The Honest Money Show

What happens to your Bitcoin if you die without a will? Dale Warburton, founder of My Bitcoin Will, returns to Honest Money to explain why most Bitcoin inheritance plans fail, and how to make sure your stack reaches the people you love.

Dale walks through a real Queensland example of dying without a will, why your will becomes public during probate, and why naming your Bitcoin in it could put a target on your beneficiaries' backs. He also explains why an access plan matters even more than a will, how inherited Bitcoin is taxed in Australia, and why your plan is never set and forget.

🎙️ EPISODE SUMMARY

Dale and Anja discuss wills, letters of wishes, executors, access instructions, and the legal side of Bitcoin that every holder should understand before they need to.

The conversation moves from what the state does with your assets when there is no will, to the key terms every beginner needs: probate, executors, letters of wishes, and testamentary trusts. Dale shares why he started My Bitcoin Will after a lawyer dismissed his Bitcoin, and what makes a will valid.

The episode also covers power of attorney, keeping Bitcoin in the residue of your estate, where to store access instructions, keeping your plan simple, cost base and provenance records, when Australian banks might offer Bitcoin custody, and the first step you should take today.

🔑 KEY TAKEAWAYS

Without a will, the state decides who inherits your Bitcoin
Intestacy rules differ by state, even between neighbouring towns
Your will becomes public during probate in Australia
A letter of wishes stays private and can point to your access instructions
Leaving Bitcoin in the residue of your estate protects your beneficiaries
Never store access instructions with your seed material
Inheriting Bitcoin is not a taxable event in Australia
Get your access plan in place first, then your will

⏱️ CHAPTERS

00:00 Meet Dale Warburton of My Bitcoin Will
00:59 What Happens If You Die Without a Will
04:03 Wills, Probate, and Executors Explained
05:55 Letters of Wishes and Testamentary Trusts
08:02 Are Australian Lawyers Bitcoin Literate?
11:14 Why Dale Started My Bitcoin Will
15:32 DIY Wills and What Makes a Will Valid
18:33 Losing Mental Capacity and Power of Attorney
23:29 How to Describe Bitcoin in Your Will
28:04 Why Bitcoin Is Harder to Inherit Than Shares
31:11 Where to Store Access Instructions
37:29 How Inherited Bitcoin Is Taxed in Australia
39:51 Cost Base, Provenance, and Bank Custody
47:25 Do Single People Need a Will?
49:51 Your First Step and Keeping Your Will Updated

🔗 FEATURED LINKS

My Bitcoin Will: https://mybitcoinwill.com/
Dale on X: https://x.com/Dale21M

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinAustralia #BitcoinInheritance #BitcoinWill #EstatePlanning #DaleWarburton #MyBitcoinWill #SelfCustody #Probate #PowerOfAttorney #SoundMoney #FinancialSovereignty #HonestMoneyShow

What does the Australian government really think of Bitcoin? According to Bayani Mills, CEO of the Australian Bitcoin Industry Body (ABIB), the problem is that it doesn't. Bayani joins Honest Money to explain how policymakers, regulators, and banks actually see Bitcoin, and why Bitcoiners need to show up if they want the rules to change.

Bayani breaks down why Australia fell behind on Bitcoin innovation, how Bitcoin mining could help build energy infrastructure and lower power costs, and why AML and KYC rules create risky stockpiles of personal data. He also shares why he expects a pitch for a retail CBDC within five years, and why the RBA talks about Bitcoin so much for an institution with no position on it.

🎙️ EPISODE SUMMARY

Bayani and Anja discuss government sentiment toward Bitcoin in Australia, Bitcoin mining and energy, KYC, debanking, and the road to a retail CBDC.

The conversation moves from ABIB's recent event at Parliament House in Melbourne, hosted by Libertarian MP David Limbrick, to why so many Australian Bitcoin miners stay quiet about what they do. Bayani explains how regulators put up barriers instead of leaning into innovation, and how talent and investment went overseas as a result.

The episode also covers AUSTRAC and data collection, the cost and effectiveness of AML and KYC, Project Acacia and stablecoins, banks reviewing customers' social media, the difference between inflation, debasement, and CPI, the shift toward independents, and how everyday Bitcoiners can get involved through meetups and ABIB working groups.

