The Grit Factor Podcast w/ Karl Jacobi

The Grit Factor Podcast w/ Karl Jacobi

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The Grit Factor Podcast w/ Karl Jacobi episodes

  • The Thing Saving You Is Already in Your Hands with Bart Merrell

    Episode Summary

    Bart Merrell grew up on a pig farm in New Mexico with a father who had his hands in a dairy in Idaho, a mushroom warehouse in Utah, a produce warehouse in Arizona, and the Pork Producers Association, all simultaneously. Nobody sat Bart down and taught him the birds and bees of business. His father showed him by example that you could do many things at one time and that opportunities were everywhere if you trained yourself to see them. That programming never left.

    His first big dream was the FBI. He studied accounting on an FBI agent friend's advice, hated every minute of it, scraped through a degree, then discovered that corrective eye surgery he had gotten to improve his vision had quietly disqualified him from federal service before he ever applied. Devastated. No plan. A college town in Utah. A friend who jokingly asked if he wanted to go to Japan to help set up a bungee tower. Bart said yes without knowing what he was agreeing to. Three months later he was pushing little Japanese people off an eight-story tower for a living and loving every second of it.

    What followed was a life built entirely on saying yes to things he did not know how to do, figuring it out, and then asking the same question he asks about everything: how can I monetize this? Bungee towers led to sky coasters led to freefall rides led to building a custom coaster in Japan. A Japanese big rig driver friend led to twenty-nine years of importing camping trailers and Ford diesel trucks into Japan, still running today. Nine hundred and eleven wiped out several hundred thousand dollars, so he bought a truck he could not afford, drove to Indiana, and came home with a contract pulling trailers nationwide. His wife's cancer scare in Japan eight nights of not knowing the results taught him he needed multiple income streams before life needed them. An eight thousand dollar dog training course to handle a ninety-pound Rottweiler turned into almost a hundred thousand dollars in his first year of dog training. Being told his ankle bone was gone and amputation was the only option led within six months to a retainer contract with his prosthetist counseling incoming patients.

    Today Bart runs Side Hustle Samurai and has written Monetize Your Mindset, a book born from watching a woman at a drug rehab Toastmasters session realize that her abusive childhood was not normal. It hit Bart that if you did not grow up watching someone like his dad see opportunity everywhere, you simply did not have that wiring. His entire mission now is to give people the wiring they were not handed. From zero to cash flow in six months, 90 days as the goal, 180 as the promise, using the skills, the story, and even the worst thing that ever happened to you.

    This episode is for anyone sitting on something valuable and calling it nothing.

    In This Episode, You'll Discover:

    1. How Bart's father, a pig farmer who was also part owner of a dairy, a mushroom warehouse, a produce warehouse, and president of the Pork Producers Association, quietly installed an opportunity-seeking operating system in Bart before he had any language for what it was
    2. The eye surgery that disqualified him from the FBI before he ever applied, the college town devastation, and the joke from a friend about Japan that sent him across the world to push strangers off a bungee tower
    3. The specific jump Bart designed on the tower using carabiners as handles to attempt a hands-only freefall from eight stories, what happened when he let go, and what it taught him about educated risk in business
    4. How nine eleven wiped out several hundred thousand dollars in business deals, how he used his remaining credit score to buy a forty thousand dollar truck he could not afford, drove to Indiana, secured a contract, and saved himself from bankruptcy
    5. The eight nights waiting for his wife's biopsy results after her cancer scare in Japan, the second thought that arrived after the fear of losing her, and how that phone call became the catalyst for building multiple income streams before they were needed
    6. The three question framework Bart uses with every client, what do you like to do, what do you need to do, and what are you already doing, and how a school bus driver used it to wake up at three in the morning furious because she could not stop thinking about an idea
    7. How losing his lower left leg in 2023 led within six months to a retainer contract counseling incoming amputees for his prosthetist, and why he says his first reaction on being told amputation was his only option was to ask how he could monetize it
    8. Why Bart believes there has never been a better time in history to start something, what AI has done to lower the barrier of entry, and what he tells people whose fear of failure is stopping them from trying

    Key Takeaways:

    1. The Thing Saving You Is Already in Your Hands. Bart's entire life is proof of this. The skill you dismiss, the story you think is worthless, the worst thing that ever happened to you. Every single one of those is raw material. Most people are sitting on the income they need and calling it ordinary. The only thing missing is the wiring to see it differently.
    2. How Can I Monetize This? Bart asks this question about everything. Good things, bad things, embarrassing things, painful things. It is not a mercenary instinct. It is a trained reflex that turns experience into leverage. You do not have to be born with it. You can install it by asking the question consistently until it becomes automatic.
    3. Say Yes First. Figure It Out Second. Richard Branson said it. Bart has lived it for forty years. He had never set up a bungee tower when he said yes to Japan. He had never imported trucks when he said yes to his Japanese friend. He had never trained dogs when he enrolled in the course. Every major income stream in his life started with yes, followed by the education required to make it work.
    4. Educated Risk Is Not Recklessness. Bart jumped off an eight-story tower using carabiners as handles based on thousands of previous jumps and a working knowledge of the physics involved. He did not jump off a cliff to see what happened. The willingness to take risk without eliminating all downside is what separates people who build from people who wait. Research it. Learn enough. Then go.
    5. Build Multiple Streams Before You Need Them. The cancer scare phone call arrived on a Tuesday. Bart's second thought, after the fear of losing his wife, was I cannot afford to drop everything and be with her. That thought told him something was wrong with how he had structured his income. Do not wait for the Tuesday phone call. Build the streams while everything is fine so they are there when everything is not.
    6. What Do You Like to Do. What Do You Need to Do. What Are You Already Doing. That is the whole framework. Make three lists. Look at where they overlap. Ask how you can monetize one two or three of those intersections. The answers are almost always already inside your existing life. The question trains your brain to see what was there the whole time.
    7. Acknowledge It. Then Move On. Bart's approach to every hard thing is the same. He does not suppress. He does not dwell. He acknowledges the reality of what has happened, the leg, the money lost, the cancer scare, and then he moves forward and focuses on what he can do rather than what he cannot. That is not toxic positivity. It is a daily practiced choice about where to point the brain.
    8. Let Your Fears Push You Until Your Dreams Can Pull You. When Bart is in the trenches, this is the quote he goes back to....
    1 hr 10 min
  • Nearly Went Bankrupt Three Times, Now Chasing Twenty-Five Million with Chris McManus

    Episode Summary

    Chris McManus graduated high school, skipped college, and put grass in the ground because it was flexible enough to keep racing motocross while he figured out what else to do. He was not building a company. He was buying time. Then one Sunday afternoon in Pennsylvania he worked fifty hours that week and got smoked at the racetrack and cried the whole way home in his van and knew. He sold the bikes, the van, the gear, all of it. And turned back to the little landscaping operation that had been snowballing while he was not paying attention.

    What followed was seven years of building GC Landscaping from nothing into a multiple seven-figure operation, picking up trade licenses along the way, stacking a real estate company on top, and now chasing a twenty-five million dollar valuation with two or three more locations on the horizon. But the version of that story that does not make the highlight reel includes the acquisition that nearly broke him. He doubled the size of the company overnight buying a competitor doing a million in revenue. Then the bank backed out of the SBA refinancing they had promised.

    Then he underbid a major project by eighty thousand dollars. Then another project was mismanaged and the customer left a thirty-five to forty thousand dollar balance unpaid. All in the same month, sitting on top of a large debt service from the acquisition that had already wiped out his cash reserves. Then he went to the Caribbean with his wife and came home to find out five of his six managers had walked or been walked out while he was gone.

