The Growth2Exit Podcast with Jeff Kalil

The Growth2Exit Podcast with Jeff Kalil

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The Growth2Exit Podcast with Jeff Kalil episodes

  • SBA Lending Secrets for Buying a Business with Brian Phillips | Growth2Exit S1E2
    Brian Phillips has spent 28 years in banking, and he became an SBA specialist for the best reason: he once had a terrible experience applying for one himself. In this episode, Brian and Jeff walk through the two main SBA loan types (7(a) and 504), how banks set their own policies on top of SBA's standard operating procedures, and why a seller carryback note can make or break a deal. They also dig into what it really means to "tell the story" of a business to an underwriter—both the organic story and the financial one—and why negative cash flow is the one thing no lender can work around.
    The conversation turns practical fast: how much cash a buyer typically needs to put down, which industries are facing tighter scrutiny right now (restaurants and hospitality top the list), and why due diligence is always the buyer's responsibility—not the broker's, not the lender's. Brian and Jeff also answer a listener email from Doug in Memphis about choosing the right loan structure and selecting a business broker. If you're thinking about buying a business, this episode is the prep work you didn't know you needed.
    Guest: Brian Phillips, SBA Lender, U.S. Bank. Host: Jeff Kalil, VR Business Brokers of St. Louis. Learn more at growth2exit.com.
    39 min
  • Welcome to Growth2Exit (Trailer)
    Welcome to Growth2Exit — the podcast for business owners who want to grow, value, and one day exit their business on their own terms. Host Jeff Kalil (VR Business Brokers of St. Louis) interviews entrepreneurs about the real journey. Learn more at growth2exit.com.
    3 min
  • Sara Stock (Stock Legal): Checklists, Casting Your Vision & Building a Sellable Business

    In the debut episode of Growth2Exit, host Jeff Kalil sits down with Sara Stock, business attorney and owner of Stock Legal in St. Louis. Jeff (a former Army helicopter pilot) and Sara draw parallels between flying and running a business: pre-flight checklists, weight-and-balance, and planning your route all the way to the exit. They dig into why legal shouldn't be a gating item that keeps owners from scaling, how to cast your vision and plan the end at the beginning, why incentive equity and your early tax election matter more than most founders realize, and how death by a thousand cuts quietly bleeds your profits, plus the rapid-fire game, a listener's challenge, and what goat yoga and gooey butter cake have to do with your business. Guest: Sara Stock, owner of Stock Legal (St. Louis). Host: Jeff Kalil, VR Business Brokers of St. Louis, business broker and certified business appraiser. Learn more at growth2exit.com.

    35 min

About The Growth2Exit Podcast with Jeff Kalil

From the publisher's feed

Growth2Exit is the podcast for business owners who want to build a company worth buying, and one day exit on their own terms. Host Jeff Kalil sits down with entrepreneurs to unpack their real…