Money Moves with Michael

The Homebuying Journey Step One- Pre-Applications V Pre-Qualifications


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You’ve found your dream home online, you’re excited, and you call your agent—only to hear the dreaded question: “Are you pre-approved?” If your answer is “No, but I’m pre-qualified,” your excitement might deflate fast. Here’s the truth: Pre-qualification means almost nothing. Pre-approval means everything.

In this episode, Michael Fornerette breaks down the single most important step before you start house hunting: getting pre-approved. We’ll clear up the confusion between pre-qualification and pre-approval, explain why sellers and agents care so much, and show you how this one step can make or break your home buying journey.

What You’ll Learn Today:

✅ Pre-qualification is just a conversation – nothing verified, nothing guaranteed
✅ Pre-approval is a real commitment – sellers respect it because lenders have verified your info
✅ Without pre-approval, you’re wasting time – and possibly losing out on your dream home

Michael shares real-world examples, practical tips, and a simple roadmap to help you start strong. Think of this as home buying for beginners—no jargon, no fluff, just clear, actionable advice.

Why This Matters:

Pre-approval is your superpower. It transforms you from a window shopper into a serious buyer that sellers and agents want to work with. Skip this step, and you risk frustration, wasted time, and missed opportunities.
Resources & Next Steps:

📞 Call Michael Fornerette – Get personalized guidance and start your pre-approval today

🎧 Subscribe to Money Moves with Michael – Next episode: The Documents You Need for Pre-Approval (and Where to Find Them)

This podcast is hosted by ZenCast.fm

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Money Moves with MichaelBy Michael Fornerette