    Chris was twenty-three years old. He did not have a plan B. He called a few customers, apologized for the delay, and went back to work.

    That stubbornness is not recklessness. It is a philosophy that was drilled into him on a dirt bike from the age of eight: you crash, you get back on, you go again. Not because you feel ready. Because there is no other option that makes sense. And every time things have gotten that bad, they have eventually turned. He now has the evidence. The bad months no longer break him the same way. They almost feel familiar.

    This episode is for the builder who has never once felt like quitting but has wanted to a thousand times and kept going anyway.

    In This Episode, You'll Discover:

    1. How Chris started a landscaping company straight out of high school as a side hustle to fund his motocross racing career, and the specific Sunday afternoon in Pennsylvania when he cried driving home and decided it was time to let the racing dream go and go all in on the business
    2. The acquisition that nearly ended everything, buying a competitor, the bank backing out of the SBA refinancing, two projects going wrong simultaneously to the tune of a hundred and twenty thousand dollars in losses, a depleted cash reserve, and five of six managers gone within a week
    3. What that season actually cost him beyond the finances: the sleep, the strain on his marriage with his high school sweetheart who did not sign up for any of this, and the gray hair that started arriving at twenty-seven and twenty-eight years old
    4. Why Chris kept going when he had every reason to stop, the faith underneath the stubbornness, and the cheat code he has developed from surviving enough hard stretches to know the next one will also eventually turn
    5. The eighty percent principle Chris uses for delegation, why he shows up for the first ten percent and the last ten percent of every project and trusts his team with the eighty in between, and how that principle freed him from being the one wearing every hat
    6. What Chris learned from letting problem employees stick around too long, why he always knew who needed to go and always waited, and what changed when he finally decided cancer gets cut immediately with no ifs ands or buts
    7. The foundation year he deliberately took, pulling back on revenue growth to fix the systems, the cash flow management, and the infrastructure that would not have survived the next scaling push without it
    8. Why Chris believes most people are not dreaming big enough, the conference that made him realize he had already blown through every number he had ever set for himself, and where the twenty-five million dollar exit goal actually came from

    Key Takeaways:

    1. There Is No Plan B. That Is the Plan. Chris never had an exit ramp from the business. Not because he was fearless but because he could not picture what else he would do. When you remove the option to retreat, forward is the only direction. Not every person is built for this and Chris acknowledges that. But for the person who genuinely cannot see themselves working for someone else, that clarity is a competitive advantage in disguise.
    2. Get Back on the Bike. Chris raced motocross from age eight. The lesson from that sport is not about pain tolerance. It is about the automatic response to a crash. You do not ask whether to get back on. You get back on. That same nervous system wiring is what kept him showing up after the acquisition nearly broke him. You cannot teach this without the repetition of actually crashing and getting up again.
    3. Cut the Cancer Immediately. Chris let problem employees stay too long on multiple occasions because he did not want to deal with the pain of replacing them. Every single time it cost him more to wait than it would have cost to act. He now has a clear rule. If someone is a cancer or a bad fit, they are gone. The short-term pain of the gap is always less than the long-term damage of the presence.
    4. Eighty Percent Times Three People Is Better Than One Hundred Percent Once. You are not going to find someone who does it as well as you. You are going to find someone who does it eighty percent as well. Three people doing it at eighty percent in their lane, while you come in at the first and last ten percent, produces a better outcome than you doing it at a hundred percent alone every time. Let go of the hundred. Compound the eighty.
    5. Slow Down to Fix the Foundation Before You Scale. Chris pulled back on growth deliberately for over a year because he recognized he was building higher floors on a foundation that could not hold them. Revenue growth feels like winning. Scaling broken systems faster is just a faster route to a bigger crash. Know when to pause and rebuild before you push.
    6. The Problems Do Not Go Away. You Get Better at Handling Them. Chris says this directly and from experience. A thirty million dollar company is not easier to run than a three million dollar company. It has harder problems. What changes is the operator's capacity to handle them. The problems you are struggling with today will eventually feel like brushing your teeth. That is not a promise that things get easier. It is a promise that you get better.
    7. Your Goals Are Probably Not Big Enough. Chris walked into a conference in his first year in business and set goals he thought were enormous. He obliterated every single one of them. The twenty-five million dollar exit target came from a reset that only happened because someone asked him whether he had dreamed big enough. The number that feels scary enough to intimidate you is probably the right starting point.
    8. Giving Back Is the Fuel That Outlasts Every Material Goal. Chris has the nice things he dreamed about as a kid. They delivered less than he expected. What actually gets him out of bed now is the number he is chasing and what it would make possible for his community. The material goals are fine. The mission is what sustains the drive when the material goals stop moving the needle.

    ...

    58 min
  • You Hit Every Goal and Feel Nothing? Here's Why Success Feels Empty | The Sunday Edition

    Episode Summary

    You hit the goal you chased for years. And you felt nothing.

    Not disappointment. Not relief. Just a quiet flatness underneath everything you built, and no way to say it out loud without sounding ungrateful. If you have been asking why do I feel empty when everything on paper says I won, this one is for you. Karl Jacobi has been there. He built, scaled, and exited multiple companies totaling over $40 million in career revenue, starting from a dining room table. Then he hit the exact empty he describes in this episode.

    Here is what it cost him. Sitting in his living room, he asked his 16 year old daughter how she felt about everything he provided. The house. The vehicles. The camps. The vacations. He expected proud. She said abandoned. That one word broke him in a way no business failure ever could. A couple of years later he was in a photography studio going through his youngest daughter's senior pictures, and when they got to the parent photos, the only parent in them was his wife. He had been out chasing while the life he built happened without him.

    In this Sunday Edition, Karl names the thing nobody tells high achievers. Being successful but unhappy is not proof you failed and it is not a you problem. It is how the brain is wired. Psychologists call it hedonic adaptation, sometimes the arrival fallacy, and your mind turns every win you bled for into a regular Tuesday almost the second you hit it. That is the engine underneath high achiever burnout, and it is why the two fixes everyone hands you both fail. Chase a bigger goal and you are just putting the same fuel in a bigger tank. Force gratitude and shrink your wanting and that is not peace, that is going numb with better branding.

    The real split is borrowed fuel versus built fuel. Borrowed fuel is approval, proof, comparison, and somebody else's scoreboard. It burns hot and leaves you empty because it was never yours. Built fuel is your own why, your own standard, the person you are actually becoming. Karl walks through the four moves to make the switch, and the one nobody expects: you do not think your way to built fuel, you act your way to it. Clarity is the reward for moving, not the requirement.

    This is the work of finding purpose after success and redefining success on terms that are actually yours. If you feel stuck in life with everything you were supposed to want, hear this. You are not ungrateful. You just outgrew your old fuel, and that is the start of the next version of you.

