Pivot to Profit

The Hidden 3% Draining Your Profit: How to Stop FX Losses | Marc Racette


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Most business owners don’t realize they’re bleeding profit through hidden foreign exchange fees — until it’s too late.

In this episode of Pivot to Profit, CFO Pam Jordan sits down with Marc Racette, founder of Pulse FX, to reveal the unseen costs behind cross-border payments — and how one company lost $35,000 just receiving a wire.

Marc breaks down how to protect your margins, forecast cash flow with confidence, and stop banks and payment processors from quietly taking a cut of every sale.

If your business sells internationally, pays overseas contractors, or collects funds through Stripe, PayPal, or Shopify — this conversation could save you thousands.

🔗 Connect with Marc Racette and Pulse FX: https://pulsefx.com

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Want More Financial Clarity?

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Let’s build a business that fuels your purpose and your profit.

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Key Takeaways from This Episode:

✅ Hidden foreign exchange fees can quietly erode profits without you noticing.

✅ One business lost $35K on a single wire transfer — proof that small FX costs add up fast.

✅ Banks and payment processors often take a cut of every cross-border transaction.

✅ Tracking and managing FX exposure helps protect your margins and stabilize cash flow.

✅ If you sell internationally or pay overseas contractors, optimizing FX can save you thousands.

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Pivot to ProfitBy Pam Jordan