When many people build their financial plans, they only envision an ideal retirement where nothing goes wrong. They assume they’re going to live long, happy, healthy lives, that nothing’s ever going to get in their way, and that the future is going to go exactly to plan.

Unfortunately, this rarely proves to be the case - and retirement plans built on this fantasy often don’t address countless “what if” scenarios that could negatively impact retirement. Assisted healthcare and long-term care, beyond insurance, can cost well over $250,000 a year.

Today, in the second part of a three-part series, we ask the toughest “what if” questions. We get into the threats that derail and destroy retirement plans, the tough conversations we need to have with family members and financial planners before anything happens, and how having a great financial plan in place can have a massively positive impact on everyone’s quality of life.

Get Today's Show Notes

To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/4

Learn More about Retirement Planning

Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

Why do we do what we do? What motivates us? These are big questions - and they apply just as much to financial services as they do everything else in our lives.

Brie Williams, the Vice President of State Street Global Advisors, has dedicated her career to helping financial advisory firms facilitate efficiency and growth beyond asset management. She’s passionate about helping people achieve better outcomes.

Today, in the first part of a three-part series, she joins the podcast to talk about the psychology underneath behavioral finance, the effects of cognitive decisions as we age, what you should expect from an advisor relationship, when it’s appropriate to discuss investments, and how to evaluate the value of an advisor and their fees.

Get Today's Show Notes

To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/3

Learn More about Retirement Planning

Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

Last week, CERTIFIED FINANCIAL PLANNER® and CPA JoAnn Huber and I kicked off the podcast with a discussion about the differences between the IRA and the Roth IRA.

However, we barely scratched the surface, and if you’re feeling confused after listening to Part 1 of our conversation, that’s okay. This is one of the most important financial decisions you will make on the road to retirement. It’s also a complicated one to answer, and there’s no clear one-size-fits-all plan that works perfectly for everyone.

In today’s episode, JoAnn and I continue discussing this important topic. You’ll hear the importance of working with an independent professional with no product to sell - someone who can assess your financial situation and create a plan every time you have a major life transition.

Get Today's Show Notes

To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/2

Learn More about Retirement Planning

Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com

For many people, the 401(k) is their largest asset. However, there are several different types of 401(k) plans, each of which follows a different series of rules and regulations. Choosing the wrong type of 401(k) can have significant consequences in retirement - and can drastically affect your quality of life for years to come.

To make matters worse, when a typical financial advisor tells you about the differences between 401(k)s, it’s easy to feel your eyes glossing over as you get completely lost in the details.

That’s why we’re kicking off the Guided Retirement Podcast with a two-part series on this topic. Today, CFP® and CPA JoAnn Huber joins the podcast to share a high-level breakdown - with no technical mumbo jumbo or legalese - of how each of these financial vehicles is designed to work to your advantage.

Get Today's Show Notes

To get a full recap of today's conversation, including the biggest takeaways, transcripts, and links to all the resources mentioned, visit GuidedRetirementShow.com/1

Learn More about Retirement Planning

Find out more about retirement planning and Barber Financial Group, by visiting BarberFinancialGroup.com