Most advisors focus on the accumulation of money - how to grow and reduce risk. We want to pay attention to distribution - when it is time to use your money.

What you need money for is more important than how much money you have.

It is true - you need lots of money to make it in today's world. Different financial tools do the different financial jobs of life better than others.

In accumulation, if you have 15-20 non-correlated assets you theoretically reduce your risk to zero on the way up.

The same is true on the way out. If you have 15-20 different types of financial tools operating you reduce your lifetime financial risk to zero.

Get your copy of Jon's new book, The Future Poor, here!