Join Annie Garcia and Rob Healey of Formiti Data International as they take a deep dive into UK GDPR EU Representative obligations

For international organizations with no physical presence in the United Kingdom, the post-Brexit data landscape has shifted from a static set of rules to a diverging legal framework. As we approach 2026, the challenge is twofold: meeting the foundational requirement of appointing a UK GDPR Representative and adapting to the new, business-friendly but operationally complex requirements of the Data (Use and Access) Act (DUAA).

In this episode, Annie Garcia and Rob Healey break down the "Accountability Crisis" facing UK Financial Services in 2026. As the FCA moves from principles to aggressive enforcement, Annie and Rob explore why "the AI did it" is no longer a legal defense. They dive deep into Agentic AI governance, SM&CR personal liability, and how firms are using Formiti’s "Zero-Gap" audits to stay ahead of the February 2026 funding and compliance deadlines.

Key Takeaways

What is the "Accountability Gap" in 2026 Financial AI? In 2026, the Accountability Gap refers to the disconnect between autonomous AI actions and Senior Manager liability. Annie and Rob explain that under the UK Data Use and Access Act 2025, firms must bridge this gap using Human-in-the-Loop protocols and Algorithmic Explainability to satisfy FCA Consumer Duty.

• Agentic AI Risks: Why autonomous trading agents require a physical "Kill-Switch" audit.
• SM&CR Liability: How Rob defines the "Reasonable Steps" a Senior Manager must document to avoid personal fines in 2026.
• The AI-BOM: Using an "AI Bill of Materials" to identify "Shadow AI" within your infrastructure.
• The "Secret Weapon" "Reasonable Steps"In 2026, the FCA’s legal "test" for Senior Managers is whether they took "Reasonable Steps" to prevent AI failure.

In 2026, the primary risk to your organization isn't just a rogue AI—it’s the AI you don’t know you’re using. With regulations now spanning over 120 jurisdictions, the era of "Shadow AI" must end. This first step in our series focuses on creating a Global AI Inventory using an AI Bill of Materials (AI-BOM). By cataloging every model, third-party API, and dataset across your global footprint, you shift from reactive troubleshooting to proactive institutional governance.

Join Annie Garcia and Rob Healey as they discuss Data privacy in Manufacturing. Episode 24 explores the digital evolution of the West Midlands manufacturing sector, specifically focusing on how the Silicon Canal and Industry 4.0 are driving the adoption of smart technologies. The author highlights that as factories integrate AI and the Internet of Things, they must navigate a complex dual transformation involving both technological advancement and strict new regulatory frameworks like the UK Data (Use and Access) Act and the EU AI Act. To remain competitive and secure within global supply chains, businesses are encouraged to bridge the gap between information and operational technology through robust governance and privacy-by-design. Ultimately, the text serves as a strategic guide for manufacturers to transform regulatory risks into resilience by partnering with experts to manage data transparency and ethical AI deployment.

Join Annie Garcia and Rob Healey from Formiti as they take a deep dive and discuss privacy compliance evolving from a business debt to a business enabler In the early 2020s, data privacy was often treated as a "legal tax"—a series of checkboxes to satisfy auditors and avoid the dreaded GDPR fines. But as we move through 2025, the landscape has shifted fundamentally. Privacy is no longer a static target or a back-office compliance hurdle; it is a core business differentiator.

Join Annie Garcia and Rob Healey Formiti Data International as they take a deep dive into Privacy 2025 and the Outlook for 2026.

2025 ended with a regulatory earthquake. While the EU and India solidified their strict enforcement regimes, the United States reversed course in December with a massive move toward deregulation and federal preemption. 2026 will be the year of "Conflict and Fragmentation." Organizations now face a dual challenge: complying with strict global standards (EU/Asia) while navigating a chaotic "Federal vs. State" legal battleground in the US.

In 2024, With the enforcement of the EU’s Digital Markets Act (DMA) and the subsequent rollout of Google Consent Mode v2 (GCMv2), privacy compliance ceased to be just a legal issue. It became a critical dependency for marketing revenue.

For businesses operating in or targeting the European Economic Area (EEA), ignoring GCMv2 is no longer just a compliance risk; it is a direct threat to digital advertising performance, data visibility, and ultimately, return on ad spend (ROAS)

Join Annie Garcia and Rob Healey Formiti Data International as they take a deep dive to building a structured, step-by-step approach to managing a data breach, built on the principle of Preparation, Detection, Containment, Assessment, Notification, and Remediation (PDCNAR). Effective data breach management is a testament to an organization's commitment to data privacy and security

Join Annie Garcia and Rob Healey Formiti Data International as they discuss the topic of , the decision to appoint a Data Protection Officer (DPO) starts as a compliance necessity—a legal box that must be ticked under GDPR. However, forward-thinking leaders are realizing that the traditional model of hiring a single, internal DPO is becoming operationally inefficient and financially risky. As data privacy laws expand globally (from the EU’s AI Act to US State laws),

Join Annie Garcia and Rob Healey of Formiti Data International as they take a deep dive into the latest privacy and AI law changes. December 11, 2025, President Donald Trump signed a sweeping Executive Order (EO) designed to consolidate AI regulation at the federal level, effectively effectively aiming to block individual states from enforcing their own AI and data safety laws. This move marks a significant shift in the US regulatory landscape, prioritizing "innovation" and "national competitiveness" over the patchwork of state-by-state protections that currently exist.