The Financial Operator

In this first installment of our December mini-series, Mills dares listeners to make December the month when you finally get your finances on track. December can often feel like the Sunday before the Monday that is January, and because of the holiday season, we often procrastinate or prolong evaluating vital aspects of our financial wellness, telling ourselves that "we will get to it" in the new year.

This December, Mills Knows Bills is daring you to start taking vital financial steps, starting today, with a series of easy to accomplish financial dares and goals for December that will give you a head start going into 2022.

Topics Include:

• Getting your Finances on Track in December
• Daring to Be Honest with Your Finances
• Daring to Dream About New Financial Goals
• Evaluating Your Spending Habits from 2021
• Setting a Budget With the Updated Mills Knows Bills Budgeting Tool
• Improving Your Financial Literacy for 2022

Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

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LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

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In this episode Mills breaks down how to map out your financial goals and dreams for the New Year by demystifying fear and anxiety surrounding budgeting and goal planning.

Mills also attempts to set listeners on a healthy path towards more disciplined and consistent financial goals in 2022 by demonstrating that simple goals and consistency can take your finances to places you may not have thought possible this past year.

Topics Include:

• Easing Fears and Anxiety Around Budgeting
• Setting a Budget to Establish Your Financial Standing
• Setting Goals to Envision Where You Can Be
• Developing the Discipline of Financial Consistency
• Understanding the Importance of Reevaluating Goals
• The Value of Specificity When Setting Goals
• Remembering Small Annual Charges That Can Add UP
• Reevaluating Monthly Expenses that Could be Annual
• Reviewing Some Free Financial Planning Tools

Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

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In this episode Mills shares why there is no better time than now to get your finances in order. In the lead-up to 2022 the team at Mills Know Bills is unveiling their lineup of financial services and online programs to help you finally take the crucial steps towards financial freedom.

Learn how this is the year when you can stop living paycheck to paycheck and begin living to your full potential.

Topics Include:

• Breaking Down the Mills Knows Bills Suite of Services
• Unpacking Our Master Your Money Program
• The Advantages of Our Group Master Your Money Program
• Discovering the Mills Knows Bills Money Bootcamp
• How the All Things Money Program Helps Self Guided Learners

Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

In this episode, Mills unpacks the essentials of getting started on your financial journey by breaking down the all-important step one: making a budget. Mills addresses how anxiety and fear often prevent people from getting started on a budget and how if used properly, budgets can free us from financial stress while acting as a guide through informed financial planning.

Topics Include:

• Finding the Courage to Start Your Financial Journey
• How Setting a Budget Is the Key to Getting Started
• How Budgets Can Free Rather Than Constrict
• Defining Mandatory vs Discretionary Income
• How Anxiety Can Derail Good Habits
• How Financial Consistency Reduces Anxiety

Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

In this bite-sized pod, Mills shares her reflections on how impatience and envy can often get in the way of our long term financial goals and how keeping up with the Joneses can often cause us to make unwise financial decisions that may satisfy us in the short term but potentially jeopardize our financial security in the longterm.

Topics Include:

• Practicing Patience When Spending and Budgeting
• Finding Peace with Your Current Financial Situation
• Avoiding Impulse Purchases Based on Envy

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Official Mills Knows Bills Website:

https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

In this very special episode we celebrate the second birthday of Mills Knows Bills by reflecting on what inspired Mills to start the business, and how finding her voice has inspired her to help others take the crucial steps necessary to realize their dreams! Also, we hear from a number of Mills Knows Bills clients about how the program has helped to transform and guide their financial journeys.

Topics Include:

• Finding the Courage to Find Your Purpose
• Client Testimonials on Financial Freedom

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

This week we dive into the simple, yet often misunderstood topic of net worth. Many people have misconceptions about what exactly net worth is and how you calculate it. In this bite-size episode Mills sets the record straight by breaking down why net worth is important and how it can help individuals create an evolving roadmap for informed financial decisions, investments, or purchases.