🔑 KEY TAKEAWAYS

Most Australian policymakers only know Bitcoin through crypto and mainstream media
ABIB engages government on Bitcoin mining, energy, and methane abatement
More Bitcoin mining is happening in Australia than regulators realise
Regulatory barriers pushed Australian talent and investment overseas
AML and KYC rules create stockpiles of personal data that put Bitcoiners at risk
Bayani expects a pitch for a retail CBDC in Australia within five years
Banks can decide who they serve, and Australians have no right to a bank account
Rules only change when Bitcoiners turn up and engage with policymakers

⏱️ CHAPTERS

00:00 What Does Government Think of Bitcoin?
01:47 Changing Hearts and Minds in Parliament
03:51 The Parliament House Event in Melbourne
06:35 Why Australian Miners Stay Quiet
10:36 Aussie Bitcoin Talent and Capital Flight
14:46 How to Get Involved With ABIB
18:52 KYC, AUSTRAC, Data Honeypots and Wrench Attacks
27:57 Does AML and KYC Even Work?
32:24 What ABIB Has Been Working On
36:14 Project Acacia, Stablecoins and the RBA’s CBDC Paper
39:43 The RBA Has No Position on Bitcoin?
42:05 The Digital Euro and Money as a System of Control
48:44 Inflation, Debasement, and CPI
50:46 Debanking and Political Dissent
53:55 Independents and Political Engagement
56:51 Bitcoiners Inside Government and Banks
58:23 Is Gerard Rennick Coming Around?
1:01:30 What Bayani Is Most Bullish On
1:04:13 Meetups and Tools for Bitcoiners
1:06:09 Methane Abatement at Local Landfills
1:09:10 Final Thoughts

🔗 FEATURED LINKS

ABIB: https://bitcoinindustrybody.org.au
Orange Label: https://orangelabel.io
BTC Map: https://btcmap.org

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinAustralia #BayaniMills #ABIB #AUSTRAC #KYC #CBDC #RBA #Debanking #BitcoinMining #ProjectAcacia #SoundMoney #FinancialSovereignty #HonestMoneyShow

How do you get paid in Bitcoin in Australia, and why might it be the best defence against inflation far worse than the official figures suggest? Adam Poulton, CEO of Get Paid in Bitcoin, joins Honest Money to explain how Australians can receive part of their wages in Bitcoin into self-custody, and why he calls CPI “a CP lie”.

Adam breaks down why real inflation measured by the money supply runs closer to 8 to 10 percent a year, how house prices track money printing rather than CPI, and what that does to your wages, savings, and chance of ever buying a home. He also shares how Get Paid in Bitcoin works with payroll systems like Xero, why he was banned by a major bank for life, and why no change of government can outrun money printing.

🎙️ EPISODE SUMMARY

Adam and Anja discuss getting paid in Bitcoin in Australia, real inflation, debanking, and why political fixes fall short. They also dig into why ⁨Dave Hughes⁩ and ⁨Karl Stefanovic⁩ feel so close to landing on Bitcoin as the solution.

The conversation moves from how Get Paid in Bitcoin works, including its Xero payroll integration and self-custody by default, to why the gap between CPI and real inflation leaves workers falling behind every year. Adam explains how M3 money supply has grown around 8 to 10 percent a year for decades, and how that reshapes wages, retirement, and everyday life.

The episode also covers Adam’s lifetime ban from a major bank, the debanking wave hitting Bitcoiners and business owners, the friction on cash withdrawals, the tobacco-tax Laffer curve, and why Adam believes Bitcoin, not a change of government, is the real escape from a broken monetary system.