    In This Episode, You'll Discover:

    1. Why success feels empty even when you hit every mark, and why the feeling is a signal instead of a failure
    2. Why the two fixes everyone offers you, chase a bigger goal or force more gratitude, both keep you empty
    3. The psychology of hedonic adaptation and the arrival fallacy, and why your brain is the worst employee you have ever had
    4. What high achiever burnout actually looks like when you are still performing at the top of your game
    5. What a hospice nurse recorded as the number one regret of the dying, and why it was not a failed business or a lost deal
    6. The living room conversation where Karl's 16 year old daughter used one word he was not prepared for
    7. The senior photo session that showed Karl exactly what his chase had cost him
    8. The difference between borrowed fuel and built fuel, and how to tell which one you are running on right now
    9. The four moves to rebuild your fuel from the foundation up, including the one most people rush and should not
    10. How to find purpose after success without blowing up the life you already built
    11. Why clarity comes after you move, not before, and what to do today before you feel ready

    Key Takeaways:

    1. The Empty Feeling Is a Signal, Not a Verdict. Feeling empty inside after you win is not proof you failed or that something is broken in you. It means you outgrew the fuel that got you here. That fuel served its purpose. Now it is done.
    2. The Markers Were Never the Fuel. The title, the number, the next level up. None of it was built to fill the hole. You were running on an empty tank the whole time and calling it drive.
    3. Your Brain Turns Every Win Into a Regular Tuesday. Hedonic adaptation means the house becomes normal, the income becomes normal, the respect becomes normal. The higher you climb, the faster it resets. Fulfillment was never going to live in the win. That is the arrival fallacy in one sentence.
    4. Ambition Is Not the Problem. Ambition Pointed at the Wrong Fuel Is. You do not need to want less. You need to want from a different source.
    5. Gratitude Is Seasoning, Not the Meal. Forcing yourself to be thankful and shrinking your wanting until the emptiness fits is not peace. It is going numb with better branding. Gratitude is good. It cannot be your engine.
    6. Borrowed Fuel Burns Hot and Leaves You Empty. Approval, proof, comparison, somebody else's scoreboard. It moves you fast like an espresso shot, and it was never yours to begin with.
    7. You Act Your Way to Built Fuel. You Do Not Think Your Way There. One small rep at a time, in the same direction. Clarity is the reward for moving. It is not the requirement.
    8. The Chase to Prove Your Worth Costs the People You Built It For. Karl started building to teach his kids to control their own destiny. The chase to prove it was costing them the one thing they actually needed. His presence.
    9. Outgrowing Your Fuel Is a Graduation, Not a Crisis. This is not a midlife unraveling and it does not require burning down what you built. Redefining success on your own terms is reinvention from the foundation up, and it starts with one aligned action today.

    The Four Moves to Rebuild Your Fuel:

    1. Name the real chase. Under the goal, what were you actually after? Approval? Safety? Proof that you are enough? Say it out loud. Naming it takes its power back.
    2. Audit your fuel. Look at everything driving you right now and mark each one borrowed or built. Be honest. Most people are shocked how much of it is borrowed.
    3. Rebuild the foundation. Your beliefs, your vision, your real why. This is the deepest of the four and the one most people want to rush. Do not. It holds all the others up.
    4. Take one aligned action before you feel ready. Today. Movement is what turns the new fuel on.

    Who This Episode Is For:

    The high performer who is successful but unfulfilled. The founder or executive running on high functioning burnout that nobody around them can see. Anyone staring at life after success and quietly asking why am I not happy. If you are feeling stuck in life at the top of what you built, and you are wondering whether midlife reinvention means torching all of it, this episode gives you a different answer. You do not need to reinvent yourself from scratch. You need to switch fuel.

    Timestamps:

    • [00:04] Average is the enemy of greatness. Cold open.
    • [00:23] Who is talking. Combat vet, entrepreneur, coach, husband, father
    • [00:43] The two by four since age five, and what the highlight reel does not show
    • [01:28] If you have wondered why success feels empty, stay with me
    • [01:39] The two fixes everyone hands you, and why both are wrong
    • [02:22] Who this episode is for. You already built something real
    • [02:45] What getting this wrong costs sharp, driven people for decades
    • [0...
    17 min
  • Episode 051: The Hidden Price of High Performance with Matt Smith

    Episode Summary

    Matt Smith is a music major who accidentally fell in love with software development when it reminded him of writing songs. Twelve notes, infinite combinations. Same with code. Same with a company. That creative wiring has followed him through every chapter, small startups, consulting work, a co-founded company that he eventually had to blow up to get out of, and the platform he is building now that is genuinely changing how aging people experience the world.

    But before the current chapter, there was a year that cost him. He was a co-founder of a tech startup where his vision for the company was clear and the team's vision was not the same thing. His idea was to take open source software and make it accessible to small and medium businesses so they could compete with enterprise-level organizations. David versus Goliath with technology as the equalizer. The team had different ideas. Consulting. Offshore development. Cloud migration. None of it was connected to an outcome Matt cared about. The trust eroded. The infighting started. And one day he sat at his keyboard and wrote an email that was going to blow the whole thing up. He remembers the exact moment his cursor hovered over send. He hit it.

    What followed felt like a death. The stages of grief arrived in full. And somewhere inside all of it, Matt found himself under a microscope he had been avoiding for a long time. Was he as good a person as he thought? Was he manipulative? Was he humble, or just humble enough to maintain the illusion of control? He went to therapy. He sat with the hard questions. He reached out on LinkedIn to people he had wronged along the way and apologized, not because he needed anything from them but because the reconciliation was the only thing that would let him move forward clean. One of those people ended up telling him to come to a game sometime. Matt did not ask for tickets. That was the whole point.

    The current chapter is Speak2Family, a voice and technology platform that keeps aging people connected to the consumer world as they move into assisted and independent living. Not bingo and a paper schedule. Actual choice. What do you want to eat, what do you want to watch, where do you want to go, what do you want to buy. A ninety-five year old who cannot swipe can still speak. And that agency, the ability to make choices about your own life, is what Matt believes people should not have to lose just because they changed zip codes into a care facility.

    This episode is for the founder who has been the best player on a bad team and has not yet made peace with why that was never going to work.

    In This Episode, You'll Discover:

    1. How a music major found his way into software development by accident and immediately recognized the same creative principle at work, twelve notes in music, infinite combinations in code, and why that creative foundation gave him a leg up that pure analytical thinkers rarely have
    2. The startup co-founder situation that collapsed after a year, how trust eroded when the team kept saying one thing and doing another, and the specific moment Matt hit send on the email that blew everything up
    3. What the mental health cost of that season actually looked like, the highs and lows, the spiral, the way the pain forced him under a microscope he had been avoiding, and why he believes if he had been more successful he would have just repeated the same patterns
    4. Why Matt went back on LinkedIn and apologized to people he had wronged during that period, why he was intentional about not asking for anything in return, and what the feeling of reconciliation gave him that the anger never could
    5. The realization that grit is not outworking everyone but having the self-awareness to work with people who make you better, the lesson that came through finding his co-founder Jillian, and why he believes Steve Jobs needed Steve Wozniak the same way every founder needs their opposite
    6. The team versus hero founder question Matt asks other founders by finding the sport or band metaphor that makes the principle self-evident to them, and why he thinks the culture that celebrates the solo founder myth is selling something dangerous
    7. What Speak2Family actually does for aging people in assisted and independent living facilities, why losing the ability to make consumer choices accelerates cognitive decline, and how the platform follows people from iPhone to tablet to TV remote to voice as they age
    8. The legacy Matt is actually chasing, not a statue or a movement but kids who feel confident and happy and can spread that confidence around

    Key Takeaways:

    1. Purpose Overrides Fear When It Is Real Enough. Matt had every reason to acquiesce and stay in the startup. Fear of loss, anger, the easier path was right there. What overrode it was that he genuinely felt he was supposed to help people and the startup was no longer pointed at that. When the purpose is deep enough and real enough, it becomes its own kind of courage. Fear does not go away. Purpose becomes louder.
    2. The Dark Part Exposed What the Wins Would Have Hidden. Matt said it himself. If the startup had been more successful, he would have moved to the next project carrying all the same flaws because nobody would have forced him to address them. The thing that felt like the worst outcome was the thing that produced the most growth. The pain was not a detour. It was the road.
    3. Apologize With Nothing in the Ask. Matt reached out to people on LinkedIn he had wronged and apologized. He was deliberate about not asking for anything. One of those people offered him tickets to a game. He did not take them. The reconciliation was the point. Not the access. Not the relationship rebuild. Just the integrity of acknowledging what had happened without using the apology as a vehicle for something else.
    4. Find the Metaphor That Makes the Principle Self-Evident. When Matt talks to founders who resist the idea of needing a co-founder or equal partner, he does not argue. He finds the sport they played growing up, the band they were in, the team they loved watching. And then he asks: were you undefeated? Were scouts coming? And when they say no, he says: well, your company is the same. You cannot be the best player on a bad team and expect different results than everyone else on bad teams got.
    5. Would You Rather Be the Best Player on a Terrible Team or One of the Players on a Championship Team? This is Matt's question for every founder in love with their own vision. The founder myth, the solo genius who does it all, is what gets sold at conferences and in books. The reality is that every breakthrough company has its Wozniak, its Jillian, its someone who fills the gaps and makes the creator actually usable.
    6. Agency Is Not a Luxury. It Is Human Dignity. The insight behind Speak2Family is simple and profound. We are consumers from the moment we are born. The ability to make choices about our own lives, what to eat, what to watch, what to buy, is not trivial. Stripping that away from someone because they moved into a care facility does not protect them. It accelerates their decline. Giving it back gives them something to live in.
    7. Grit Is Doing the Difficult Things That Are Beneficial, Not Just the Difficult Things. Matt's definition is precise. There is no virtue in doing hard things that provide no value. The grit that separates people is the willingness to do the things that are difficult and important, the workout, the hard conversation, the phone call to someone you have not spoken to in years. Difficulty alone is not the standard. Difficulty in service of ...
    57 min
  • Episode 050: Sixteen Years Making Someone Else Win Till He Discovered Himself with Derek Fredrickson

    Episode Summary

    Derek Fredrickson was very good at making other people win. That was his gift, his lane, and for sixteen years his entire identity. Wall Street first, Deutsche Bank, Lehman, UBS, running project management and doing what analytical, disciplined, systems-minded people do well inside a machine that rewards exactly those traits. Then the train ride that changed everything. He looked across at a man in his mid-seventies on the five forty-one commuter rail from Connecticut to New York, exhausted, and thought: is that who I want to become?

    He did not run. He made a calculated decision, the only kind he makes, and left Wall Street to join his wife Fabienne's coaching business. He worked his way up from the mailroom. He paid himself the same salary from day one so the ego had no ammunition. He became the string to her kite, the one who landed the plane, who finished what she started, who took a vision and built the execution from A to Z. Then he helped scale it to multiple seven figures. Then he did the same fractionally for other founders. For sixteen years he was the best number two in the room and he was proud of that.

    What he did not know until he stepped out was how completely he had wired his identity into someone else's vision. In 2024, he made another calculated decision, the kind that take him time and thought and spreadsheets and pros and cons lists, and launched The COO Solution, a fractional COO and second-in-command placement firm operating from Paris, France, where he lives with Fabienne and their three children. Twenty-five people on the team. Multiple seven figures. A ten year vision he looks at constantly. A weekly metrics review he does every single Monday without exception. And a mantra from his wife that has carried him through every low: no small children will be harmed.

    This is episode fifty of the Grit Factor. It is the right episode for the milestone because Derek's story is not about the founder. It is about the person behind the founder who finally stepped in front of their own vision for the first time. This episode is for every operator, every second in command, every engine behind someone else's dream, who has quietly wondered if there is a dream of their own waiting.

    In This Episode, You'll Discover:

    1. The five forty-one commuter train from Connecticut to New York, the man in his mid-seventies who looked exhausted across the aisle, and the question that moment planted in Derek that sent him from Wall Street into entrepreneurship two years later
    2. What it cost his ego to go from being a Wall Street professional to working in his wife's coaching business, why he told friends he worked with her not for her, and how they structured equal pay from day one to protect the power dynamic
    3. The Strengthsfinder and Kolbe assessments Derek uses with every client and why he believes knowing how you are wired to take action is more important than any business strategy you could deploy
    4. The four quadrant framework Derek uses with founders, unique brilliance, excellence, competent, and incompetent, and why most entrepreneurs waste the majority of their time in the bottom two quadrants doing work that someone else should own
    5. What the mastermind dinner moment taught Derek about not needing to be the big idea generator, how the mastermind owner reframed his role to the table, and why that validation changed how Derek shows up in every room since
    6. How Derek made the identity shift from number two to CEO, why it took him years of deliberate thought rather than a spontaneous leap, and what the difference is between a think talker and a talk thinker
    7. The weekly metrics review Derek runs every Monday without exception, how he structures it across marketing, sales, operations, and finance, and why asking why when things are on track is just as important as asking why when they are off
    8. The ten thirty-one framework Derek uses for himself and every client, ten year vision, three year plan, and one year picture, and why starting with the end in mind and reverse engineering is the only system that has ever worked for him

    Key Takeaways:

    1. The Drunk Monkey Is the Enemy. Derek's wife's phrase for the voice on your shoulder that says who are you, why would you think you can do this, you are not qualified. Every high performer has one. The volume varies. The solution is always the same. Plug back into your why. Look at the ten year vision. Do not let the drunk monkey steer.
    2. You Cannot Scale Bob. You Can Scale Structure. If the knowledge of how your business runs lives inside one person's head, you have not built a company. You have built a dependency. Get everything out of Bob's head and into runbooks, playbooks, SOPs, checklists, and project management systems. Then Bob can be in the rainmaker lane. The structure runs everything else.
    3. Live in Your Lane. Stop Apologizing for It. Derek is not a born entrepreneur in the classic visionary sense. He knows it. He owned it in a mastermind dinner in front of ten founders. And the response from the room was that without someone wired like Derek, every big idea discussed over dinner dies on the table. Know what your lane is. Be unapologetically in it. That is where you create the most value.
    4. Numbers Tell the Story. Feelings Estimate It. Derek's weekly metrics review is not optional. It is every Monday, every week, no exceptions. Because gut checks are necessary but insufficient. The question is not just are we on track or off track. It is why. The why reveals the issue underneath the problem. You do not want to fix problems. You want to solve the issue causing them.
    5. One Plus One Equals Three When You Each Know Your Lane. Derek and Fabienne built a multiple seven figure business by being in completely different lanes simultaneously. She created. He executed. She started. He finished. She ideated. He built the framework. The moment they blurred the lines, there was friction. The moment they respected each lane, the business compounded.
    6. Wear Two Hats. Never Combine Them. Working with your spouse requires deliberate separation of the professional and personal relationship. Derek learned the hard way that bringing a client email into a quiet evening with a glass of wine is not a small infraction. It blurs the lines and burns both sides. The husband hat and the work hat do not co-exist. Put one away before you pick up the other.
    7. Start With the End in Mind. Then Reverse Engineer. Every business Derek has helped scale and every goal he has set for himself started with a clear ten year picture. Not a vague aspiration. A specific, number-driven, impact-defined vision. Then three years. Then one year. The how figures itself out when the what is specific enough and the why is strong enough.
    8. No Small Children Will Be Harmed. This is the mantra that carries Derek through the lowest moments. Not a scripture. Not a framework. A perspective check. Nobody is bleeding. There is a roof over the heads. The problem, whatever it is, is solvable. Take a nap. Go for a walk. Get back to a positive state. The world is not ending. It just feels like it is.

