The Good Financial Cents Show w/ Jeff Rose, CFP®

Rolling over your 401k seems simple enough, right? In some situations it can be. In others, rolling over to soon could cost thousands of dollars. Here's 9 dangers you need to know before you roll over your 401k.

When I first read, Total Money Makeover, back in 2003, I was excited to find another personal finance expert that shared my recommendations regarding saving for retirement. One of Dave’s core tips regarding investing is, Get your free money first with your 401(k) match. After that, take advantage of the Roth IRA to get your... Listen Now-->

The post GFC 091: Dave Ramsey Might Think I’m Crazy. Here’s Why: appeared first on Good Financial Cents®.

I love Dave Ramsey. His book, Total Money Makeover, is one of the best personal finance books I've ever met. Typically, I agree with all his advice but eventually disagreed with this one thing. And this one thing will probably make him think I'm nuts!

Remember the first day you put money into your retirement account? You have seen your retirement account grow over the years and you have been blessed because you have never had to tap into it. Now the grand-kids are your new focus and you have decided to just pass it on them since you will... Listen Now-->

The post GFC 090: Required Minimum Distribution Rules For IRA and 401k’s appeared first on Good Financial Cents®.

After you retire the IRS is going to eventually come for their tax money out of your retirement account. Here's what you need to know about Required Minimum Distributions.

Okay, sure.  There have been times in my life I could consider myself lazy. You know. Like the time I almost gave up on college because of a $75 parking ticket. But when I came across this article in the New York Post which shares some of the reasons why Americans are too lazy money... Listen Now-->

The post GFC 089: Stop Freakin’ Being Lazy About Money! appeared first on Good Financial Cents®.

It's reported than 1 out of every 5 Americans are not saving anything at all. There #2 reason for not saving was "they hadn't got around to it" otherwise known as being lazy. Stop being lazy! We share 3 strategies that even a lazy person can do to boost their savings immediately.

By investing heavily in your work-sponsored 401(k) account, adding to your savings with an IRA and/or brokerage account, minimizing debt, and watching your pennies all along, you can set yourself up for retirement success.

The post GFC 088: 3 Lifestyle Decisions Everyone Should Make Before Retirement appeared first on Good Financial Cents®.

Before you retire you have to consider how your lifestyle is going to change. Here are 3 lifestyle decisions you'll have to make before you retire.