🔑 KEY TAKEAWAYS

Get Paid in Bitcoin lets Australians receive wages in Bitcoin, into self-custody
It integrates with payroll systems like Xero for easy employer setup
Official CPI badly understates what Australians actually lose to inflation each year
Real inflation measured by money supply runs closer to 8 to 10 percent a year
House prices track the growth in money supply, not the official CPI figure
Australia creates hundreds of billions of brand-new dollars every single year
Debanking is hitting Bitcoiners and business owners, Adam was banned for life
No change of government can outrun a monetary system built on money printing

⏱️ CHAPTERS

00:00 Meet Adam Poulton of Get Paid in Bitcoin
01:15 What Get Paid in Bitcoin Actually Does
05:25 Self-Custody by Default
06:56 Bitcoin as an Employee Retention Tool
09:08 Why Wages Can’t Keep Up
13:41 CPI vs Real Inflation
21:30 Hundreds of Billions Printed Every Year
26:30 Is Australia Waking Up to Money Printing?
31:30 Why Dave Hughes and Karl Stefanovic Are So Close
39:13 Banned for Life by the CBA
41:05 The Debanking Wave Hitting Australians
43:37 Bracket Creep and a Broken System
46:26 WTF Happened in 1971
48:30 Why Political Fixes Won’t Work
53:01 The Tobacco Tax and the Laffer Curve
58:29 Bitcoin Price Outlook and Final Thoughts

🔗 FEATURED LINKS

Get Paid in Bitcoin: https://getpaidinbitcoin.com.au
Adam Poulton on X: https://x.com/adampoulton
WTF Happened in 1971: https://wtfhappenedin1971.com

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #GetPaidInBitcoin #Inflation #CPI #MoneyPrinting #Debanking #BitcoinAustralia #AdamPoulton #SoundMoney #FinancialSovereignty #WTFHappenedIn1971 #HonestMoneyShow

Where is the Bitcoin price really heading, and does the power law still point to Bitcoin reaching millions? 

Stephan Livera joins Honest Money to explain his outlook on Bitcoin's price, why adoption is slower than he once believed, and what the power law model projects for the decades ahead.

Stephan explains how his thinking on Bitcoin adoption has shifted over eight years, why he now meets people wherever they enter the funnel, from ETFs to self-custody, and what the power law suggests about Bitcoin reaching roughly a million dollars in the early 2030s and around ten million by 2045. Along the way he reflects on the long game of Bitcoin, surviving your first bear market, community infighting, and what the Coldcard hack really means for self-custody.

🎙️ EPISODE SUMMARY

Stephan and Anja discuss Bitcoin's price trajectory, the power law, bear markets, and self-custody.

The conversation moves from eight years of podcasting, through his long-term conviction on Bitcoin as money, to how he now sees adoption as a broad funnel rather than an all-or-nothing choice. He explains why he likes the power law as a grounding model over the debunked stock-to-flow, and what it projects for Bitcoin's price into the 2030s and 2040s.

The episode also covers why the first bear market is the hardest and why dollar-cost averaging through it matters most, the exhausting community infighting around BIP-110 and spam, the quantum-security consortium forming around Bitcoin, and why, after the Coldcard hack, Stephan believes multi-vendor multisig is the real long-term answer to self-custody.

🔑 KEY TAKEAWAYS

The power law projects Bitcoin near a million dollars in the early 2030s and ten million by 2045
Stephan favours the power law as a grounded model over the debunked stock-to-flow
Bitcoin is not get rich quick, it is a five to ten year, multi-decade process
The first bear market is the hardest, and DCA through it matters most
He has evolved on "Bitcoin only" while keeping his long-term conviction
Adoption is a broad funnel, from ETFs and custodians to full self-custody
Community infighting over BIP-110 and spam burned out many builders
After the Coldcard hack, multi-vendor multisig is his long-term self-custody answer

⏱️ CHAPTERS

00:00 Intro: Bitcoin's Path to Millions
05:09 Bitcoin Only, With Nuance
15:07 The Hybrid Car Theory of Adoption
18:21 Bitcoin as a Broad Adoption Funnel
23:45 Why Bitcoin Isn't Get Rich Quick
30:50 Do the Price Models Actually Work?
34:47 Surviving Your First Bear Market
37:30 Infighting, BIP-110, and Spam
43:45 Institutions and the Next Fork Fights
46:16 The Quantum Security Consortium
48:38 Self-Custody After the Coldcard Hack
52:31 The Continual Learning Journey
56:56 Community Questions: Lightning in Australia
01:01:43 Final Thoughts: A Multi-Decade Process

🔗 FEATURED LINKS

Stephan Livera on X: https://x.com/stephanlivera
Stephan Livera Podcast: https://www.stephanlivera.com/

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #StephanLivera #BitcoinPrice #PowerLaw #BitcoinAdoption #BearMarket #SelfCustody #Multisig #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

What happens to your Bitcoin if you get hit by a bus tomorrow, and could your family actually access it, or would it be lost forever?

