Without an emergency fund, you can imagine that an unexpected expense could send your budget into a tailspin.

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3 first time home buyer mistakes | tips for first time home buyers.. Get the latest residential and commercial real estate news from the Houston Chronicle on HoustonChronicle

First Time Home Buyer Advice - What I've Learned So Far FHA Loans are the Most used Type of Mortgage used by First Time Home Buyers If you want to know how to buy a house, you've come to the right place. First time home buyers tips and advice dave ramsey tips for first time home buyers.. 

By building a strategy for income from multiple sources, you’ll be much better prepared for retirement. Taking the time to prepare now is essential. Once you leave the workforce there might be less room for mistakes and fewer ways to earn additional income. When it’s time to retire, you’ll find that there’s no such thing as too much when it comes to retirement savings.

Nearly every working adult dreams of a comfortable retirement, to finally be free to enjoy life. If you’re approaching retirement age, it’s important to check on your numbers to be sure you’ve considered all the factors.

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When was the last time you looked at your life insurance policy? Do you even know where it is? People buy life insurance policies, tuck them away in a drawer and forget about them. They don’t realize that these documents should be reviewed often because life insurance needs change as personal or financial circumstances change.

Protecting your family with life insurance means not just having life insurance coverage for the primary breadwinner but also for the loved one whose labor – whether it’s inside the home, outside the home, or both – also contributes to the family’s well-being.

Even if you’re not married, life insurance can be part of a sound financial strategy. If you have loans, a mortgage or debt with a co-signer who would be responsible to complete the payments should you be unable to, then a life insurance policy can help ensure that these expenses are covered.

A sound strategy for your money is essential, starting as soon as possible is better than waiting, and talking to a financial professional is a solid way to get going. No message in a bottle sent from a more-prepared version of your future self is going to drift your way from Easter Island. But sitting down with me is a great place to start. Contact me any time.