The Holy Grail of Property Investing

In this episode I catch up with regular guest Terry Ryder and we take a look at the Exodus to Affordable Living namely city dwellers moving to Regional Locations.

Some in media have predicted that once Covid-19 is over that many will flock back to the Capital Cities.

Terry & I unpack what's happening and it will be no surprise to many that this phenomenon has been going for several years now.

We take a look at the T word and what it is and what it means for the future of Regional Living.

Terry cites many examples of why the Australian Property Landscape has changed and will forever look different to how it is now.

There are some incredible Regional Success stories and we take a closer look at those and why these and others are set to continue to prosper.

As always we include real "In the trenches" examples of what's happening at the coalface.

Of course we don't miss by giving the Mainstream Media a whack with their over simplification of Markets and their drivers.

Finally we wrap up with the importance of your Research and how this can lead to outstanding results when applied appropriately.

In this week’s episode I catch up with Terry Ryder and this time it’s not all about Regional Property Markets.

In this week’s episode I catch up with Terry Ryder and as usual Terry and I go “Around the Grounds” and look at the Regional Cities that are on our radar.

Before that though we take a swipe at the complacency by the Federal and State Governments in how they have handled the roll out of the vaccine and quarantine. It’s a very important topic and one that impacts greatly our Real Estate Markets.

With so many markets on the up as Australia is in the grip of the first National Property Boom in 20 years it would be hard NOT to make money right now.

What we hone in on though is that if this is the case then when you buy you should be taking a longer game approach because at some point this frenetic market will start to slow down so those smarter investors are going to be the one’s who bought in Regional Cities that have the

“right fundamentals.” We cover off some of these key indicators and Terry shares with our audience the benefits of tracking cities with his Quarterly Property Price Index.

Our search for the “Holy Grail” takes us to Victoria, Tasmania, New South Wales and Queensland this week and with each of the 4 Regions we look at some of the key drivers in those markets.

I talk about the value of investing in the “right research” and Terry reiterates the importance of treating Property Investing as a “Business” if you want to get the most from your investment journey.

As Terry says” You’ve got to spend money to make money.”

With Melbourne in the grip of Lockdown 4.0 it highlights just how important it is to have people and contacts “on the ground” in Regional Centres which has enabled our business to keep growing when many businesses have been unable to trade.

In this weeks episode I catch up with Peter Handberg where we get in to the silent but massively powerful river of opportunity floating past us while most of us just sit on the bank without really participating.

Peter gets in to the silent sleeper that we all have but that so few of us are giving it the attention it needs. Superannuation.

Today’s topic is all about giving people the right framework from which they can launch into wealth-building opportunities like property investment.

We take a look at some of the differences between the Top 10 and the Bottom 10 Superannuation Funds and this will absolutely shock you when that is compounded over a number of years. We’re talking best & worst for:

Peter gives us a Road Map on how to get your Superannuation in to the right place to perform better and cut down on those fees.

I ask Peter about the Day to Day impact on one’s life by getting their House in Order in terms of their Superannuation. It’s all about Switching Up Your Game Plan and once again Peter shows our audience just how to go about this.

If you aren’t ready to take action with your Financial Map and your Superannuation after this episode then quite frankly you never will be.

This is one Podcast that could be life changing.

In this weeks episode I catch up with Terry Ryder after being on the road last week on the hunt for Treasure in South East Queensland.

After some local hospitality courtesy of Terry in his home town of Maleny I managed to get around to some really exciting cities. I talk about the vibe and heartbeat of a town and why it’s so important to go these towns to really get a “feel” for what’s going on.

We unpack the big question on the lips of “Wannabe” and Sophisticated Investors. “Has this National Property Boom got legs?” Terry and I believe it is a resounding yes!

Terry shares with us that this boom is being driven by a lot more than “Low Interest Rates” which is a simplistic view particularly when we have had a low interest rate environment for years.

Terry shares with our listeners his 16 reasons why this boom is going to go on for some-time yet.

We have a close look at two towns namely Toowoomba a city of over 100,000 people and Warwick a real up and comer some 80 kilometres from Toowoomba.