Mike, product manager at Guardblock, joins Honest Money to tackle the hardest problems in Bitcoin self-custody: backups, inheritance, and staying secure in a world where AI is making attacks more sophisticated by the day. In the wake of the Coldcard hack, Mike explains why a single device is no longer good enough, how collaborative security using multisig and Bitcoin timelocks works, and how to make sure your coins reach your heirs without leaving a dangerous security hole.

🎙️ EPISODE SUMMARY

Mike and Anja discuss self-custody, collaborative security, and Bitcoin inheritance.

The conversation moves from the lessons of the Coldcard hack and recent data breaches, through the difference between custodial and non-custodial, single-sig and multisig, to how Guardblock's time-locked vaults add a co-signing key and recovery pathways without taking custody of your coins. Mike explains why self-custody still demands personal responsibility, how timelocks let you exit unilaterally if the company disappears, and why inheritance is the single biggest reason people are signing up.

The episode also covers wills and letters of wishes, the privacy and trust trade-offs of collaborative security, which hardware wallets work with Taproot miniscript, the product's pricing, and why everyday people shouldn't need to be technical experts to keep their Bitcoin safe.

🔑 KEY TAKEAWAYS

After the Coldcard hack, a single device and basic setup is no longer enough
AI tools are making attacks on Bitcoin self-custody more sophisticated
Multisig removes the single point of failure that sinks single-sig setups
Collaborative security adds a co-signing key so a stolen seed alone can't move funds
Bitcoin timelocks create recovery pathways and let you exit if a provider disappears
Inheritance is the biggest gap in self-custody, and the top reason people sign up
Put a plan in a letter of wishes, never seed words or pins in your will
Everyday people shouldn't need extreme technical skill to hold Bitcoin safely

⏱️ CHAPTERS

00:00 Meet Mike From Guardblock
01:17 What the Coldcard Hack Taught Us
06:15 Why One Device Is No Longer Enough
10:01 Custodial vs Non-Custodial, Explained
12:05 Single-Sig vs Multisig, Explained
15:38 What Guardblock Actually Is
18:45 How Collaborative Security Works
24:11 How Bitcoin Timelocks Work
26:40 The Recovery Pathways Explained
37:00 The Privacy and Trust Trade-Offs
40:26 The Bitcoin Inheritance Problem
45:26 Probate, Wills, and Letters of Wishes
48:47 Which Hardware Wallets Work
01:03:00 Pricing and No Lock-Ins

🔗 FEATURED LINKS

Guardblock: https://guardblock.com
Guardblock on X: https://x.com/GuardBlock21

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #SelfCustody #Guardblock #Multisig #BitcoinTimelocks #ColdcardHack #BitcoinInheritance #BitcoinSecurity #Collaborativecustody #HardwareWallet #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

Are Bitcoin treasury companies safe, or is the boom built on hype? Bitcoin treasury strategy means navigating wild market volatility, where companies have traded from forty times the value of their Bitcoin down to pennies on the dollar. So how do you make sense of them, and what does it mean for investors?

Tim Kotzman, a founding member of the True North podcast and a close watcher of Bitcoin as a treasury reserve asset, joins Anja to explain how corporate Bitcoin strategy has evolved since MicroStrategy's first purchase in 2020. From convertible debt and preferred equity to the rise of digital credit, Tim breaks down the financial engineering behind companies like Strategy and Strive, and why conviction separates the winners from the rest.

🎙️ EPISODE SUMMARY

Tim and Anja discuss Bitcoin treasury companies, financial engineering, and institutional adoption.

