In Episode 6 of Good Money Moves, I dive into the intricacies of the home buying process with Andrea Allen our EVP/Chief Revenue Officer, CUDE at First Alliance Credit Union. We explore essential steps for prospective homebuyers, starting with understanding your credit score and income stability. Andrea emphasizes the importance of setting a realistic budget and discusses the role of pre-qualification in empowering your home search. We also cover key factors like debt-to-income ratio, loan-to-value, and the often-misunderstood private mortgage insurance. Whether you're a first-time buyer or looking to refresh your knowledge, this episode provides valuable insights to help you navigate the journey to homeownership with confidence. Tune in to equip yourself with the knowledge needed for a successful home buying experience.