The Hire thru Retire Podcast

Today’s episode features host Kerry Sette, head of Consumer Insights and Research at Voya — a familiar voice to the podcast. With the health benefits open enrollment period ending for companies, this episode is shifting the focus to talk about one benefit that employers are increasingly offering as an option with high-deductible health plans to their employees: Health Savings Accounts (HSA’s). With lots of research conducted by Voya on HSAs, Kerry is joined by Matt Farrar, AVP of Strategic Solutions at Voya to talk more about the power of HSAs. Matt has a great deal of experience with HSAs, but particularly when it comes to helping employers communicate their value to their workforce. Tune in to hear more helpful insights to help employees better understand how to use these solutions year-round.   

1Average couple has expected health care expense during retirement of approximately $320,000.  Source:  EBRI, Projected savings Medicare beneficiaries need for health expenses remained high in 2022, February 2023. 

2$3,700 average balance of HSA.  Source:  Devenir Research, 2022 year-end HSA market statistics & trends, March 2023. 

Neither Voya® nor its affiliated companies or representatives provide tax or legal advice. Please consult a tax or legal professional regarding your specific circumstances. 

Health Account Solutions, including Health Savings Accounts, Flexible Spending Accounts, Commuter Benefits, Health Reimbursement Arrangements, and COBRA Administration offered by Voya Benefits Company, LLC (in New York, doing business as Voya BC, LLC). HSA custodial services provided by Voya Institutional Trust Company. For all other products, administration services provided in part by WEX Health, Inc. 

This highlights some of the benefits of a Health Savings Account. If there is a discrepancy between this material and the plan documents, the plan documents will govern.  Subject to any applicable agreements, Voya and WEX Health, Inc. reserve the right to amend or modify the services at any time. 

The amount saved in taxes will vary depending on the amount set aside in the account, annual earnings, whether or not Social Security taxes are paid, the number of exemptions and deductions claimed, tax bracket and state and local tax regulations. Check with a tax advisor for information on whether your participation will affect tax savings. None of the information provided should be considered tax or legal advice. 

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Today’s episode features host Nate Black, vice president, Health Solutions Product Development. With open enrollment in full swing, the conversation continues with Ana Perez, Chief Marketing Officer at Benefitfocus. Recent discussions have focused on the important role education plays when it comes to helping workers with their annual enrollment decisions. Today, Ana and Nate discuss how personalization and guidance can also play critical roles in helping employees not just enroll in their workplace benefits, but also ensuring they know how to use them throughout the year. Tune in to hear more helpful insights for your workforce this open enrollment season.   

Products and services offered through the Voya® family of companies. 

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Today’s episode features host Nate Black, vice president, Health Solutions Product Development. With benefits elections coming up, we know that a big part of helping the workforce engage and take the time to enroll in their benefits is to provide the right education. With that as a backdrop, Nate is joined by Mona Zielke, SVP of Workplace Solutions Employee Operations and Claims at Voya, to talk more about how voluntary benefits, including supplemental health insurance, can be used. When a covered event occurs, these benefits are paid directly to the insured and they can be used as they choose including on out-of-pocket medical expenses. In some cases, they may offer the potential to help prevent or minimize hardship withdrawals in one’s retirement account. 

Mona Zielke is a Registered Representative of Voya Financial Partners, LLC (member SIPC).  

Insurance is issued by ReliaStar Life Insurance Company (Minneapolis, MN) and ReliaStar Life Insurance Company of New York (Woodbury, NY). Within the State of New York, only ReliaStar Life Insurance Company of New York is admitted, and its products issued. Both are members of the Voya® family of companies. Voya Employee Benefits is a division of both companies. Product availability and specific provisions may vary by state. 

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Today’s episode takes us back to where we first began with the podcast featuring guest host Heather Lavallee, CEO of Voya Financial, for a very special episode celebrating National Disability Employment Awareness Month (NDEAM). NDEAM celebrates the contributions of America’s workers with disabilities past and present showcasing supportive, inclusive employment policies and practices that benefit both employers and employees. To help shed some light on this topic Heather is joined by Kendra Davenport, CEO of Easterseals, an organization that has been dedicated to supporting individuals with disabilities for over a century. Tune in to hear more from Kendra and learn more about the role that employers and corporate citizens can play when it comes to advocating for individuals with special needs in the workplace.