The conversation moves from the failed Clarity Act, through the evolution of corporate Bitcoin strategy since 2020, to the mechanics of convertible debt, preferred equity, and digital credit. Tim explains why treasury companies aim for amplified Bitcoin exposure rather than an ETF's one-to-one match, how swings in book value create opportunity and risk, and what makes a strategy succeed or fail.

The episode also examines how many treasury companies may survive, why the last cycle left some CEOs cautious, how self-custody of tokenised stock could reduce short selling, regulatory differences from Australia to Europe, and Tim's answer to the money printing criticism.

🔑 KEY TAKEAWAYS

Bitcoin is a commodity, so it needs no regulatory clarity
Corporate Bitcoin strategy has evolved fast since 2020
Treasury companies target amplified Bitcoin exposure, not one-to-one like an ETF
Book values swing from 40x Bitcoin held to pennies
Conviction and a clean balance sheet separate the strong from the weak
A few large players may dominate via digital credit
Self-custody of tokenised stock could curb short selling
The "money printing" criticism misreads what these companies do

⏱️ CHAPTERS

00:00 Meet Tim Kotzman
01:02 The Failed Clarity Act and What It Means
03:26 Why Bitcoin Doesn't Need Regulatory Clarity
04:24 How Corporate Bitcoin Strategy Evolved Since 2020
08:24 Wall Street Versus the Bitcoin Community
13:01 Bitcoin Treasury Company or Bitcoin ETF?
15:47 How These Companies Are Valued
20:40 Why Strategy Sold Bitcoin at the Bottom
24:07 What Makes a Good Treasury Company
30:05 How Many Treasury Companies Will Survive
39:10 Understanding MNAV and Bitcoin Per Share
51:20 Global Regulations and the Australian Problem
53:26 Tokenised Stocks and Self-Custody
57:41 Is This Just Money Printing?
59:44 Why Tim Started His Podcast

🔗 FEATURED LINKS

Tim Kotzman on X: https://x.com/TimKotzman
Tim Kotzman on YouTube: https://www.youtube.com/@timkotzman8925
True North on X: https://x.com/TNorth
True North: https://tnorth.com/

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinTreasury #MicroStrategy #Strategy #Strive #DigitalAssets #BitcoinInvesting #InstitutionalBitcoin #TimKotzman #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

What does it look like when Bitcoin stops being a price chart and becomes a physical community, a school, and a lifeline for people living under surveillance and near a conflict zone?

Jimmy Kostro, founder of the Bitcoin Learning Center in Chiang Mai, shares how he built Asia's largest physical Bitcoin hub almost by accident. What began as a charity putting teachers in children's homes turned into off-grid solar mining, a four-storey education centre, and a Thai-language media operation reaching tens of millions. Jimmy explains why real Bitcoin adoption is built on local leadership, trust, and giving without asking for anything back.

This conversation explores how a physical hub changes lives in ways an app never could, why you cannot manufacture legitimacy as an outsider, and what Bitcoin freedom means for people who keep two phones just to stay safe.

🎙️ EPISODE SUMMARY

Jimmy and Anja discuss building Bitcoin community, financial education, and freedom in Southeast Asia.

The conversation moves from Jimmy's unlikely path into Bitcoin outreach, through the off-grid solar accident that led to mining and a viral moment of global donations, to how an abandoned building became a four-storey hub with 500 members and seven full-time staff. Jimmy explains how the team won over local government and universities with a Bitcoin half marathon, how a single camera grew into a media arm with tens of millions of views in Thai, and why leading with generosity rather than transactions is what made the community take root.

The episode also examines the real costs and funding behind a non-profit hub, why the model cannot be exported without local leadership, and Jimmy's work telling the stories of Burmese communities living under surveillance across the Myanmar border.

