Now that our smartphones have become the centre of our lives, the way we pay for things has completely changed. I was in New York in May and London in August and used my phone to pay for everything – as I have done for the last year at home. Nedbank’s executive for emerging innovations Chipo Mushwana and Payments Association of SA CEO Ghita Erling tell Stuff Studios editor-in-chief Toby Shapshak about current trends and developments. Read more on Stuff.