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Astar Fi, incubated by Astar Foundation, opens its public beta with net-worth tracking plus 848 rated DeFi vaults and tokenized assets.
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Astar Fi, incubated by the Astar Foundation, opened its public beta today after four weeks invite-only. It is a self-custodial personal finance manager: it shows a holder's full onchain net worth, then gives them a curated, risk-rated menu of things to do with it, while the assets never leave their own wallet.
Three functions. Save is the net-worth dashboard. Earn is a picked set of DeFi vaults on Morpho, Aave and Midas, each with a risk tier, an Astar Fi rating, fees, a named oracle, written risks and the contract address. Invest covers crypto on Ethereum and Base plus tokenized stocks, ETFs, gold and silver from issuers including BlackRock, Apollo, Fidelity, Ondo, Paxos and Matrixdock.
The menu at launch: 225 crypto assets, 436 tokenized stock and ETF records, 140 Morpho vaults, 31 Aave markets and 16 Midas products. Astar Fi issues none of them and can lower a rating or pause deposits if conditions change.
Why now: tokenized real-world assets have gone from $5.4 billion to $33.5 billion on-chain in eighteen months, Morpho has tripled in a year and Japan, the beta's first target market, has written a 20 percent crypto tax into law to replace a top rate of 55 percent.
No subscription or trading fee during the beta. Access starts with social login, then a wallet connection. Global availability, Japan first.