    Timestamps:

    • [00:00] Karl introduces Derek Fredrickson on the milestone episode fifty: Wall Street to Paris, sixteen years as a number two, now building The COO Solution with a team of twenty-five
    • [03:00] The five forty-one train, the exhausted man across the aisle, and the moment Derek asked himself if that was who he wanted to become
    • [07:00] Leaving Wall Street in 2008 to join his wife's coaching business, the...
    1 hr 6 min
  • Episode 049: Thirty Years of Winning. Then His Wife Said Call the Bankruptcy Attorney with Dylan Bost

    Episode Summary

    Dylan Bost spent thirty years building things. Architecture first. Then Disney. Then his own agency. And for a long stretch, it felt exactly like it was supposed to. Two houses, a Range Rover, a burgeoning business, the spikes of winning clients and finishing projects. From the outside, everything looked like a man who had it figured out. From the inside, he was running a pattern he had never examined. Provider. Producer. The person everyone calls when something goes wrong.

    The question that cracked it open was not dramatic. He was standing in his office on a Tuesday afternoon, sun coming through the window, and he looked at a painting on the wall and thought: what am I doing this for? He could not answer it. He did not know who to ask. And instead of investigating it, he did what the pattern said to do. He pushed it down, went to work the next morning, and let the drink creep a little earlier in the afternoon. Tomorrow was always the plan.

    Then 2008 hit. The housing market took a third of his annual revenue in one move. He kept everyone employed when scaling back might have saved the company. He kept riding it out when a mentor conversation might have changed the math. He kept refusing to see what his wife was already watching. And then one day she looked at him across the dinner table and told him it was time to call the bankruptcy attorney.

    What came apart was not just a business. It was the identity he had spent thirty years constructing on a foundation he had never actually looked at. The rebuild took time, integration, and the willingness to ask a question he had avoided since his twenties: what do I actually want my life to look like? Not what do I want to do. What do I want my life to look like?

    Today Dylan runs Sony HQ, an AI and technology consultancy. He is launching a coaching platform built on Claude Code, trained on his book and methodology, that allows people to work through his framework at their own pace without losing the reflective quality of real conversation. His book Seven Mirrors is a recognition practice for people who look successful on the outside and quietly feel off course on the inside. He has been building more in the last five years than in the previous twenty. He now lives in Mexico. He is learning Spanish. He finds being a beginner delightful.

    This episode is for the person who has been riding it out, hoping something beautiful will happen, and has not yet made the decision to make something happen instead.

    In This Episode, You'll Discover:

    1. What Dylan was actually experiencing in the years before the crash, the pattern of a provider running on autopilot, the existential question that came on a Tuesday afternoon that he had no framework to investigate, and why he chose drink over investigation
    2. What it felt like to watch a third of annual revenue disappear in 2008, why he kept everyone employed when scaling back might have saved the company, and how he rode it out until his wife finally said the words he had been refusing to hear
    3. Why the actual breakdown was not operational but a core alignment problem, and what Dylan means when he says he had put all his eggs in the work basket without ever asking if the basket was going the right direction
    4. The integration process of rebuilding that did not come in a single moment, the Buddhist philosophy of contentment over the roller coaster of highs and lows, and what it actually means to live in the equal state instead of chasing the next spike
    5. The framework Dylan used to launch his second company, Sony HQ, by writing eighty to ninety individual tasks into a document and chunking them into an eight week daily process, and why celebrating micro-progress is the only psychology that actually sustains long term effort
    6. Why Dylan looks at new skills, new countries, and new projects he has no business doing as deliberate training of his nervous system toward comfort with change, and why learning ballet for one afternoon was one of the hardest physical experiences of his life
    7. What Seven Mirrors is, why Dylan calls it a recognition practice rather than a framework or therapy, and the core premise that people are not broken but have simply forgotten who they are
    8. The AI coaching platform Dylan built on Claude Code, trained on his book and methodology, and why he designed it for reflective conversation rather than video content and worksheets

    Key Takeaways:

    1. You Are Not Running Your Life. You Are Running a Pattern. Dylan did not choose to be unhappy. He was running a program. Provider does this. Provider gets up and works. The feedback at work is clear and binary. The feedback at home is not. He had no model for what a present husband or father actually looked like beyond the mechanics. The pattern felt like success until the question on a Tuesday afternoon made him realize he did not know why he was running it.
    2. Riding It Out Is Not a Strategy. Dylan drove the business into bankruptcy hoping something wonderful would turn it around. That is not resilience. That is reaction without ownership. At some point the difference between grit and avoidance is whether you are making decisions or waiting for circumstances to make them for you. Take ownership before the decision gets made for you.
    3. Ask What You Want Your Life to Look Like. Not What You Want to Do. This is the question Dylan built his rebuild on. The dinner party question is always what do you do. That becomes your identity. The more important question is what does a life I actually want look and feel like, and does what I am doing every day connect to that answer. If you cannot answer it, start there.
    4. Joy Is the Diagnostic. Dylan's simple test for alignment is a single question. In the last week, can you say you experienced genuine joy at least once? Not a win. Not a dopamine spike. Joy. If the answer is no, something is misaligned. You do not have to change everything to address it. But you have to be honest enough with yourself to answer the question truthfully.
    5. The Brain Invents Problems If You Do Not Give It One to Solve. Empty headspace is dangerous. The brain's only job is to solve problems. If you do not give it a direction, it will manufacture catastrophe. Get everything out of your head and into a document. Chunk it into daily tasks. Focus on one thing at a time. The brain will work for you or against you depending on what you point it at.
    6. Celebrate the Process. Not Just the Outcome. The book took Dylan through months where he could not see any progress. What kept him going was projecting forward to the moment after it was done, imagining telling himself he got through the hardest part, and letting that future satisfaction pull him through the day. The joy is in the doing. The destination fades in a week. Build the capacity to feel good about the work itself.
    7. Try Things With Low Stakes First. You do not have to quit your job to start practicing change. Try pottery. Try ballet. Try learning a language. Train your nervous system to experience discomfort as a positive signal rather than a threat. Every time you try something you are bad at and survive the awkwardness, you lower the threshold for everything bigger. Be okay with being the person who knows the least in the room.
    8. People Are Not Broken. They Have Forgotten Who They Are. This is Dylan's operating premise for everything he builds, the book, the coaching, the AI platform. You were born with something intact. Life conditions it out of you between birth and whenever you wake up. The work is not to become something new. I...
    1 hr 3 min
  • Episode 048: He Asked God to Break Him. The Answer Arrived the Next Morning with Evan Poling

    Episode Summary

    Evan Poling is in the middle of his fight right now. No victory lap. No bonus chapter. Two and a half years into building Biz Retire, fifty thousand dollars of his own money gone, working a part time job at a business consultancy to pay the bills while his wife carries the financial weight at home, and the people closest to him still quietly wondering if he should just get a real job. He is not here to tell you it worked out. He is here to tell you what it actually costs to keep going when nothing has moved yet.

    But underneath the business story is a prayer he made as a young man that landed differently than he expected. He was sleeping in a house with his grandparents visiting, lying on the living room floor under skylights, and he prayed something he meant without fully understanding the implications. God, break me and remake me. The next morning his ROTC scholarship was gone. An hour later he was fired from his gas station job. Then he went to his girlfriend's house, jerked the wheel on a newly paved road, and fractured his spine. She shattered her heel. Her parents sued. All in the span of about twenty four hours. He finished college with no student loan debt anyway. He met his wife through a different kind of crazy prayer. He found healing from an addiction to pornography he had carried since childhood through a men's group he almost never had the courage to walk into. And he built a resume exposing financial crimes at some of the largest banks in the world before walking away from all of it to bet on himself.

    He is an Army National Guard veteran, a former combat medic, a double major in accounting and financial economics, and a man who discovered embezzlement at Raising Cane's that led to fourteen arrests in his first financial analyst role. He understands money better than almost anyone in the room. And he knows now that money is a result, not a goal. The people who chase it as a goal will compromise everything to get it. He watched them do it. He almost became one of them.

