The Financial Shepherd

The Financial Shepherd is back! After a year-long hiatus, Joshua Casey Garland, CFP®, Founder and CEO of Shepherd Wealth Management, returns with a timely look at the forces shaping today's financial markets and what investors should be watching as we approach 2027.

In this episode, Joshua breaks down the latest economic indicators, Federal Reserve interest rate decisions, and the growing investment in artificial intelligence infrastructure. Drawing on historical market trends, he explores how today's AI boom compares to the telecommunications expansion of the late 1990s and why understanding the differences matters for investors.

With the 2026 midterm elections upon us, Joshua also examines the historical relationship between elections and stock market performance, the impact of geopolitical uncertainty, and the opportunities that could emerge as markets move into a new year.

Throughout the conversation, Joshua emphasizes the importance of looking beyond sensational headlines, managing emotional reactions to market volatility, and making informed investment decisions grounded in historical perspective and economic fundamentals.

Whether you're a seasoned investor or simply looking to better understand the economy, this episode offers perspective on navigating uncertainty and keeping your long-term financial goals in focus.

Past performance is not a guarantee of future results. Investing involves risk, including the potential loss of principal.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

It’s Not a Bubble if it Doesn’t Pop

In this episode; In their October meeting the Fed decided to cut interest rates by 25 basis points, surprising no one. What was not expected were the negative comments made by Chairman Powell in the Fed’s presser. Those comments have sent the market into a short slide, despite the rate cut. Earnings reports have begun to come in from several big tech companies. Those reports are very strong with AI driving record investment and ROI for all the major tech players. Which, begs the current question du jour: when will the AI bubble burst? The answer might be that it won’t.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

Shut It Down

In this episode; as of recording this it is day nine of the 2025 US federal government shutdown. How long will the shutdown continue? And how much have other government shutdowns actually affected market performance? Jamie Dimon decided now was the time for him to make the rounds through headline news and drop yet another batch of quality, gasoline soaked topical commentary. Also, SWM is still very bullish on 2025’s Q4 performance. As we prepare for earnings season Joshua breaks down all of the historical and current data.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

All Eyes on October

In this episode; macro economic data continues to come in positively, often beating analyst’s expectations. And we finally got another rate cut! Despite some strange comments by Fed Chairman Powell (surprising, we know) the Fed is expected to follow up with additional cuts to end 2025. And historical data points to October, potentially, being an outstanding month.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

Wake Me Up When September Ends

In this episode; Joshua takes a deep-dive into a recent Barron's article addressing current data regarding inflation and tariffs. 

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

Not So Endless Summer: Q3 Wrap Up

In this episode; Q3 earnings wrapped up with two of the most anticipated companies reporting and offering forward guidance. More economic data came in, showing jobs and GDP both trending in positive directions. Will this be enough for a September rate cut? Odds are showing so, and all eyes remain on the Fed’s upcoming September 2025 meeting.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

Back to School Inflation Blues

In this episode; Well, even a broken clock is right once or twice a day, and thankfully it’s that time for Barron’s! Joshua details an article from Barron’s that has surprising level headed reported on the current state of inflation and looming tariff deadlines. Also, an in depth discussion of the most recent inflationary data, which did show an increase in CPI, as well as how SWM is positioning itself to rebalance and take advantage of the back half of 2025.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

How about this heat?!

In this episode; We’re in the thick of 2025’s Q3 earnings season and, so far, the data is stellar! Unfortunately, our attention is once again on the Fed’s perception of Trump’s tariffs and the lack of a reduction in interest rates. There’s also historical data to apply to the back-half of Q3 and some more Warren Buffett references!

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

In this episode; Joshua deep dives into the recent inflation data, noticing the incongruity in CPI and CORE data. The upcoming congressional vote on three crypto regulatory bills is discussed, as well as a particular infuriating article from Barron’s. Oh, and guess what? We get to talk about the Fed and rates again! Yay.

And, please, head over to shepeherdwm.com to see Shepherd Wealth Management’s new website!

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...

In this episode; The Fed continues to delay cutting rates! There’s a lot to say about that. Also some other news and cool things.

Our new website is live! Visit shepherdwm.com

The Financial Shepherd Podcast full episodes are available on YouTube and Spotify.

https://youtu.be/zYOrdYS95IU

Important Disclosures

This video/podcast is for informational purposes only and does not constitute individualized advice or a guarantee that you will achieve a desired result. You should consult with appropriate tax and/or financial advisors for advice specific to your situation. All expressions of opinion reflect the judgment of the host on the date of the program and are subject to change. The information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy and it should not be regarded as a complete analysis of the subjects discussed. Discussions should not be construed as an offer to buy or sell, or a solicitation of an offer to buy or sell the investments mentioned. Investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for a client's portfolio. All investment strategies can result in profit or loss.

This material presented by Shepherd Wealth Management (“Shepherd”) is for informational purposes only and is not intended to serve as a substitute for personalized investment advice or as a recommendation or solicitation of any particular security, strategy, or investment product.  Facts presented have been obtained from sources believed to be reliable, however Shepherd cannot guarantee the accuracy or completeness of such information, and certain information presented here may have been condensed or summarized from its original source.  All opinions and views constitute our judgments as of the date of publication and are subject to change at any time without notice. This information may contain certain statements that may be deemed forward-looking statements. Please note that any such statements are not guarantees of any future performance, and actual results or developments may differ materially from those discussed. No investor should assume future performance will be profitable or equal the previous reflected performance. Any reference to an index is included for illustrative purposes only, as an index is not a security in which an investment can be made.  They are unmanaged vehicles that serve as market indicators and do not account for the deduction of management fees and/or transaction costs generally associated with investable products. The holdings and performance of Shepherd client accounts may vary widely from those of the presented indices. Advisory ...