What's Up With Money?!

Most advisors focus on the accumulation of money - how to grow and reduce risk. We want to pay attention to distribution - when it is time to use your money.

What you need money for is more important than how much money you have.

It is true - you need lots of money to make it in today's world. Different financial tools do the different financial jobs of life better than others.

In accumulation, if you have 15-20 non-correlated assets you theoretically reduce your risk to zero on the way up.

The same is true on the way out. If you have 15-20 different types of financial tools operating you reduce your lifetime financial risk to zero.

Get your copy of Jon's new book, The Future Poor, here!

Jon and Ryan give there thoughts on financial social media posts.

Check out Jon's book, The Future Poor.

We take a look at this massive piece of legislation signed into law in early July 2025.

Key Question: Does this legislation help us in regards to The Future Poor or does it only make it worse?

The end of income tax on Social Security? Not exactly. You might get a tax credit, but the tax is still there.

Medicaid? The Bill will move almost 11 million seniors and children off Medicaid in the next few years.

CHIP? Child Health Insurance Program is part of the $1 Trillion reduction of benefits.

16 Million - Estimate of the number of people that will be uninsured after the OBBB goes into effect. Most of this number is the elderly, children, disabled, and other vulnerable communities.

Food? 20% of the people on SNAP (food stamps) are seniors over the age of 60 that depend on the program for food and up the age for work requirements.

Social Security runs out sooner? Many estimate that this will speed up Social Security's insolvency from 2035-6 to 2032-3.

Be sure to check out Jon's new book, The Future Poor.

Why are these so important for brand loyalty and what happens if one of them changes?

Costco Hotdog Facts

• Introduced in 1984 for $1.50 and has stayed that price
• Should cost $4.63 if it had tracked U.S. inflation
• Costco sells over 370 million hotdogs a day
• They sell more hotdogs than all major league baseball stadiums combined

Check out Jon's new uplifting book, The Future Poor, today!

Our discussion about Jon's groundbreaking new book continues! If you haven't yet, grab your copy of The Future Poor now!

Jon's new book, The Future Poor, is available now!

Cars have quickly become most people's second largest expense after housing, and it keeps on getting more expensive!

Lease v. Own

Used v. New

Loan v. Cash

What's the right answer?! (Hint: There isn't one.)

Every situation dictates what makes the most sense. Total cost of ownership becomes a big thing to consider.

It's not just the cost of purchase. Fuel/electricity, repairs upkeep, insurance, etc. How much are tires? Brakes?

Can you have a nice or luxuries car on the less expensive side? Often times you can find nice used cars, with warranties that may reduce total cost.

Back in October 2024, ahead of the election, we did an episode on money and politics. How did that episode hold up 6 months later?

The Stock Market dropped $5 Trillion!! Were we wrong?

Check out our previous episode, this look back, and stay tuned as we see how things play out!

Welcome back author, poet, entrepreneur, public speaker, card game maker, and more - Michael Nelder Henderson III

This conversation was recorded months ago and was a great conversation about the moral dimension of money.

We know the price of everything but the value of nothing.

Consider the moral cost.

Change without capital is counterfeit.

Like U Cards - The game to end awkward conversations and combat cancel culture.

Check out Birth of Light on Amazon

We've been away - and for good reason!

Jonathon has lived in the Altadena area for over 15 years, and during the Eaton Fire, he lost his home, community, and recording equipment.

We really need each other for social and economic survival when things are normal and when disaster strikes.

There are 5 main social structures we participate in and rely on.

1. Family
2. Government
3. Corporations
4. Government
5. Education

Check your insurance!

It can be one of the greatest pooled resources for that we require for medical, health, property, and your life.