Kendra Davenport and Easterseals are not affiliated with the Voya® family of companies.

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Today’s episode features guest host Allison Dirksen, head of Wealth Solutions Sales at Voya. Joining Allison is a repeat guest Jeanne Sutton, to talk about the important topic of student loan debt support. Jeanne is best known in the industry as the “401(k) lady,” but also serves as a financial benefits advisor at Strategic Retirement Partners. The impact of student loan debt on Americans today is impossible to ignore, particularly for employers when it comes to the broad scope of workplace benefits and savings options to offer the workforce today. Tune in to hear more about what Jeanne has to share when it comes to the opportunities available for borrowers, and their employers to help support this critical challenge facing the savings landscape today. 

Allison Dirksen is a Registered Representative of Voya Financial Partners, LLC 

Jeanne Sutton and Strategic Retirement Partners are not affiliated with the Voya® family of companies. 

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Today’s episode features host, Nate Black, VP, Health Solutions Product Development. As we’re entering the fall, now is an exciting time to talk about open enrollment and to do this, in this episode we are focused on some new trends and areas where many employers are focused. Joining Nate is a guest who will sound very familiar to you all and that is Voya’s own Kerry Sette, head of Consumer Insights and Research at Voya. Tune in to hear all that Kerry has to share with new data.

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Today’s episode features guest host Allison Dirksen, head of Wealth Solutions Sales at Voya. Allison is joined bynot one, but two repeat guests: Tom Armstrong, vice president, Customer Analytics and Insight, head of Voya’s Behavioral Finance Institute for Innovation at Voya and Nick Maynard, senior vice president at Commonwealth, a national nonprofit focused on building financial security and opportunity for financially vulnerable people through innovation and partnerships to change systems. Tom and Nick join Allison to talk about emergency savings, specifically within the workplace, a topic that’s come to light more given the passing of the SECURE 2.0 retirement legislation.

Allison Dirksen is a Registered Representative of Voya Financial Partners, LLC

Nick Maynard and Commonwealth are unaffiliated with the Voya® family of companies.

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Today’s episode features guest host Brannigan Thompson, who leads Human Resources for Voya’s Workplace Solutions businesses. In this episode Brannigan discusses something that many leaders are experiencing and even more so as companies continue to operate in a remote setting: how we communicate and lead teams effectively. Brannigan is joined by Alan Nelson, partner at CRA, a leadership consulting and advisory firm. Through his work Alan specializes in the unique communication challenges facing C-suite executives. In addition to his advisory work, Alan is a frequent speaker on leadership and communication and a contributor to several corporate leadership development programs. Tune in to hear more from Alan and Brannigan to better understand how to navigate leadership in a remote world. 

Alan Nelson and CRA, Inc. are unaffiliated with the Voya® family of companies.

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Today’s episode features guest host Allison Dirksen, head of sales for Voya’s Wealth Solutions business. Allison is joined for a popular topic for the podcast and that is a market update featuring Voya’s own Barbara Reinhard, senior portfolio manager and head of Asset Allocation at Voya’s asset management business. Barbara shares perspectives on the current market environment and how that is shaping the decisions her team makes on a daily basis.



Allison Dirksen is a Registered Representative of Voya Financial Partners, LLC (member SIPC).

 

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Today’s episode features guest host, Kerry Sette, head of Consumer Insights and Research at Voya. To better understand the challenges facing Generation Z and their impact on employers and the workplace, Kerry is joined by Eric Wagatha, head of Consumer Life at GfK North America, part of the GfK Group and one of the largest market research companies in the world. GfK Consumer Life is the most comprehensive and longest-standing consumer trend study in the world. Together, Kerry and Eric discuss the ways in which employers have an opportunity to support this cohort of today’s workforce as a group that is already imposing its influence in all aspects of American culture.

Eric Wagatha and GfK Group are not affiliated with the Voya® family of companies.

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