Stack Your Points

The Full Show | Buy Your Medicine, Get Your Points, Move On

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Hosts | Matt Clausen of Credit Tidbits | Lani from Call Me Lani  | Tariq Gaines  | RJ from Do You Take Cards

 

News Round-Up 

None this week. 

 

Back to Basics 

Transfer Partners 101: What are Transfer Partners; why do we obsess over them?

 

Topics 

Matt: Hilton does FNC better, either uncap them or don’t offer them at all. 

 

Lani: There’s a lot of refreshes, new cards [confirmed & rumored], and partnerships happening (i.e. BILT+Walgreens). Once these things are announced, CCYT goes into “worth it/ not worth it,” “keep or cancel.” What changes would you actually like to see happen with CCs?

 

Tariq: Is credit card addiction real, or is there no such thing?

 

RJ: What is your relationship with digital wallets like? Love them? Hate them? Do you have all your cards in there or just some? 

 

 

Viewer questions 

  • How do you value points when using them to top up a loyalty account?  Say you want to take a flight that has a cash price of either $650 or 50,000 points (1.3cpp).  You currently have a balance with that airline of 40,000 points/miles, and the airline will sell you miles directly for 3 cents each. - SpaethCo
    • Do you transfer 10k points over to make that redemption instead of paying cash, and if so how do you value those 10k points?
      • A. $650, because it saved you from spending $650 out of pocket at that point in time.
  • B. $300, because that's how much it would cost you to purchase the last 10,000 directly from the airline.
  • C. $130, because the whole redemption was 1.3cpp, so 10k points is only worth $130. (Spaethco)
  • We are seeing more tiered SUBS and SUBs with bigger spend requirements.  Do you think SUB spend requirements are going to keep growing or duration or neither? Why do people like Barclays have one transaction SUBs? - AP
  • Question for @RJ  specifically. Knowing the limitations on  SkyMiles and the increased cost of attaining/maintaining Delta status. Would you ever see yourself moving your loyalty? Or is your semi-loyalty purely due to geographic constraints? - K1d_Cat37
  • In your opinion, what is the most underrated no-AF non-Attune card out there? Mine is the Chase Ink Cash - 5x on streaming, phone services, and cable.  AND up to $25k of Visa & M/C gift cards at office supply stores which you could turn into 5x on any category spending like groceries or dinning. - Keith
  • I’d love to see more point stacking examples on earning and on redemptions. - Anthony Bove

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     If you want to ask a question, you can leave a comment or email [email protected].

     

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    Where to find us 

    https://www.youtube.com/@MattClausen

    https://www.youtube.com/@CallMeLani

    https://www.youtube.com/@DoYouTakeCards 

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