This is a continuation of a conversation with Andrew Lee of the California Insurance Agents Facebook Group.Watch the interview here: https://www.youtube.com/watch?v=3eAQ-GzRjt8 To learn more about Stacy's position, visit her website here:https://www.stacyforinsurancecommissioner.com/

The promo code for his discount offer is: SECRET and you can place your order here:https://the-secret-order-of-millionaires.myshopify.com/products/the-secret-order-of-millionaires-seven-principles-for-building-tax-free-wealthhttps://www.davidmcknightbooks.com/

Financial consultant detailing his 5-year, 60,000-mile ownership review of a 2008 Lexus LS 460, including maintenance costs, reliability, brake actuator failure, depreciation, and real-world cost of ownership.This long-term Lexus LS 460 review covers repairs, tires, brakes, common problems, and whether buying a used or salvage-title LS 460 is worth it.0:00 Intro – 5 Years With My Lexus LS 4601:36 What Reliability Really Means (Lexus LS 460)5:13 Stop Acting Rich & Buying Used Luxury Cars8:15 Was I Chasing Status? Luxury Car Psychology12:49 Vehicle History Report & Salvage Title Check14:25 Test Driving a Used Lexus LS 46017:58 What is Unique About MY Car's Build19:58 2020–21 Reset Year (Major Maintenance)29:20 2021–22 Stability & Routine Maintenance30:42 2022–23 Preventive Maintenance (Transmission & Suspension)32:45 2023–24 Optimization & Michelin Tires35:00 2024–25 Low-Cost Ownership Phase35:28 2025–26 Brake Actuator Failure & Repairs36:24 Year-by-Year Maintenance Cost Breakdown44:20 Best Tires for Lexus LS 460 (Michelin vs Continental)47:51 Lexus LS 460 Brake Pads & Rotors (60k Review)50:18 Gas Cap ($10) — Restoring Lost Performance54:16 Lexus LS 460 Brake Actuator Failure ($4,500 Repair)56:42 Should You Fix or Sell After a Big Repair?1:07:45 Does Owning an LS 460 Make Financial Sense?

Why do we buy what we buy? What does it say about ourselves to ourselves?

This year, while I was writing my financial course for business owners, I was also going through some cognitive dissonance regarding my clarinet. So I created this video and this video is the premise for an academic paper I have submitted for publication in the Journal of Personal Finance.

I didn't time my presentation before recording it - I just 'did' it. If you make it all the way through... this must really speak to you.

Earspasm has a tech test 2 $90 clarinets:https://www.youtube.com/watch?v=Gex9caO-F7kEarspasm blog article: https://www.earspasm.com/blogs/blog/just-how-hard-is-it-to-make-a-living-as-a-professional-clarinetist Earspasm: “How much do I make?”https://www.youtube.com/watch?v=aQhQt9m2O7o Earspasm: How Brand Endorsements Work!https://www.youtube.com/watch?v=XzJIxZJKyPk Clarinet Ninja reviews clarinet cases:https://www.youtube.com/watch?v=2VWcX_AQcsk Tom Ridenour:Classic Ridenour Articles: https://drive.google.com/open?id=1jRSTmpHTmQ4zrmvyoj8powWL-wMs_kNJ&usp=drive_fs Your Hierarchy of Values: https://www.youtube.com/watch?v=meD1HLv0zfs The Stradivarius Effect: https://www.youtube.com/watch?v=VeAhv9npGz8 What I did on my Spring Vacation (announcing new clarinet models): https://www.youtube.com/watch?v=1s9TodlGPBQ Something I don’t understand: https://www.youtube.com/watch?v=xN48wlBC-xo Fact vs Factoid: The case for hard rubber: https://www.youtube.com/watch?v=LQmZOWsTaEM The Case for Hard Rubber Part 1: https://www.youtube.com/watch?v=qFjShrYyNig The Case for Hard Rubber Part 2: https://www.youtube.com/watch?v=Sf9cIfAhWbI What is a professional clarinet pt 1: https://www.youtube.com/watch?v=pJL_QvozOAw What is a professional clarinet pt 2: https://www.youtube.com/watch?v=FL_OLm_EmiIBuffet 200th Anniversary Tosca clarinet selling for $15,499:https://prestomusicalrepairs.com/product/buffet-tosca-clarinet-new-mopane-limited-edition/

What is Long Term Care? What is a Partnership LTC policy? What happened in Washington State about long term care? All that and more we'll cover today.

There are five ways out of business. Do you know what they are? Can you exit your business with the maximum profit for you and your family?

We'll discuss how there are TWO U.S. Tax Codes, the difference between tax avoidance and tax evasion, tax incentives, and tax disincentives.

This is a popular RETIREMENT workshop held all over the country by various insurance agents and financial advisors. Learn the same information from us! Of course, if you want advice for your own situation, be sure to reach out to us.

How does Taxes and Government Spending affect the economy? Should we incorporate that information in our wealth & retirement planning?

What is the "Time value of money?" Where in finance does it say that to succeed financially, you have to lose 30-50% of your investment values every few years? We'll discuss all these things!