Most people don’t pick the wrong mutual fund; they pick the wrong category.

In this episode, Pranjal talks about a simple, goal-linked way to choose the right mix of equity and debt, estimate your future cost, and calculate the SIP that actually gets you there.

You’re about to get absolute clarity on the best term insurance plans for 2026.

In this episode, you’ll see how a strict, research-driven process filters 21 insurers down to the ones that can actually protect your family decades from now.

You’ll walk through the 4 filters that matter most:

• Claim Settlement Ratio (4-year average)
• Amount Settlement Ratio (4-year average)
• Solvency Ratio
• Annual Business Volume

By the end, you’ll know the Top 2 Term Insurance Picks for 2026, and exactly how to choose a policy that gives your family long-term security and gives you real peace of mind.

You’ve probably been tempted by finance seminars at some point, but most of them sell dreams, not real education.

In this episode, Pranjal shares his personal experience and reflections on why these seminars often fail to give you genuine value.

They charge high fees, lean on emotional marketing, and recycle advice that barely scratches the surface. True financial learning doesn’t come from flashy promises or motivational speeches, but from understanding, applying, and questioning.

Listen in to see why attending finance seminars can be a big mistake, and discover what real financial education should look like for you.

A few years ago, Pranjal was all for real estate. Then experience, and a few costly lessons, flipped his view.

In this episode, he reveals what changed: why under-construction projects aren’t as dreamy as they look, when land can actually beat flats, and the hidden traps most investors miss.

If you’ve ever thought, “Maybe I should buy property,” listen to this before you do.

Pranjal is back with Finology's annual list of the Best Health Insurance Plans for 2026.

Shortlisted through a transparent, data-backed process from 3 insurers, this episode helps you find the right plan, without falling for sales traps!

It’s the biggest pension reform in years, with more equity, more flexibility, and more control. But who’s really benefiting from all this?

Tune in as Pranjal explores how a system built for disciplined saving might be turning into a market-driven playground.

Most people think wealth comes from luck, timing, or privilege. It doesn’t.

Wealth begins when you decide to be exceptional at what you do; when you stop chasing quick wins and start mastering your craft.

In this episode, Pranjal explores the mindset that quietly builds wealth over time. You’ll see why a 9-to-5 can absolutely make you rich, how ownership of your time changes everything, and why managing what you earn matters just as much as earning it.

Everyone’s chasing US stocks and global ETFs these days. It sounds exciting, almost necessary. But do you really need to go global?

In this episode, Pranjal tells what international investing actually means for long-term investors; the real benefits, the hidden risks, and how to know if it fits your goals.

Blindly holding a mutual fund forever isn’t a strategy. In this episode, Pranjal breaks down when it actually makes sense to exit, like when goals are met, markets are overheated, or a fund has lost its charm, and when you’re better off holding. It’s not about panic-selling, but about being intentional and letting your money work harder for you.

What if retiring young had less to do with money and more to do with mindset?

In this episode of The Finology Podcast, learn how leverage can help you retire earlier than you think and:

• Why the rich and poor think in opposite directions

• The four types of leverage that change everything: Mind, Plan, Actions, First Step

• How words like “I can’t afford it” vs. “How can I afford it?” shape your reality

• The difference between “slow” and “fast” financial plans

• Practical actions Kiyosaki used to multiply wealth

• Why your first step matters more than your resources

If there’s one thing to take away, it’s this: small moves, done right, topple giants.