    This episode is for the man who has been grinding in isolation, carrying something he has never said out loud, and wondering if the prayer he made actually got heard.

    In This Episode, You'll Discover:

    1. What Evan actually saw inside the financial crimes world at Chase and other major banks, how a financial analyst role at Raising Cane's led to fourteen arrests from his embezzlement analysis, and what a decade of tracking how money actually moves taught him about what is broken at the heart of how most people relate to wealth
    2. Why Evan engineered himself out of his own job by teaching his team lead to do his work, gave away four team members to another team, and ended up working four to five hours a week before his employer eventually let him go, and what the transition from W-2 to entrepreneurship actually felt like when the busyness that got rewarded in corporate stopped working
    3. The night under the skylights and the prayer that started it all: God, break me and remake me, and the next morning sequence of a lost scholarship, a firing, a car accident, a fractured spine, and a lawsuit landing within hours of each other
    4. The addiction to pornography Evan has carried since childhood, how he tried to pray it away and read his Bible harder and do all of it in isolation for years, and what finally changed when he walked into a men's group called Revive Forty and spoke it out loud to twenty people who had been there themselves
    5. What seventy percent of Christian men struggling with pornography actually means in raw numbers for the United States, and why Evan believes both the shame and the silence are the weapons that keep men locked inside it
    6. How Evan's wife has quietly held the family together financially while he builds Biz Retire, the infertility they have been navigating at the same time, and the honest admission about the pride cost of earning less now than he did twelve years ago
    7. Why eighty percent of businesses that go to market never sell, what owners get wrong about the value they have actually built versus the potential they think a buyer should pay for, and what it looks like to package your business like a product rather than a personal legacy
    8. The vision Evan is building toward with Biz Retire, a platform that connects business owners, buyers, and advisors directly without the inefficient broker-in-the-middle model that dominates the industry today

    Key Takeaways:

    1. Choose Your Hard. Evan's directive when faced with any difficult decision. Being fat is hard. Being fit is hard. Choose your hard. Being broke is hard. Building something uncertain is hard. Choose your hard. At every crossroads, both directions have a cost. The only question is which cost you can live with. Pick the one that builds something and go.
    2. Money Is a Result. Not a Goal. Evan watched people cross every line imaginable to get it. He saw the most successful general manager at Raising Cane's embezzling from the register because they had decided they deserved more. The condition of the heart that puts money at the top of the priority list will eventually justify anything. Service first. Money follows real value. The Bible says it. Evan has seen the alternative.
    3. Speaking It Out Loud Steals Its Power. Whatever you are carrying in silence is heavier than it has to be. Evan carried a pornography addiction for years in isolation, praying it away, trying harder alone. The night he walked into a room of twenty men and said it out loud, something broke. James 5:16 is not a religious cliche. It is a mechanism. Confession shared loses its grip. Confession buried tightens it.
    4. The Busyness That Gets Rewarded in a W-2 Will Betray You in a Business. Showing up is nine tenths of the battle in a corporate job. In entrepreneurship it is nothing. The discipline that moves the needle is not hours logged. It is effective action on the things that actually matter, done consistently, in a direction that serves a real market need. Most people carry the old system into the new game and wonder why the scoreboard does not move.
    5. God Does Not Break You to Punish You. He Breaks You to Rebuild You. Evan prayed that prayer haphazardly, without fully understanding what he was inviting. The next day looked catastrophic. The next decade looked like redemption. No student loan debt. The love of his life. A faith that became his own instead of borrowed. Looking back at the boulder, it is obvious. In the middle of it, it was just pain. That is always the sequence.
    6. Productive Procrastination Is Still Procrastination. The tasks that feel like productivity, knocking out emails, reorganizing files, clearing inboxes, are dopamine hits that confirm you are busy without moving the needle. Every entrepreneur who came from a W-2 world brings this habit with them. Recognizing it is the first step. Building the tolerance to sit with the discomfort of doing the scary high-leverage thing instead is the actual work.
    7. Package Your Business Like a Product Before You Try to Sell It. Eighty percent of businesses that go to market will never sell. Not because they have no value. Because the owner has not made the value visible, documented, and transferable. A buyer does not want to buy a job. They want to buy a machine. If you cannot step away and have it run, you have not built a business. You have built a dependency on yourself.
    8. Imagine Your Funeral. Then Build Backwards. Evan's question for the next guest is the most clarifying exercise in the episode. When people stand up at your funeral, what will they actually say? Is that what yo...
    1 hr 11 min
  • Episode 047: Bet on Yourself Before Anyone Else Sees It with Walid Chaya

    Episode Summary

    Walid Chaya grew up in Fairfax County, Virginia, the son of Lebanese immigrants who crossed an ocean with two thousand dollars, no English, and a plan that did not include their son becoming an actor. They pictured a doctor. A lawyer. Something with a name everybody recognized. Then Walid was five years old and went backstage at an Arabic musical adaptation of Romeo and Juliet in Lebanon, saw a bag of money that turned out to be a deck of playing cards, and fell completely in love with the organized chaos behind the curtain. He memorized every word of that show. He can still recite it today.

    What followed was a commitment to a path with no salary, no map, and no promise it would ever pay off. And nobody warned him about the gap. The part of the story that sits between the dream and the arrival. Years of doing everything right. The training, the auditions, the commute from his cousin's house in Connecticut to Hell's Kitchen every day through the darkness of a New York winter. The side gigs tutoring students. The PA work on set. The friends at NBC who could not get their own resume to the seventh floor. And the moment he was already in his car on the highway heading back to DC to pack up and quit, when a single text message from a friend with an acting studio arrived and he pulled straight off the exit.

    He did not quit. He stayed eight years in New York. He built a teaching career alongside the acting career. He moved to LA. He opened his own studio. Nineteen years and eight locations later, Studio for Performing Arts LA is the official acting partner of the City of West Hollywood. He has appeared on Madam Secretary, The Blacklist, Hulu projects, and award-winning independent films. He is now directing and producing his own feature film, Crazy Rich Arabs, a twin identity-swap comedy that he describes as The Parent Trap meets Crazy Rich Asians with a Beirut backdrop, in which he plays both twins. He told his parents he may not have become a doctor or a lawyer, but he has played both on screen. He thinks that counts.

    This episode is for anyone grinding in the gap between the dream and the proof, wondering if they are crazy to keep going.

    In This Episode, You'll Discover:

    1. What Walid saw backstage at an Arabic musical in Lebanon at age five that permanently redirected his life, and why a bag full of playing cards was the most important thing he ever held
    2. How a Lebanese immigrant family that arrived in America with two thousand dollars and no English became the backbone of Walid's belief in himself, and why he says knowing where he came from is half his secret sauce
    3. The eight-year New York grind in detail, the two and a half hour daily commute from Connecticut in the middle of winter, the PA work that kept landing him in casting rooms, and why he was already in his car on the highway heading back to DC to quit when everything changed
    4. Why Walid looks at his resume before every audition, not to impress himself but to remind himself of the evidence of everything he has already built, and why that habit is one of the most underrated tools in a performer's or entrepreneur's arsenal
    5. What it looks like to run a performing arts school across eight locations with a staff of twenty while simultaneously acting, directing, and producing original work, and why the daunting feeling never goes away no matter what level you reach
    6. The calculated risk philosophy Walid uses for every major decision, why he never jumps off a cliff but takes one small step at a time, and the directing analogy that makes the big picture manageable when it would otherwise be paralyzing
    7. Why Walid believes the most important question anyone can ask themselves when finding their path is simply where do you feel at home, and the honest warning he gives students who arrive with blind faith in a direction that has no realistic roots in them
    8. What Crazy Rich Arabs is about, why Walid is playing both twins, and how listeners can support the production right now before shooting begins in October

