Good Money Moves

In this episode of Good Money Moves, Jenna is joined by Nate Finney, Operations Manager. Together the two explore the essentials of credit cards for beginners.

If you’re new to the world of credit, you'll learn everything from what a credit card is, how to choose the right one, and the basics of responsible credit management. They’ll discuss the importance of understanding interest rates, the impact of credit utilization on your score, and the difference between various card types.

Plus, tips on how to use your credit card wisely to build a healthy credit history.

Join us to empower yourself with the knowledge you need to make informed credit decisions and set yourself up for financial success.

In this episode of Good Money Moves, we're diving into the essential topic of Power of Attorney (POA) and its significance in financial planning. Join, Jenna Taubel, as she chats with Alex Kenyon, our Operations Specialist, about what a power of attorney is, the various types available, and why having one in place is crucial for everyone, regardless of age or health status.

You'll learn how a POA can protect you in unexpected situations, the importance of choosing the right individual for this role, and the steps to establish a power of attorney effectively. Whether you're planning for the future or navigating current challenges, this episode equips you with valuable insights to ensure your financial security.

Tune in for an informative conversation that empowers you to make informed decisions about your finances.

In this episode of Good Money Moves, Jenna is joined by Andrea Allen, our Chief Revenue Officer, to explore the essential practice of conducting a financial check-in.

Whether you find the thought of examining your finances daunting or simply want to stay ahead of potential issues, we’ll break down how to approach this process without feeling overwhelmed. You’ll learn the importance of regularly assessing your income, expenses, and savings, as well as practical tools and tips to simplify your financial management. From budgeting basics to understanding cash flow and debt, we aim to empower you with actionable insights to take control of your financial future.

Tune in and discover how small steps can lead to significant progress.

In Episode 41 of Good Money Moves, Jenna Taubel is joined by Lending Advisor Jon Klemek to talk about personal loans. Together they discuss the basics, explaining what personal loans are and how they differ from secured loans.

Jon clarifies the distinction between installment loans and revolving credit, highlighting the importance of collateral and its impact on interest rates. They explore scenarios where personal loans might be beneficial, such as debt consolidation or small home projects, and discuss factors like credit scores and debt-to-income ratios. Jon also sheds light on the application process, emphasizing the importance of transparency and timely information.

Whether you're considering a personal loan for a vacation or financial consolidation, this episode provides valuable insights to help you make informed decisions. Tune in to understand when a personal loan might be right for you.

In this episode of Good Money Moves, Jenna sits down with LeAnne Trom, our Loan Administration Manager, to explore the ins and outs of cosigning a loan. Together they discuss the responsibilities that come with being a cosigner and the potential impact on your credit score.

LeAnne shares common scenarios where cosigning may be necessary, such as when someone lacks credit history or has a lower credit score. They also delve into the emotional and financial implications of cosigning, offering insights on how to protect your own financial health while supporting loved ones.

Empower yourself to make informed decisions about cosigning and understand the importance of open communication in these situations when you give this episode a listen.

In this episode of Good Money Moves, Jenna is joined by Branch Lead/Lending Advisor Devang Patel to discuss the crucial topic of credit scores.

Together they explore what credit scores are, how they are calculated, and why they matter not just to lenders but also to landlords and utility companies.

Learn about the factors that influence your score, like payment history and credit utilization, and the importance of starting to build credit early in life.

Devang shares practical tips for managing your credit effectively, including how to rebuild after setbacks. Join us to empower yourself with the knowledge to make informed financial decisions and enhance your credit standing.

In episode 38 of Good Money Moves, Jenna and Andrea dive into a crucial topic: what to do if you lose your job. Join Jenna as she speaks with Andrea Allen, Chief Revenue Officer at First Alliance Credit Union, who offers valuable insights on navigating this challenging time.

Together, the two discuss the immediate steps to take, including assessing your finances and creating a new budget focused on essentials like food and housing. Andrea emphasizes the importance of being proactive with lenders and understanding your health insurance options. They also explore the role of unemployment benefits and how to utilize savings effectively.

Tune in to gain the knowledge and strategies you need to make informed financial decisions during a difficult period.

In the latest episode of Good Money Moves, host Jenna Taubel is joined by Brent Rempe, President and CEO of First Alliance Credit Union, to dive into the significant differences between credit unions and banks. Discover why credit unions, with their member-owned, not-for-profit structure, often provide a more community-focused and financially empowering experience than traditional banks.

Brent shares insights into the cooperative spirit of credit unions, debunking myths about their innovation capabilities and highlighting the unique benefits of choosing a credit union as your primary financial institution.

Whether you’re frustrated with your current bank or simply curious about credit unions, this episode is packed with valuable information to help you make informed financial decisions. Tune in to learn how credit unions like First Alliance Credit Union prioritize financial education and community engagement, helping members achieve financial wellbeing for all.

In this episode of Good Money Moves, join Jenna Taubel, as she chats with home lending advisor Jaxson Cameron about manufactured home loans.

Together, they'll explore what qualifies as a manufactured home, how it differs from traditional homes, and the unique loan processes involved. Learn about the importance of credit scores and debt-to-income ratios, as well as the streamlined application process that can make homeownership more accessible. Jaxson shares insights on qualification requirements, down payment options, and tips for overcoming common roadblocks.

Whether you're considering a manufactured home or want to understand how these loans work, this episode offers valuable information to help you make informed financial decisions. Tune in to empower your financial journey!

In this episode of Good Money Moves, Jenna sits down with LeAnne Trom, our Loan Administration Manager, to tackle a crucial topic: what to do if you miss a loan payment. Together, Jenna and LeAnne explore the importance of communication with your lender and the potential consequences of missed payments on your financial health. LeAnne shares practical advice on how to navigate missed payments, including options like payment extensions and loan consolidations.

We also discuss resources available to help you manage financial stress and the significance of proactive communication in finding solutions.

Tune in for valuable insights that can empower you to take control of your financial situation and avoid the pitfalls of late payments.