We get this question all the time.  People are told "your income is too high to qualify for Medicaid".  However, their income is WAY less than what it takes to pay for the nursing home.  Some States have what is called an "Income Cap" which means there is a maximum amount that you can make.  However, that limit is much under the amount that facilities cost.

Therefore, you have to jump through some hoops to qualify.  That "hoop" is commonly called a Miller Trust.  Today, Todd and Sara talk about the Miller Trust and how you can create it and still qualify for Medicaid even if you have a higher income than allowed.

*Note: Not every State has an income cap so don't be surprised if you have never heard of this.

Information to help you answer all of your questions about aging.

Today Todd and Sara tackle a very common question and issue causing problems with aging families.  It makes sense to pay for a family member (child or grandchild) to get paid to care for an aging loved one.  It makes sense to you but not to the Medicaid agency when you need to apply for Medicaid.  

Today we discuss how to make this work which takes PRE PLANNING.  You have to do this on the front end and not the end.  We talk about how to make this clear to Medicaid that the checks to the caregiver was not a gift.

Knowing this information will save you a lot of trouble when it comes time to apply and could save you in attorney's fees when the attorney goes to apply for Medicaid for you.  Listen and learn

Information to help you answer all of your questions about aging.

Today, Sara shares with us her real expertise of working with seniors and their families when it comes to deciding IF someone needs a higher level of care and then HOW to go about it.

You may not be able to hire Sara but there are people near you that can probably do what Sara does.  By listening to today's podcast you will know what should happen and know what questions to ask.  Hopefully, you will learn when it needs to happen and how to make it happen with the best possible outcome.

Listen today as Sara and Todd help answer a huge question, How do I find help when placing a loved one.

Information to help you answer all of your questions about aging.

Today, Sara and Todd talk about one the harder things they deal with in their work.  They see families have to transition from where they are now to a higher level of care such as assisted living or a nursing home.

That is a hard process for everyone involved.  Sara is directly involved in helping families do this every day.  Today, she talks about the process and gives you steps to take to make the process as easy as possible.  Some of her advice is contrary to what you would think but she knows directly how to do this and you will learn much from her experience.

Join us today as we answer the question, How do I help a loved one transition to a higher level of care.

Information to help you answer all of your questions about aging.

Today Sara and Todd talk about the issue of a child caring for a parent while there are siblings not able to step in and care.  This can be the cause of significant about of stress and the loss of lifelong good relationships.

Our episode today brings up questions and topics you need to discuss and how to work through some of the problems that will inevitably arise.  Although Todd and Sara are essentially only children, both of them have years of experience working with families through these issues.

Call your sibling and have them listen to today's episode.

Information to help you answer all of your questions about aging.

Today Todd and Sara talk about their radio show and their FaceBook Live event they do every week.  If you ever wanted to see what Todd and Sara look like, FaceBook is the place to do that.

Every Wednesday morning at 9:00 Central time, they do a radio show that airs live in Northwest Arkansas and surrounding areas.  You can listen to that radio show on your computer at www.KURM.net, just click on the "listen live" button.

Also, if you are on FaceBook, you can watch and listen to them live AND you can go back and see previous shows.  In addition, during the FB live event, you can ask questions that we will see on the show and answer.

We would LOVE for you to join us on FaceBook so listen to this podcast and learn what you are missing.

Information to help you answer all of your questions about aging.

Sara and Todd today discuss a great resource for our listeners to help them quickly learn what we have been talking about.  Todd's office has a really nice magazine-style resource that they give out to the public.  It talks about the unique estate planning rules for seniors, Powers of Attorney, Medicaid, Medicare and VA.

We encourage you to let Todd and Sara send you this resource.  Listen today to learn about this and how to get it in your hands.

Information to help you answer all of your questions about aging.

Today Todd and Sara talk about the caregiver again.  The caregiver has a very difficult role and it's important for them to have good mental health.  Today's topic is to show you signs of issues and how to get the help you need so that you can continue to care for your loved one.

Sara and Todd also talk about how to get the help you need and much of it for free.  Join us today if you're stressed out as a caregiver or know someone who is.  We hope this episode helps.

Information to help you answer all of your questions about aging.

Today we address a common question we get in the office.  People think that different things happen then it's too late.  It's never too late but you don't have to wait until you are broke in order to qualify,  

The Medicaid rules are quite generous if you know what to do with the rules.  Today we talk about different situations and how you can apply for Medicaid to get the care you need without going broke.  Today's episode is quick and to the point and can help you or someone you know literally save a large portion of their estate if not their whole estate.  Please join Sara and Todd today.

Information to help you answer all of your questions about aging.

The Holidays are a time that we visit family.  If your trip is going to see an aging family member, our episode will help you look for signs of trouble.  Phone calls throughout the year are great, but you may be missing things that are going on.

Today, Sara and Todd will walk you through some very practical things you can do while at an aging loved one's home to see how things are going.  They talk about looking at the car, the refrigerator, floors and different things around the house.

They also talk about topics to discuss.  Yes, it may be difficult but it's conversations that you really do need to have to make sure things are being handled.

Information to help you answer all of your questions about aging.