    Key Takeaways:

    1. Bet on Yourself Before Anyone Else Sees It. This is the whole episode in five words. Nobody handed Walid a roadmap. Nobody validated the path. His parents did not understand it. The industry certainly did not roll out a welcome mat. He bet on something in himself before any external evidence existed to justify that bet. That is not delusion. That is the specific kind of courage that separates the people who get there from the people who almost did.
    2. One Tick at a Time. Walid's most practical piece of advice is the simplest. A clock does not jump to the next hour. It moves one tick at a time, every second, consistently, for sixty minutes. The actors and entrepreneurs who make it do not lunge at the finish line. They show up for the tick in front of them. One class. One audition. One email. One day.
    3. The Gap Is Part of the Journey. Not a Sign Something Is Wrong. Everyone who has ever built something real has spent time in the gap between the dream and the arrival. Most people interpret that gap as evidence they should stop. Walid is evidence that the gap is just the middle of the story. The people who stay in it long enough get to the other side. The ones who leave do not find out.
    4. Look at the Evidence Before You Listen to the Doubt. Walid reads his resume before every audition. Not to brag. Not to feel superior. To remind himself that he has already done real things. The doubt voice is loud. The evidence voice is quieter. You have to deliberately turn up the volume on the evidence.
    5. The Daunting Feeling Does Not Mean You Are Not Ready. It Means You Are Growing. Walid says it plainly. Every new level feels bigger than him. That is not a warning sign. That is proof he is in new territory. The surgery feels more daunting than the physical because it should. You have to build the team to match the level, not wait until the fear goes away.
    6. If Your Circle Does Not Encourage You to Grow, You Are Not in a Circle. You Are in a Cage. Karl said it. Walid lived it. The people who get you to the next level are the ones who can see it before you do. The people who cannot see it do not mean you harm. They just do not have access to what is inside you. Be careful about who you take direction from.
    7. Calculated Risk Is Not Recklessness. It Is Strategy. Walid has never jumped off a cliff in business. Every major move has been researched, mentored, eased into, and expanded gradually. One location to eight. One program to twenty staff. One self, one city, one act at a time. The bold appearance of what he has built is the result of a thousand small deliberate steps, not one giant leap.
    8. You Won't Break My Soul. Walid's mantra on the hard days is specific and personal. A Beyonce lyric that came on the radio at exactly the right moment and gave him language for the thing he already knew. Whatever or whoever is trying to take your peace, your clarity, your momentum today, they do not get that power. That is yours. Full stop.

    Timestamps:

    • [00:00] Karl introduces Walid Chaya: actor, writer, director, acting school founder, son of Lebanese immigrants, and the man who has played both the doctor and the lawyer his parents wanted him to be
    • [03:00] Beirut at age five, the Arabic Romeo and Juliet, the bag of money that was actually playing cards, and the organized chaos backstage that started everything
    • [07:00] Growing up between Fairfax County and Lebanon every summer, how those annual returns shaped his identity and his Arabic, and the performing a...
    1 hr 2 min
  • Episode 046: I Couldn't Save My Father. So I Gave My Kidney to a Stranger with Matthew Harmody

    Episode Summary

    Dr. Matthew Harmody was twenty years old and an engineering student when his mother called to tell him his father had been rushed to the Cleveland Clinic. Both kidneys had completely failed. The man who had done everything for himself, a strong, healthy veteran, an outdoorsman, a mechanic, was going on emergent dialysis. For the next nine years, Matthew watched the decline up close. Nine years of a once-vibrant man being slowly hollowed out by a process that kept him alive but would not let him live. At the end of it, his father had had enough. He withdrew from dialysis. He passed away. And Matthew, who had spent those nine years reading everything he could find about kidney disease and helping his father navigate the medical system, decided to go back to school at thirty and become an emergency physician.

    He spent twenty-five years in emergency medicine. He saw dialysis patients nearly every day. Every one of them reminded him of his father. And in 2017, he donated one of his own kidneys to a complete stranger through an anonymous living donation program, because if he could not save his father, he could at least give someone else the chance his father never had.

    That would already be a complete story. It was only the beginning. A few years after the donation, a Kilimanjaro climb to raise awareness led to a bigger idea. What if a team of kidney donors climbed the highest peak in every single state in the country? What if they did it fast enough to break a Guinness World Record? What if they used the whole thing to show the world that giving a piece of yourself does not make you smaller?

    Forty-one days and one hour later, Dr. Harmody and four other kidney donors had set the world record for the fastest team to summit all fifty state high points. From Denali in Alaska to Britton Hill in Florida. Through record snowfall in the Pacific Northwest. Through two in the morning trailheads in the cold and rain. Through RV laundromats and hunger and exhaustion and the kind of personality friction that only shows up when people have not slept in days. They finished. And somewhere in California, between Mount Whitney and the next summit, an email arrived. Someone had registered to be considered as a living kidney donor for the first time, strictly because of seeing their story on social media. That was the whole point.

    This episode is for anyone who has watched someone they love fight something they could not fix, and is still trying to figure out what to do with that.

    In This Episode, You'll Discover:

    1. What nine years of watching his father decline on dialysis actually looked like, how it redirected an engineering career toward medical school at thirty, and why Matthew says the most difficult race he has ever run was the one his father ran for nine years just trying to stay alive
    2. What anonymous living kidney donation is, how the process works, why Matthew's father refused to accept a kidney from a family member, and what the decision to donate to a complete stranger cost him in conversations with his own family
    3. The Guinness World Record attempt that brought five kidney donors together across fifty states in an RV, the record snowfall in the Pacific Northwest that nearly derailed the whole thing, and the specific moment in a laundromat in California that made the entire ordeal worth every sleepless mile
    4. The three most common myths about living kidney donation that Matthew dispels regularly, including age limits, income loss during recovery, and physical restrictions after the surgery
    5. Why ninety-three thousand people are currently on the transplant waitlist for kidneys in this country, why roughly half of them will die before a kidney becomes available, and why the gold standard solution is a living donor rather than a deceased one
    6. The Jesuit high school motto that has guided every chapter of Matthew's life, men for others, and why he measures the value of every role he has held by how many people it allowed him to reach
    7. Why Matthew's book Ascending America is not just a kidney donation story, how it covers everything from what causes kidney disease to the future of pig-to-human kidney transplants, and why even someone with zero interest in organ donation would find it worth reading
    8. The lesson from a Steven Levitt study on quitting early that Matthew applies to every major decision, and why he believes sticking with something past the point of diminishing returns can cost you just as much as giving up too soon

    Key Takeaways:

