Today we start a 2 part series around couples and finances. The significant part about this series is that we have my wife here for the entirety of it. Over this series, we will dive into how to make finances work as a couple. Today we will dive into how to make finances work in marriage by discussing the realistic thoughts and ideas that we brought into our marriage. We can then talk about how we navigated finances together over the years. I hope this is eye-opening to you as you decide how to handle your finances before, during, and into your married life. 

Financially Incompatible Article: https://www.cnbc.com/2023/02/14/most-couples-financially-incompatible-having-a-money-talk-could-help.html

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/channel/UCxRXQLIuP23T34naEev76Vg

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://anchor.fm/thefinancialmirror

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

I have had so many people recently coming to me asking me about where they can invest their money for it to grow, this is a great question. When many think of investing they think of buying stocks, real estate, or cryptocurrency. I am here to tell you today, that all of those come with a decent amount of risk that many have not taken the time to educate themselves to manage. In this episode, I will cover three different investment vehicles that come with a very low-risk profile and provide some decent returns on our investments. When you get to the end of this, hopefully, one stands out to you that you can add to your portfolio today… Let’s jump in. 

Buying Bonds from US Government: https://www.treasurydirect.gov/

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

We are still in the front half of tax season and I am giving you some wisdom. If you will file your taxes early, it comes with so many benefits. Today, I want to cover what those benefits are and hopefully motivate you to get started and finished in the next week or two. If you will do this, rest assured, you will have a clear mind and can begin to focus on other things that matter to you. Think about where you are on your taxes right now, then imagine what it would be like to be finished. Yes, I know… glorious… let me give you five benefits of getting those taxes done early. 

What to Do If Identity Theft Occurs: https://turbotax.intuit.com/tax-tips/security/identity-theft-what-to-do-if-someone-has-already-filed-taxes-using-your-social-security-number/L4NBQHSM2

IRS Scam FAQ’s: https://www.irs.gov/newsroom/taxpayer-guide-to-identity-theft

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Tax season comes and goes quickly, it’s stressful, and most of all, it’s mandatory. Everyone is required to submit their tax documents to the IRS if they earned any money that previous year. The thing is though, many look forward to this time of year for the fact they “GET THAT REFUND”. Today, I want to change your definition of a good tax year, and yes, it has to do with the tax refund. I want to talk to you about this and how you can make the necessary changes to actually make the most of each and every tax season. If you will hear me out, you will be thankful. It just takes a change of heart and mind that goes against the grain of society.

TurboTax W4 Withholding Calculator: https://turbotax.intuit.com/tax-tools/calculators/w4/ 

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Not a day goes by when I don’t see/hear someone talking about changing your life with passive income. With this, almost 100% of the time, it isn’t very passive. If you have heard this recently, you could feel like this may be a good option for you to consider. Especially as you consider where to go next in your financial journey. Hopefully, I’ve caught you before you committed to any one of them because seriously, this could cost you. In today’s episode, I want to discuss a few of the common passive income ideas that are discussed that aren’t so passive and why. Ultimately, you will have the knowledge needed to make better decisions toward income generation with your cash.

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

In 2022, the stock market dropped roughly 20% in a single year. For some, this could begin to make them alter their retirement plan from just a year ago. The question that I have for those individuals is why? Why would the stock market pulling back in a single year alter your decision to retire if that was your plan? So many look at retirement as an age and may have never actually understood what a retirement plan looks like. Today, I want to discuss how to create a fireproof retirement plan that will leave you stress-free for all of your retirement years. If you will take the time to build this plan, you will be on your way to feeling in control of your money and know the moment you can make a hard commitment to retirement.

Article Referenced: https://www.kiplinger.com/retirement/retiring-in-a-slowing-economy

Compound Interest Calculator: https://www.nerdwallet.com/banking/calculator/compound-interest-calculator

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Over the years I have worked with many clients on their personal finance journey. One thing that I can tell you is that almost all of them are “jacks of all trades” when it comes to what they focus on. What do I mean by this? They are trying to do everything, but end up doing nothing. Today, I want to re-wire your brain, I want to show you how you can become a millionaire through baby steps alone. If you take one step at a time, you will become a millionaire in the long run. Let me show you how…

Kids College Savings Video: https://www.youtube.com/watch?v=z21lbN5-66Y&ab_channel=FinancialMirror

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

In times like now, with inflation running rampant and interest rates ticking higher, it could leave you tempted to make some “Money Moves”. One that I was asked by a potential client was “Should I tap into my retirement to pay off debt?”. If you are human, you may have even had similar thoughts in your life. Today I want to show you why this thought, while simple in nature, carries a huge consequence, monetarily speaking. At the end of this, I hope that I can wipe that thought away and challenge you to think differently as you navigate your personal finances and the decisions that come with it.  

Compound Interest Calculator: https://www.investor.gov/financial-tools-calculators/calculators/compound-interest-calculator

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

We have all heard the saying, the only thing guaranteed is to die and pay taxes. The other one I like to add is that we will all get to a point where “we want” to retire. Many don’t put much thought into their retirement plan, but with so many rules, that comes at a cost. In today’s episode, I want to cover one of those costs that you could be hit with and may not know exists. The good part is, there is something you can do about it. Today, I want to put your mind at ease as we cover RMDs and ensure they don’t derail your retirement plan.

Article Referenced:https://www.cnbc.com/2023/01/03/3-changes-in-secure-2point0-for-required-minimum-distributions.html

IRS Help-Guide: https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-required-minimum-distributions

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/

Attention, Attention, Attention, there has been a huge change that I want you to be aware of. This is a topic that some don’t look into or know exists but it can be greatly beneficial. If you have a child, a loved one that’s a child, or maybe having a child in the future, this is for you. Today I want to cover the 529 Plan, but we are going to be discussing it from a different approach than we have discussed before. If you will listen and share this with others, this can change the lives and financial success of the future generation. Let’s dive in…  

More Info on Topic: https://www.cnbc.com/2022/12/23/tax-free-rollovers-from-529-plans-to-roth-iras-may-be-allowed-in-2024.html

Buy Your Financial Mirror Gear: https://www.thefinancialmirror.org/shop 

YouTube: https://www.youtube.com/@thefinancialmirror

Facebook: https://www.facebook.com/thefinancialmirr0r

Twitter: https://twitter.com/financialmirr0r

Instagram: https://www.instagram.com/thefinancialmirror/

Podcast: https://thefinancialmirror.podbean.com/

If you are in need of a Financial Coach, don’t waste another day of being in debt, not planning for retirement, or simply wondering where your money went each month. Today is the day to take control of your finances and I can help, no issue is too big or too small. Contact me at https://www.thefinancialmirror.org/