In this podcast, Krish Palaniappan discusses the alarming levels of debt among young adults, particularly focusing on student loans and car loans. He reflects on the financial decisions made by this demographic, often influenced by societal expectations regarding education and career paths. The conversation emphasizes the importance of financial awareness and making informed decisions about borrowing, especially in relation to education and lifestyle choices. Krish advocates for a more cautious approach to debt and encourages listeners to consider the long-term implications of their financial choices.