Season 3 - Episode 17

Being Busy - Stop the Charade! | Tiffyboy and BOC Commentary | Little Fire Thing in Vaughan Ontario | Hard Credit Bureau Pulls and Mortgage Pre-Approvals - Myth Busting

One week off…Easter and increased volumes got me! But, back and ready. First topic, our "busy" market…what does "busy" mean? Next, Tiffyboy and the ever-important BOC commentary from their April Rate Meeting. Third, kinda had a small bonfire in Vaughan Ontario with a bunch of pre-construction homes…conspiracy theories abound! Batting cleanup, I address the fear and (justified) concern with having your credit bureaus "pulled" when working with a Mortgage Professional on a pre-approval. Great info all over!

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Season 3 - Episode 16

Registering Website Domains | First Home Savings Account - All the details! | Changes to Non-Residents Buyer's Ban | Where are mortgage/real estate volumes?

Let's talk about how to grow your business with custom domains…or just collect cool domains for fun. First Home Savings Account (FHSA), what this is and what's the difference between RSP and TFSA for a First Time Home Buyer? Canada makes changes to Foreign Buyer Ban…some good….errr…questionable items. Finally, where are volumes with housing and what I'm seeing out there.

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The Green Effect Podcast is LIVE!

Season 3 - Episode 15

Buyers are BACK BABY! | Rental Housing Shortage Epidemic | Rate Advice

Buyers are BACK..."Back in the saddle again…" Let's talk about what we are seeing with volumes. Scaring and exciting report about the HUGE shortage of rental housing by 2026. Finally, I explain the rate advice I give to people…it's a moving target so how do I help people understand the rate they are committing to for the biggest purchase of their lives?

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Season 3 - Episode 14

CRAZY SEVEN DAYS! Tiffyboy and BOC | Galen and Friends in Ottawa | Silicon Valley Bank and Canadian Impact

This was an INSANE last seven days! No shortage of crazy sprinkled with excitement. Bank of Canada, love 'em or hate 'em, they followed through on their promise to not increase rates. Galen and his BFF's were called in front of a Standing Committee to explain why my honey ham is 4.99/100g. Finally, the second largest failure of a bank in US history and how this could/is impacting us here in the Great White North. This is Economical Excitement at its best!

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Rate Predictions - Banks Quarterly Meetings - Tiffyboy Called Before Standing Committee

Rates - where are they going now…the moving target is, well, moving! Banks have their quarterly earnings meetings…didn't go so well (especially if you have RBC stock). Bank of Canada called in front of Standing Committee on Finance…great entertainment!

Link to the Report of the Bank of Canada on Monetary Policy:

https://parlvu.parl.gc.ca/Harmony/en/PowerBrowser/PowerBrowserV2/20230216/-1/38610?gefdesc=&startposition=20230216112628

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Season 3 - Episode 11

Canadian Housing - Choose Your Own Adventure | Fair Square GONE! | My New Mortgage Agent World

Hope, hope, and more hope. Just need hope! Let's start with the biggest news around the "Choose Your Own Adventure" that is the Canadian Housing Market…Months of Inventory, Timing to Buy, rates, etc. FairSquare formally known as Purple Bricks is GONE…using a real estate professional. Finally, an update on me and how the transition is going to Mortgage Agent. I'll give you a hint, it's going REALLY well!

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Website: www.thefinancialcollective.ca

Season 3 - Episode 10

So some big news out of my camp. I've left RBC and I've moved into the world of mortgage brokering. 25 year banker goes rouge! More than a quick 90 second TikTok, I talk about the WHY behind my decision. You get a bit of a glimpse into my thinking, where I think the mortgage world is going, and how a great leader leads.

Visit our website: www.thefinancialcollective.ca

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Season 3 - Episode 9

First episode of 2023! Episode 9, Season 3. British Columbia introduces three day cooling off period, what does this mean for BC real estate? Ontario to see property tax increases due to new law Dougie introduced around adding more units without permits being required? What is going on in London Ontario with rents????? We talk about rent increases across the country. Finally, with the growth of 10,000 jobs, Tiffyboy has the bullet to shoot the next prime rate increase even higher. Or does he?

SPONSOR: Top Consulting. Top Consulting is the newest and coolest when it comes to taking your business to the next level. Stuck in a rut and need someone to redefine your business processes, hold you to account, and help you get to the goals you know you can achieve? Visit topconsulting.ca for all the great programs offered.

Visit their website and mention The Green Effect Podcast for a great discount (you need to listen to get the discount!). www.topconsulting.ca

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Season 3 - Episode 8

Stupid Things People (BOC, Tiffy Boy, OSFI, Disney+ Lady) Do - Christmas Edition!

In the final episode of 2022, episode 8, Season 3, we are sticking with a theme of Stupid Things People Do. DSB fallout. Need to know what the DSB is? Listen to episode 7! OSFI stands pat on the "Stress Me Out" Test. What does this mean and what could possibly go wrong? What happens when Disney+ Lady tries to kind of spin the truth a bit about eliminating Real Return Bonds? Let's find out!

SPONSOR: Top Consulting. Top Consulting is the newest and coolest when it comes to taking your business to the next level. Stuck in a rut and need someone to redefine your business processes, hold you to account, and help you get to the goals you know you can achieve? Visit topconsulting.ca for all the great programs offered.

Visit their website and mention The Green Effect Podcast for a great discount (you need to listen to get the discount!). www.topconsulting.ca

Instagram and TikTok: sgmortgageadvice

Season 3 - Episode 7

My "Buffet of S#!+" episode. All the stupid s#!+ that happened over the past week…no shortage of material!

In the seventh episode of Season 3, I talk about the crazy siutation the Bank of Canada and my BFF Tiffyboy is in…needs to pick the housing market or the Canadian dollar…he'll screw this up too. OSFI moves the Domestic Stability Buffer…what is it, why you need to care, and what does this mean for the average Canadian. There will be ramifications to the 500.00 Liberal housing benefit…we talk about it. Finally, a quick preview of something I'll be posting on social media. The fun DOES NOT stop!

SPONSOR: Top Consulting. Top Consulting is the newest and coolest when it comes to taking your business to the next level. Stuck in a rut and need someone to redefine your business processes, hold you to account, and help you get to the goals you know you can achieve? Visit topconsulting.ca for all the great programs offered.

Visit their website and mention The Green Effect Podcast for a great discount (you need to listen to get the discount!). www.topconsulting.ca

Instagram and TikTok: sgmortgageadvice