While flawless customer experience seems to be more naturally aligned with new-grown Fintechs rather than incumbent banks, some solutions venture to bridge the gap between complex infrastructures and modern user-centric processes. Join Annika and Nora in this episode with Thomas Fuss and Elliott Haralambous from Backbase, the frontrunner in the digital banking engagement platform space, […]

Personalized IBANs, biweekly feature releases, a special banking license just for Fintechs, a custom-developed core banking system, 100% cloud-native—what sounds like the future for most incumbent banks is already a reality for Yapeal, the rising star in the Swiss fintech market. Join Annika and Nora on their talk with Thomas Hilgendorff, CEO and Co-Founder of […]

When talking about the crypto market, there are similarities to the traditional finance one. However, it is barely a “the winner takes it all” market, which provides opportunities for everyone to grow. Nevertheless, ten years in the future, crypto native players will have outperformed traditional banks. Therefore trust is required for Fintechs such as Finoa, […]

Hardly any other neobank is growing as fast as Nuri, formerly named Bitwala. Trying out some roads not taken yet by other mainstream providers. Nuri offers the world’s first banking service that combines a full German bank account with access to cryptocurrencies, digital assets and blockchain-based financial services. But what is their secret recipe for […]

In this episode we introduce you to a niche fintech that successfully rides on the platform economy wave: The Amsterdam-based Payaut offers payment services to small and medium sized marketplaces. Listen in to learn from their CTO Simon Hall, former Chief IT Architect at BCG Platinion, what Payaut’s value proposition looks like, why they designed […]

Observing the latest funding rounds and market values, it appears that successful Fintechs are rapidly catching up with incumbent banks. While what we currently observe is just the tip of the iceberg, the rate of change and the rate of growth in the Fintech space is going to continue. How does it affect the banking […]

In our second episode with him, our guest Peter Grosskopf, one of the leading crypto and fintech experts, shares his perspective on how distributed ledger technologies will impact the future of financial services. If you’ve ever looked for a simple explanation for decentralized finance and the blockchain, listen in now and impress your grandma later.

Full-stack investment offerings with a scope similar to incumbent banks are still rare in the European banking landscape. The German-based fintech Upvest has just positioned themselves in that niche with their „Investment as a service“ offering. In parallel, they are just in the process of applying for a full securities trading bank license. Keen to […]

Migrating core banking systems is a topic that may give you a headache before you even start getting into it. But what if you already would have been part of it without knowing? Germany’s latest fintech unicorn Solarisbank just demonstrated how to smoothly transition from a monolithic to a self-built modular core without its end […]

In the race to provide the best and simplest user experience ever, financial services still offer a promising playground for start-ups. Digital finance offerings are more popular than ever—forget.finance is well on the way to becoming one of them. With its ambition to offer a holistic, mobile-based financial coach, they are likely to be one […]