There is a heap of infrastructure already in both cities and the good news is there is a lot more investment to come.

We showcase the current projects and proposed infrastructure spend and reveal what we see as the future for these towns in terms of growth.

Both Toowoomba and Warwick are experiencing record Low Vacancy rates and rising rents along with a low supply of property all factors that auger well for continued price growth in these cities.

We do a quick review of the importance of getting your Dream Team in place prior to buying and that old Chestnut Research Research Research, yep the fundamentals just don’t change.

Until next week…

This week Terry and I get out the insect repellent to tackle what I am calling a Locust Plague!! Yep it’s a Pandemic but not of the COVID kind – It’s buyers swarming on property markets all over Australia in what Terry is referring to the first National Property Boom in 20 years.

We take a look at the impact on the finish of Jobkeeper and we unpack what we think will happen to the Property Markets across Australia when it is no longer around. Our view won’t surprise you!

Terry gives his insights in what lies ahead for Investors and for how long this market will keep going. For those who thought the market will flatten out soon and want to wait for a correction or softening of the markets across Australia I’m sorry but you are going to be disappointed.

As usual we share what’s happening around the traps and whether stock levels are on the rise particularly in Regional Property Markets.

We explore what some Media Commentators are referring to as a “Thing” and shine the spotlight on what is “actually happening” in Regional Markets with the exodus to affordable living. You will be surprised but it’s been going on longer than 5 years!

There are some very big Infrastructure Projects underway and we take a look at the importance of Infrastructure upgrades such as the Inland Rail Project and what this will mean to businesses, farmers and producers to national and global markets as they generate new opportunities for industries and regions. It’s going to be huge!

I share with everyone what I got up to last week with my Regional Property trip via Sydney and on to the Upper Hunter Valley to Muswellbrook and Scone.

We chat about the importance of “Walking the streets” and getting a feel for a town seeing what the “heartbeat” is like. Yes you cannot beat actually being there first-hand.

I chat with Terry about the other places I stopped in including Parkes; considered to be the crossroads of the nation with the Newell Highway connecting Brisbane and Melbourne and the transcontinental railway linking the Eastern Seaboard to Perth and of course - the Home of The Dish.

We discuss the NSW Government's First SAP - Special Activation Precinct and what this means for Parkes.

My final stop on my Regional Pilgrimage is in the Riverina at Wagga Wagga on the magnificent Murrumbidgee River.

We finish up with some examples on the Importance of walking the streets for any Wanna Be Investors who are looking to become Serious Investors!

So much to share that I felt like I was one of the Leyland Brothers for those who are old enough to remember that great TV Show.

I leave the final word to Terry as we wrap up this Episode as we manage to cover off some of the ways to get ahead of the Locusts.

My guest today is the Senior Advisor at Wealth HQ: Peter Handberg.  For the past 20 years plus he’s has worked with large accounting firms and other corporates and is now shaking things up with his own advisory firm.

He’s super passionate about getting clients in control of their money and implementing smart strategies to get them ahead and feeling ‘money-secure’ and excited about their financial future.

He covers all aspects of investing and superannuation and specialises in Self-Managed Superannuation Funds.

I get stuck straight in to the The Elephant in the Room – The Royal Commission Report from Justice Hayne. We discuss two of the big recommendations of the Report. The cessation of Trailing Commissions for Financial Planners and Ongoing Advice Fees Where there’s an ongoing fee arrangement between a planner and client these must now be reviewed and renewed by the client on an annual basis.

Peter shares his point of difference as a Financial Facilitator and how this differs from that of a Financial Planner.

Peter explain the role property can play in his Statement of Advice and we review “The Property Strategy Document.”

We take a look at some of the common pitfalls and mistakes consumers make.

Fortunately there are plenty of good stories and Peter gives the listeners some

examples of where he has been able to create really good financial outcomes for clients.

I ask Peter how he helps to best determine which type of property asset will tick the boxes for a client?

