The Hard Truth Podcast

If you want to become a Full-Time Real Estate Investor in 2025 you need to listen to this!

In this episode of the Hard Truth Podcast, I sit down with Mit Perin, real estate investor, CPA, and partner at Foundation Capital, to explore the Hard Truths of transitioning from accounting to full-time real estate investing.

We dive into his journey, from his first joint ventures to to becoming an active partner in Foundation Capital, a private real estate trust focused on acquiring 3-story walk-ups. Mit discusses the challenges of real estate accounting, and how many accountants who aren’t active investors lack the insights needed to support real estate professionals effectively. We also talk the importance of maintaining a strong relationship with your accountant to navigate the complexities of private real estate trusts, long-term investing success, and why investing in a REIT may be the best option for new investors.

Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below. 

Follow & Connect with Mit Perin:
LinkedIn - https://www.linkedin.com/in/mithulan-perinpanayagam-cpa-ca-b987711b
Instagram - https://www.instagram.com/mitperin/
Website - https://foundationcapital.ca/

Follow Foundation Capital on Instagram - https://www.instagram.com/foundation.capital/

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Instagram - https://www.instagram.com/therealkyleford
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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

Is it too late to become a real estate investor in Canada?

In the sixth episode of the podcast, I sit down with Andrew Hines, real estate investor, entrepreneur, and fellow podcaster, to talk about the 'Hard Truths' of scaling as an investor, US real estate investing, and strategies for success in hospitality.

We dive into his journey, from analyzing risk and stepping outside his comfort zone to making strategic investment decisions. Andrew shares insights into his wholetailing model, active income strategies, and the challenges of investing in hospitality while navigating complex bylaws.

Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below. 

Grotto Getaway: 
https://www.andrew-hines.com/grotto-getaway/ 
Invest in Grotto Getaway: 
https://invest.atlasone.ca/offers/MZJAB/about?referralCode=LCRZY8

Follow & Connect with Andrew Hines:
LinkedIn - https://www.linkedin.com/in/theandrewhines/
Instagram - https://www.instagram.com/theandrewhines/
YouTube - https://www.youtube.com/@UCYGIvt3fC0OK378EIEHccpA 
Website - https://www.andrew-hines.com/

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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

Welcome to the Hard Truth Podcast!

In the fifth episode of the podcast, I sit down with Nicholas Brown, Mortgage Broker and Real Estate Investor, to talk about the 'Hard Truths' of investing and financing commercial real estate.

We dive into his real estate investing journey from his first project, to becoming a one of the youngest top performing commercial mortgage brokers in the country & the lessons he learned partnering on his first commercial real estate project in Chatham, Ontario. 

As expert on CMHC-financing, Nick also cover the risks of overleveraging, the upsides and downsides CMHC-backed loans and specifically whether the MLI Select Program is a buzzword or still a viable option for investors!

Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below. 

Follow & Connect with Nicholas Brown:
LinkedIn - https://www.linkedin.com/in/nicholas-brown-30bb6965/
Instagram - https://www.instagram.com/themortgagearchitect/
Facebook - https://www.facebook.com/nicholasbrown1123/
Website - https://nicholasbrown.ca/mortgages/

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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

Is it possible to run a business with family members successfully?

In the fourth episode of the podcast, I sit down with Judi Paré, President and CEO of Plentitude, who went from facing hidden homelessness to leading a rapidly growing family run real estate investment firm to uncover the 'Hard Truths' when it comes to building a successful business with family members.

Did you enjoy & get value from this podcast episode? Have a guest you would like to see featured or a topic you want covered? Share your thoughts with us in the comment section below. 

Follow & Connect with Judi Paré:
LinkedIn - https://www.linkedin.com/in/judipare/?originalSubdomain=ca
Instagram - https://www.instagram.com/plentitudeinc
Facebook - https://www.facebook.com/plentitudeinc/
Website - https://www.plentitudeinc.com/

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Instagram - https://www.instagram.com/therealkyleford
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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og 

#realestate #riskmanagement  #realestateinvesting #hardtruth #hardtruthpodcast

Welcome to the Hard Truth Podcast!

In third episode of the podcast, I sit down with David Giustizia, Mortgage Broker, Real Estate Investor, and a wealth of knowledge, to uncover the 'Hard Truths' when it comes to real estate investing.

After diving into David's background as an investor and broker, we dive into what he see's as an often overlooked but crucial topic: risk management.

While everyone loves to focus on raising capital, few are willing to address the importance of protecting the downside. We’re here to talk about why risk management, often seen as the least exciting aspect of investing, is actually the most critical.

David also shares insights on building the infrastructure needed to support a growing portfolio and how to navigate the realities of using CMHC-backed deals.

Follow & Connect with David Giustizia:
LinkedIn - https://www.linkedin.com/in/david-giustizia-vision-mortgage-group/
Instagram - https://www.instagram.com/davegiustizia/
Website - https://www.visionmortgagegroup.ca/

Follow & Connect with me on Social Media:
Instagram - https://www.instagram.com/therealkyleford
Facebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/
Tik Tok - https://www.tiktok.com/@kyleford576
YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

In the second episode of the Hard Truth Podcast, I sit down with Terri Lynn Legault, Mortgage Agent, Real Estate Investor & my sister to talk about the Hard Truth behind trying to achieve truly passive income through real estate investing.

From leaving her job as a correctional officer and cashing out her pension (the right way), Terri shares her journey and success in real estate investing utilizing an earned income strategy that allows her to live a beach sized lifestyle in Canada!

Follow & Connect with Terri Lynn:
LinkedIn - https://www.linkedin.com/in/terri-lynn-legault-57701016
Instagram - https://www.instagram.com/mortgagesby.terrilynn/
Facebook - https://www.facebook.com/terri.l.ford/

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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og

Is US Real Estate Investing the right move for Canadians? 

In the first episode of the Hard Truth Podcast, I sit down with Steve Aho, Mortgage Agent at Mortgage Alliance & Co-Trustee at CapGap Mortgages, to talk about the Hard Truth behind trying to achieve truly passive income through real estate investing. 

From starting with a turn-key single family home rental property that was 'more work than he ever expected', to losing thousands by investing in US real estate, Steve shares how he found the most passive strategy for him was mortgage lending.

Want to invest in real estate passively?
Learn more about CapGap Mortgage Trust here - https://capgapmft.com/

Follow & Connect with Steve Aho:
LinkedIn - www.linkedin.com/in/steveaho/
Instagram - https://www.instagram.com/steveaho77/
Facebook - https://www.facebook.com/steve.aho.5

Follow & Connect with me on Social Media:
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Facebook - https://www.facebook.com/people/Kyle-Ford-Invest/61556960051291/
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YouTube - https://www.youtube.com/channel/UCPlhb05ieTA8yAugwmTT4Og