There is going to be a lot of volatility and a lot of crazy going on in the market next year. Are you ready for it? In today’s episode, Sam Legaspi shares how you can remain optimistic in the face of 2020 and the chaos that the next U.S. presidential election will probably spark. This … Continue reading Episode 22 – Planning for 2020 and the Election Nightmare That’s Coming →

For business owners, are there any downsides to offering a 401(k) plan? How will you structure your plan to meet key employee objectives? In today’s episode, Sam Legaspi and Koz Tsukamoto answer these questions and more with the help of David King, a 401(k) specialist and regional vice president at John Hancock. David throws light … Continue reading Episode 21 – 401(k) Facts You Probably Didn’t Know About →

When life is great, people will sing it from the rooftops and post about it on Facebook. It’s easy to then believe that the people around us, including retirees, have exceedingly fulfilling lives — but we’re getting an incomplete picture. In today’s episode, Sam Legaspi and Koz Tsukamoto uncover the little-known aspects of retired life … Continue reading Episode 20 – The Secret Life of Retirees →

When things aren’t going the way you hope or want, do you give up? In today’s episode, Sam Legaspi and Koz Tsukomoto share great lessons on getting through bad situations in life. This conversation is filled with stories about people who know what it means to be resilient, including Sam’s and Koz’s kids! In this … Continue reading Episode 19 – The Sand Trap of Life: Dealing With Bad Situations →

Is love all that matters when it comes to marriage? How much does our choice of partners affect our finances? In today’s episode, Sam Legaspi and Koz Tsukomoto discuss the effects that our choice of partner has on our financial future. They also point out which behaviors could signal whether your potential life partner is … Continue reading Episode 18 – Are You Marrying an Asset or a Liability? →

Do politics and investing mix? In today’s episode, Sam Legaspi and Koz Tsukamoto uncover how investing and politics do, in fact, collide. You’re in for an energetic and illuminating conversation as they discuss how this intersection influences our beliefs and behaviors around investing. In this episode, you will learn: About the many ways that investing … Continue reading Episode 17 – How Politics and Investing Mix →

When it comes to retirement plans, there are many routes people can take.  In today’s episode, Sam Legaspi and Koz Tsukamoto delve into one of those routes, the solo 401(k) plan. Due to upcoming changes from the Secure Act for small business owners, the solo 401(k) plan may become a more attractive option thanks to … Continue reading Episode 16 — PLRs and the Solo 401(k) Plan →

The second half of the year is here, making it the optimal time to check on your 2019 goals.  In today’s episode, Sam Legaspi and Koz Tsukamoto provide a list of important things to look at during your mid-year checkup. From budgets to retirement contribution goals, they put you on track to end the year … Continue reading Episode 15 — Your Mid-Year Checkup →

Uncle Sam’s new plan for retirees, the SECURE Act, is a real mixed bag. In today’s episode, Sam Legaspi and Koz Tsukamoto discuss the SECURE Act’s proposed changes, which have potential for both good and bad outcomes. This is your chance to find out how this new plan could shake up your retirement planning.  In … Continue reading Episode 14 – Uncle Sam’s New Plan to Help You Retire →

While this topic isn’t for the faint of heart, knowing these seven stats will help you plan for a secure retirement. In today’s episode, Sam Legaspi and Koz Tsukamoto uncover seven scary retirement statistics that will move you to take action. This is your chance to learn from other people’s mistakes and plan for a … Continue reading Episode 13 – 7 Scary Retirement Stats →