Topics Include:

• What Exactly is Net Worth?
• Defining Positive and Negative Net Worth
• Using Net Worth to Project a Snapshot of Your Financial Position
• How Net Worth Can Help One Determine if Their Debt is Manageable
• Understanding the Difference Between Good and Bad Debt
• What Is Leverage and How Can It Be Best Applied?
• How Net Worth Determines if Your Money Fits Your Lifestyle
• Why It's Not Always What You Own but Also What You Owe

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

In this episode, I'm so excited to share with you a recent talk by my friend Corey Hazelip. Cory is a financial advisor with Edward Jones Investments with an incredible talent for helping individuals meet their financial goals while mitigating risks. On this podcast, he shares his thoughts on the introduction to investing while answering some questions I had for him about investment strategies and potential risk.

Topics Include:

• The Importance of Healthy Investments
• Key Reasons Why People Don't Want to Invest
• The Key Investments Needed to See Your Money Grow
• The Difference Between Small-Cap and Mid-Cap Stocks
• Defining Market Capitalization
• Understanding the Basics of Mutual Funds
• What Differentiates ETFS from Mutual Funds
• How Money Markets Differ from Other Investments
• How Annuities, CDS, And Life Insurance Work to Protect Investments
• The Key Difference Between Interest and Dividends
• How Bond Funds Help to Ensure Safety
• How Financial Planners Help Clients Plan for the Unforeseen
• Defining the Four "Buckets" of Your Financial Journey
• The Basics of Getting Started in Investing
• What Risk Tolerance Means and How it's Different for Everyone
• How Diversifications of Investments Mitigates Risk

Cory's Contact Information:

Website: https://www.edwardjones.com/us-en/financial-advisor/cory-hazelip

Linkedin: https://www.linkedin.com/in/cory-hazelip-023753a9

Facebook: https://www.facebook.com/EJAdvisorCoryHazelip/

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

Summarized Description:

In this episode, I'm excited to welcome John Bottega to the podcast! John is an LPL financial advisor at Thorough Financial Group in Raleigh-Durham, North Carolina with a passion for helping individuals plan for and execute retirement and savings and strategies that work for their individual needs, lifestyles, and dreams.

Topics Include:

• Learning How to Prepare for Retirement
• The importance of a Quality Financial Education
• How Investing Gives You Financial Freedom
• How Savings Alone Fails to Account For Inflation
• The Importance of Eliminating Debt When Saving for Retirement
• Understanding How Retirement Funds Differ From Emergency Funds
• Maximizing Your Return on Investments
• Exploring a Traditional IRA Versus a Roth IRA
• The Importance of Diversifying Your Savings Options
• Advice for Self Employed Workers Saving For Retirement
• What Exactly Is a Good Retirement Goal?
• The Pros and Cons of Various Retirement Plans
• Is It Worth Having Money in Regular Savings Accounts?
• Navigating Shared Bank Accounts Versus Individual Accounts

John's Contact Information:

Website: https://www.thoroughfinancialgroup.com/team/john-bottega

Linkedin: https://www.linkedin.com/in/john-bottega/

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/

In this episode, I'm excited to feature an inspiring talk from Matt Ward. Matt is a serial entrepreneur, author, speaker, and master networker. After selling his web agency for over seven figures in 2018, Matt became a full-time speaker and word of mouth referral consultant who is helping thousands of small business owners and entrepreneurs transform the way they view networking and business relationships.

Topics Include:

• Identifying Your Sphere of Influence
• The Power of Networking
• Building Long Lasting Business Relationships
• How Caring for Clients Attracts Business
• Implementing Small Changes to Achieve Big Goals
• Doing Business With People That Bring You Joy
• Creating Predictable Revenue Streams
• Looking For Referrals in All the Wrong Places
• Turning Dull Networking Experiences Into Fun Excursions
• How the Pandemic Is Transforming Networking
• Tips for Building Meaningful Client Relationships

Matt's Contact Information:

Website: https://breakthrough-champion.com/

Linkedin: https://www.linkedin.com/in/mattwardspeaks

Book: https://www.amazon.com/MORE-Referrals-Lifelong-Customers-Raving-ebook/dp/B07H1QXGJV

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Official Mills Knows Bills Website: https://www.millsknowsbills.com

Instagram: https://www.instagram.com/millsknowsbills

Youtube: http://youtube.com/millsknowsbills

TikTok: https://www.tiktok.com/@millsknowsbills?lang=en

LinkedIn: http://www.linkedin.com/in/ameliabender

Facebook: https://www.facebook.com/millsknowsbills

Twitter: https://twitter.com/bendermills

Pinterest: https://www.pinterest.com/millsknowsbills/_created/