitute investment advice, and it should not be relied on as such. It should not be considered a solicitation to buy or an offer to sell a security. It does not take into account any investor's particular investment objectives, strategies, tax status, or investment horizon. You should consult your attorney or tax advisor.All information has been obtained from sources believed to be reliable, but its accuracy is not guaranteed. There is no representation or warranty as to the current accuracy, reliability or completeness of, nor liability for, decisions based on such information, and it should not be relied on as such.No investment strategy or risk management technique can guarantee returns or eliminate risk in any market environment. All investments include a risk of loss that clients should be prepared to bear. The principal risks of The Pitti Group strategies are disclosed in the publicly available Form ADV Part 2A.