In this episode of The Forbes Podcast, Penny Forbes speaks with Andrea Thompson, Founder of the advice only financial planning firm Modern Cents, about how Canadians are redefining financial freedom — shifting from “retire at 65” to live well now. Andrea shares how Adaptive Financial Planning supports a lifestyle built on purpose, flexibility, and experiences today, not someday.

💡 We cover:

The rise of advice-only financial planning

Generational shifts in money mindset

Real estate as a lifestyle strategy

Andrea’s Boundless Life experience working abroad with her family in Greece + more!

Connect with Andrea and her team at Modern Cents:

What if everything you thought you were supposed to do turned out to be the very thing holding you back?

In this powerful episode, Penny Forbes sits down with Amanda Gervasi — life coach, speaker, podcast host, and founder of the irresistible Amore Cheesecake Jars — to explore what it truly means to live life fearlessly and on your own terms.

Whether you're stuck in a career, navigating a life change, or questioning your timeline, this conversation will remind you: it’s never too late to start again.

📲 Connect with Amanda on Instagram: @amandagervasi | @amore.cheesecake.jars

In this episode of The Forbes Podcast, Penny Forbes is joined by Eva Sachs, a top Divorce Financial Consultant and a Certified Financial Planner (CFP®), Chartered Financial Divorce Specialist with Advanced Accreditation (CFDS-AA), and Certified Divorce Financial Analyst (CDFA™). Eva answers the big question: “Will I be okay?”

With 15+ years of experience, Eva brings clarity to the financial side of divorce—helping individuals understand their assets, avoid costly missteps, and make empowered decisions about their future.

From separation agreements and pensions to housing and support payments, this conversation is packed with grounded insights for anyone at the crossroads of change.

Whether you're contemplating divorce or already in it, this episode offers real talk and real strategies.

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice.

Find Eva Sachs online:

Find Penny Forbes online:

 For those shaping their homes, communities, and financial futures—this podcast is for you.

In this episode, Penny Forbes interviews Cheryl Cruickshanks, a seasoned lawyer with over 15 years of experience in real estate and estate law. Cheryl brings practical legal wisdom that every homeowner, investor, and family needs to hear.

From buying and selling property, navigating title issues, easements, and status certificates, to understanding the critical importance of wills, powers of attorney, and estate planning—this conversation is packed with legal insights.

Disclaimer: This episode is for informational purposes only and does not constitute legal advice. Please consult a qualified legal professional for advice tailored to your individual circumstances.

Find Cheryl Cruickshanks online:

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🎧 What if your mortgage could make you money—and be gone in just 10 years?

They also break down the Smith Maneuver, a complementary tactic that transforms home equity into investment capital—and how these strategies, for the right individual at the right time, can help you build real wealth while reducing your tax bill.

This episode is for:

🎯 Stay tuned to the end for expert life and money tips from Sean, Devon, and Penny on how to keep things simple, smart, and sustainable.

💬 "A dollar saved can be just as powerful as a dollar earned."

🔥 Their TikTok educational videos have hit 1 million + views—check them out for more tips!

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation.

Find Sean & Devon online:

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🎧 For those shaping their homes, communities, and financial futures—this podcast is for you.

In this episode of The Forbes Podcast, host Penny Forbes sits down with Michael Schmidt, franchise owner of Housemaster Toronto, to explore his journey from the film industry to becoming a top-tier home inspector in the GTA. With over 770 five-star Google reviews and multiple Consumer Choice Awards, Michael shares what sets their inspections apart—emphasizing thoroughness, client education, and attention to detail. 💼🏡

This episode unpacks the crucial role of home inspections in real estate transactions—from condos to pre-listing to specialized inspections like radon, mold, and asbestos. Michael also shares real-life findings that reveal how inspections can impact negotiations, protect investments, and build buyer confidence.

Connect with Michael:

Michael Schmidt – Housemaster Toronto: housemastertoronto.com

Connect with Penny:

Penny Forbes: linktr.ee/pennyforbesrealty

In this episode, Penny Forbes chats with Corinna Mancini, Founder of Coco’s Tallow Co.—a clean beauty advocate who transformed her personal battle with eczema into a thriving, purpose-led skincare brand.

Corinna opens up about:

Turning a skin struggle into a business

The natural power of tallow for skin health

Formulating products safe for the whole family

Why taking action—even before you feel ready—matters

A must-listen for natural skincare lovers, wellness advocates, and purpose-driven entrepreneurs.

Discover the benefits of tallow and take the first step in your natural skincare journey!

Connect with Corinna Mancini:

🎙️ What’s the real cost of being underinsured? In this episode, host Penny Forbes chats with insurance pro Jennifer Beasley about the must-knows of life, disability, and critical illness insurance—plus smart tips on home and auto coverage.

She explores why term life insurance is often the better choice over mortgage life insurance, and how even small policies can make a big impact. Jennifer also shares her journey as a female entrepreneur and the importance of advocating for your health and finances.

💡 A must-listen for anyone who wants to protect what matters most and feel more confident about their future.

📌 Disclaimer: This podcast is for informational purposes only and is not financial or legal advice. Please consult a qualified professional for guidance tailored to your situation.

Connect with Jennifer Beasley online:

👉 Website: Jennifer Beasley Insurance Agency Inc – The Co-operators

👉 Instagram: jennifer_beasley_insurance

Penny sits down with Myles Doak—Founder, Entrepreneur, Storyteller, and 2-time Dragons' Den Entrepreneur, the mind behind multiple successful businesses including Neighbour Media, SummerSkates and The Big Ball Golf Company.

Myles shares his journey, including:

Building and scaling multiple successful businesses

Lessons from facing the Dragons—twice!

The power of authentic storytelling and purpose-driven marketing

How community-driven marketing can elevate a brand

His vision for the future of digital advertising and branding

This is a must-listen for entrepreneurs, marketers, and story-driven leaders who want to build brands that truly connect and last.

Connect with Myles Doak online:

👉 LinkedIn: linkedin.com/in/myles-doak

In this episode, Penny sits down with Sara Zollo, Senior Wealth Advisor at Harmony Wealth and recipient of Wealth Professionals Canada 2024 Top 50 Leading Women in Wealth Award—a significant honour recognizing her impact and leadership in the financial industry.

From retirement planning and debt management to investment advice, financial literacy, and navigating finances during major life transitions like divorce, Sara shares real-world insights to help you feel more confident with your money.

Whether you're planning ahead, juggling life with a young family, or rebuilding—this episode will inspire you to spend time on your finances and remind you that you don’t have to do it alone.

Sara Zollo, Senior Wealth Advisor – Harmony Wealth

🎧 Chapters

👉 Tune in now to The Forbes Podcast.

⚠️ This conversation is for general inspiration, empowerment, and entertainment. It does not constitute financial advice. Always consult your own advisor regarding your specific financial situation.