Peter unpacks the mystery for so many people which is Superannuation. We look at some of the Positives and Negatives of having your own Self-Managed Super Fund (or SMSF) and the costs associated with setting one up and the ongoing costs of maintaining a SMSF as compared to the average Industry Fund. Peter shares some examples of where setting up an SMSF can be really beneficial.

As usual we discuss examples of what’s going on at the coalface right now.

It’s a fascinating and robust discussion around “The Great Australian Dream” and how to be a part of it.

So after returning from a Summer that saw border closures and red zones and green zones that created much uncertainty for wary travellers one thing we can be confident in and of is that the Property markets around Australia have gotten off to a flyer.

Today Terry Ryder and I unpack just what is happening in many of Australia’s Property Markets and importantly why?

As usual we share plenty of anecdotes, yep stories at the coalface…

We also look at a couple of Regional Cities namely Toowoomba and Albury Wodonga and what it likely to happen in 2021 and beyond.

Terry sends out a reminder to all those that have been considering getting in to the market that things right now are very different from previous property markets and what you need to do so you don’t end up paying more than you need to for your investment property.

This episode sets the pace for what promises to be a BIG year for the Australian Property Market.

This Week my guest is Brenton Salmon the Managing Director of BjS Valuations a firm based in Melbourne servicing Australia and the U.S.A.

Brenton started in Real Estate in 1996 in Brisbane QLD. He started out in a sales role in The "Heady days" of when you really had to work. It was back then a case of prospect or starve as in those days there were no retainers or advances against future earnings... It was purely Commission only sales.

After 6 months of hustling he was making a Six Figure Income and mind you this was still 2 years before the boom.

In 2006 Brenton completed an MBA with a focus on property valuations- valuing everything from commercial, industrial & high-end residential property then branched out into the specialised area of insurance.

Brenton shares his reasons for embarking on a Tertiary path back in 2006 where he undertook a Bachelor of Science.

Alarmingly Brenton shares some damning Statistics about People and Corporates being underinsured…the % will surprise you.

I ask Brenton about when he would recommend getting a Valuation and we chat about the different types of Valuations worth doing.

Brenton cites some examples of his time in the Insurance world and we learn about some of the more interesting work he does in Valuing Churches, Resorts, Deep Water Moorings and Marinas.

As Brenton’s travels as a Valuer take him all across Australia I couldn’t help but ask him what his views are on the Australian Regional Property Market are. It’s worth listening to this episode just for this! W

We wrap up the final episode for 2020 with Brenton’s advice and thoughts for anyone wanting to be serious about investing in 2021.

Wow What a Year 2020 has been in so many ways!

Today I catch up with Terry Ryder where we look back on the year that was and in particular have a good look at the Winners and Losers of the Property Market in 2020.

We look at the usual suspects including the Mainstream Media and the impact they have had on reporting and market sentiment and their perplexing obsession on why they seek the opinions of those who really shouldn’t be relied upon to provide commentary as the so-called “Property Market Experts.”

Terry and I take a look at what this has meant for Investors in particular what has this “cost” investors and vendors by listening to this “noise…”

We look at other winners those who took our advice back in March 2020 and what this has meant for their portfolios.

We celebrate the resilience of the Australian Property Markets and look at what the breaking of the drought has meant for regional property markets.

When assessing the losers we couldn’t go past the Inner City Apartment Markets particularly those in Sydney and Melbourne and what Covid has meant for this once vibrant sector in terms of rental returns and future prospects.

I quiz Terry on some sleepers, areas we haven’t really discussed before and why we like them and what this could mean for investors who want to get 2021 off to a great start.

Terry reminds our listeners of the importance of getting your ducks in a row by sorting out your finance so you are in a position to be able to act quickly for the “right property!”

As usual we share plenty of anecdotal evidence of what’s going on in the markets.

I couldn’t not mention my latest win with my first ever article being published this week in Canstar where I write about “Is now the Time for a Tree Change?”

Terry and I do our wrap up for 2020…Yep I would have to say we’ve done pretty well and those who listened in and followed our advice should be well satisfied too.