    1. If You Cannot Save the Person in Front of You, Save the Next One. Matthew could not give his father a kidney. His father would not accept one. For nine years he watched that decision play out. Then he gave his kidney to a stranger and spent his post-retirement years trying to make sure the next family does not have to go through what his did. Grief that moves forward is not the same as grief that stops. It is the most productive version of love.
    2. Giving a Piece of Yourself Does Not Make You Smaller. This is the thesis behind everything Matthew does. The Kilimanjaro climb, the fifty state record, the book, the advocacy work. The people who give do not diminish. They expand. The kidney is gone. Everything that followed the donation is bigger than anything that came before it.
    3. Purpose Far Exceeds the Obstacles In Its Path. Matthew's definition of grit is precise and hard-won. Having a purpose that is large enough changes the math on every obstacle between you and it. The two in the morning trailhead in the rain is not a hardship when you know what it is for. The laundromat is not a low point when an email arrives saying someone just signed up to donate because of your story.
    4. Hard Decisions Lead to Easy Lives. Easy Decisions Lead to Hard Ones. Matthew says this to his two boys and lives it himself. Leaving a comfortable engineering career for medical school at thirty was hard. Donating a kidney to a stranger was hard. Setting a world record with four teammates in an RV was hard. Every one of those decisions built a life he would not trade for the easier version.
    5. The Difficult Race Was Not Yours. Matthew's perspective check in the middle of the hardest stretches of the fifty-state attempt was always the same. His father ran for nine years on dialysis. Three times a week. Every week. For nine years. That is the benchmark for difficult. Everything else is relatively small potatoes. Find the person in your life who ran the hardest race and let their story put yours in proportion.
    6. Know When to Quit Early. Matthew is as clear about this as he is about perseverance. There is a point of diminishing returns in every career, every relationship, every chapter of life. Sticking with something past that point because you are afraid of what change looks like is not grit. It is avoidance dressed up as commitment. Grit and wisdom sometimes look identical from the inside. You have to learn to tell them apart.
    7. The Complication Rate of Donating a Kidney Is on Par With Delivering a Baby. Matthew puts this in context deliberately. Thousands of women deliver babies every day in this country. Nobody suggests they are being reckless. The risk profile of living kidney donation is comparable. Most people do not know that. Most people do not know you can donate a kidney at eighty. Or that lost income during recovery can be reimbursed. Or that there are no physical limitations after the surgery. The myths are the barrier.
    8. Measure Impact in Concentric Circles. Matthew learned to think about impact as an engineer thinks about a system. T...
    1 hr 11 min
  • Episode 045: Built an Empire and the Empty Never Left with Matthew Stafford

    Episode Summary

    Matthew Stafford built the kind of resume that makes other entrepreneurs stop scrolling. Three decades of building companies. Thousands of store owners mentored. Hundreds of brands scaled past seven and eight figures. Stages around the world. The biggest e-commerce optimization event in North America. By every external metric, he had won.

    And in a room doing emotional intelligence work, he came face to face with a truth he had spent forty years avoiding. Every single thing he had built, he had built as a man who did not believe he deserved any of it. The abusive father. The mother who was there physically but checked out emotionally. The shame he had absorbed in the womb from a seventeen-year-old mother being shamed by her family for being unmarried and pregnant. The Jekyll and Hyde temper that erupted when the pressure cooker got too full. The relationships that kept ending the same way for reasons he could not explain. The success that kept arriving and never once made him feel like enough.

    The moment of clarity did not come from a book or a mentor or a breakthrough strategy session. It came from acting out his mother in a three-weekend emotional intelligence exercise, turning around, looking at a wall, and realizing for the first time in his life that his mother had never played with him. Never taken him to school. Never been emotionally present. For forty years he had been focused on how to be less like his abusive father. He had never once examined the absence of his mother. That one shift cracked everything open.

    What followed was a four and a half day dark retreat in complete silence and darkness, then a second, then a third. Ninety days of old patterns quietly dying after the first retreat. Sleep metrics that doubled overnight. A body finally letting go of what the mind had been storing for decades. And a man who now shows up one hundred percent himself, builds from his zone of genius, and coaches other entrepreneurs through the same process because the highest-revenue people he works with are almost always the ones running hardest from the thing they need to feel most.

    This episode is for the entrepreneur who keeps hitting their number and laying awake wondering why it still does not feel like enough.

    In This Episode, You'll Discover:

    1. The three-weekend emotional intelligence event where Matthew acted out his father and then his mother, turned around to face a wall, and realized in one moment that forty years of looking in the wrong direction had kept him stuck
    2. What a four and a half day dark retreat in complete silence and darkness actually does to the brain, including the moment on day three when his brain literally projected light into a pitch-black room to escape the discomfort, and what walking into the concrete wall taught him about the stories we believe
    3. Why Matthew says the most unloving thing you can do for someone is believe their story, and the distinction between feeling an emotion and thinking about an emotion that changes everything
    4. The shame he carried his entire life that was not his, inherited in the womb from his seventeen-year-old mother being shamed by her family in 1970, and how letting it go doubled his REM and deep sleep metrics on the Oura Ring literally overnight with nothing else changed
    5. Why the most successful entrepreneurs Matthew works with are almost always the most emotionally stuck, and how a man whose business does over two hundred million had never actually felt good about anything he built because he was always chasing the feeling he believed the next achievement would deliver
    6. The teapot pattern Matthew lived for decades, suppressing anger inherited from an abusive father until one minor trigger released all of it at once, and how that cycle confirmed every negative belief he had about himself
    7. Why Matthew believes fear is a mile-wide lake that turns into a one-inch-deep puddle the moment you jump in, and the reframe of labeling the uncomfortable thing as easy rather than hard that changes how the body responds to doing it
    8. The personal thermostat framework Matthew lives by now, why not negotiating with his feelings is his entire definition of grit, and how raising that thermostat has compounded everything he builds and everything he is

    Key Takeaways:

    1. You Have Been Looking in the Wrong Direction. Matthew spent forty years focused on how to not be like his abusive father. The answer was never in the father. It was in the wall he turned around to face, the absence of his mother, the disconnection he had normalized so completely it had become invisible. The thing holding you back is almost never the thing you have been working on.
    2. Stop Trying to Figure It Out. Feel It Out. You can describe love a thousand ways. But what does it feel like in your body? Where is it? What size? What color? That is feeling, not thinking. Processing a stored emotion means locating it in the body, sitting with the sensation without making it good or bad or right or wrong, until it moves through. The moment you feel it, it starts to go. The moment you think about it, it stays.
    3. Your Story Is What Keeps You Stuck. Matthew is specific about this. The more times you tell the story of what happened to you, the more you reinforce the belief that it is the cause of your current condition. The story is not the cause. The unprocessed feeling underneath the story is. Let go of the story. Feel the feeling. The story will upgrade on its own to match who you are now.
    4. The Shame You Are Carrying May Not Even Be Yours. Matthew absorbed shame from his mother before he was born. She was seventeen, unmarried, and being shamed by her family in 1970. He carried that shame his entire life as evidence that he was not good enough, without knowing it was never his to begin with. The generational weight you are managing may have started before you did.
    5. If You Figure It Out You Will Be Okay Is a Lie. Every high performer Matthew works with is using this belief as the engine of their achievement. And none of them feel okay. The strategy is not to figure it out. It is to feel it out. The people who finally make this shift do not stop achieving. They achieve more, and for the first time they actually feel it.
    6. Your Triggers Are Treasures. Every trigger is a belief that is using the current moment to confirm something old. When you are triggered, the right move is not to suppress or react. It is to pause, close your eyes, and ask: what is the story my brain is telling me right now? Is it true? You can work through almost anything quickly once you build that habit.
    7. Fear Is a Puddle. Jump In. The brain makes the uncomfortable thing look like a mile-wide lake. The moment you step into it, it is an inch deep. Most emotions last less than three to five minutes if you actually sit with them. The reason they feel endless is because you have never actually felt them. You have only felt the discomfort of avoiding them.
    8. Do Not Negotiate With Your Feelings. Decide. Stick to It. Matthew's grit definition is precise. The personal thermostat runs at whatever average you have set. When you start doing better, the thermostat brings you back down. Stop negotiating. Do what you said you were going to do. Every time you do, the thermostat rises slightly. Repeat long enough and the version of you that used to require permission no longer exists.

    Timestamps:

    • [00:00] Karl introduces Matthew Stafford: thirty years of building companies, thousands of store owners mentored, hundreds of brands scaled t...
    57 min

About The Grit Factor Podcast w/ Karl Jacobi

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The Grit Factor Podcast brings real conversations with founders, entrepreneurs, and builders. No fluff. Just honest stories, hard lessons, and practical takeaways you can apply right now. Newโ€ฆ