🔑 KEY TAKEAWAYS

Asia's largest physical Bitcoin hub grew from charity work, not a business plan
An off-grid solar system led to mining and a viral wave of global donations
A physical space teaches saving and financial literacy in ways an app cannot
A Bitcoin half marathon opened doors to local government and universities
Consistent media turned one camera into tens of millions of views in Thai
Leading with generosity, never a transaction, is what built lasting trust
Real adoption needs local leadership that outsiders cannot manufacture
Bitcoin freedom is a lifeline for people who keep two phones to stay safe

⏱️ CHAPTERS

00:00 Intro: Two Phones to Survive
00:52 Who Is Jimmy Kostro
01:14 From English Teachers to a Hill Tribe
03:17 The Solar Accident That Started Mining
05:30 The Viral Moment That Built a Community
09:17 Bitcoin Adoption and Thai Culture
14:03 The World's First Bitcoin Half Marathon
16:45 Building a Bitcoin Media Empire in Thailand
24:30 Why Real Adoption Means Giving, Not Selling
27:45 The Real Cost of Running a Bitcoin Hub
31:45 Why Bitcoin Communities Need Local Leaders
40:23 Safety, Freedom, and Life Near the Myanmar Border
47:51 One Myanmar and Life Under Surveillance

🔗 FEATURED LINKS

Jimmy Kostro on X: https://x.com/JimmyKostro
Bitcoin Chiang Mai: https://bitcoinchiangmai.org

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinMining #ChiangMai #Thailand #BitcoinAdoption #JimmyKostro #FinancialFreedom #Myanmar #SelfCustody #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

Could Bitcoin, the technology so often branded an environmental disaster, actually be one of the most powerful tools we have for cleaning up energy and fighting climate change?

In this episode, Daniel Batten, climate-tech investor turned Bitcoin-energy researcher, joins Honest Money to challenge almost everything you've been told about Bitcoin mining and the environment. Coming to Bitcoin from the energy side rather than the money side, Daniel lays out the peer-reviewed case that mining stabilises power grids, makes solar and wind more profitable, mitigates methane, and brings electricity to communities the grid has never reached.

This conversation explores why the world may embrace Bitcoin as a solution to an energy problem before a monetary one, how mining became so misunderstood, and what it means to measure freedom by more than the movement of a price chart.

🎙️ EPISODE SUMMARY

Daniel and Anja discuss Bitcoin's role in energy, the environment, and human freedom.

The conversation moves from Daniel's unusual path into Bitcoin through climate tech, through the mechanics of how mining stabilises stressed grids, to the real-world examples that prove it, from the Swedish grid to the ERCOT grid in Texas. Daniel explains how mining monetises otherwise wasted solar and wind, why it pays back renewable projects years faster, and how off-grid mining is electrifying rural Africa through projects like Gridless.

The episode also examines the methane problem and how mining turns landfill and vented gas into a climate win, why environmental misinformation about Bitcoin took hold, why the developing world may adopt this before the West, and Daniel's closing reflection on sovereignty, emotion, and what it really means to be free.

🔑 KEY TAKEAWAYS

The world may embrace Bitcoin as an energy solution before a monetary one
Bitcoin mining can stabilise stressed grids, proven on the Swedish and Texas grids
Mining monetises wasted solar and wind, paying renewable projects back years faster
Off-grid mining is bringing electricity to rural communities across Africa
Mining methane from landfills turns a potent greenhouse gas into a climate win
Peer-reviewed research increasingly finds Bitcoin mining a net environmental positive
Much of the "Bitcoin is bad for the planet" narrative is misinformation
Real freedom means not being ruled by the movement of a price chart

⏱️ CHAPTERS

00:00 Introduction: Bitcoin, Energy, and Freedom
01:08 Daniel's Path From Climate Tech to Bitcoin
02:25 Why the World Embraces Energy Before Money
03:41 How Bitcoin Mining Stabilises Stressed Grids
08:46 The Mechanics of Mining and the Grid
11:57 Proof on the Swedish Grid
15:02 The Texas ERCOT Grid Example
19:17 Bringing Power to Rural Africa
23:21 Gridless and Off-Grid Mining
30:55 The Methane Opportunity
39:46 Mining Landfill Gas
43:52 Why the Developing World Adopts First
50:33 Freedom, Emotion, and Sovereignty
54:42 An Engineering Challenge With a Deadline

🔗 FEATURED LINKS

Daniel Batten on X: https://x.com/DSBatten
Daniel's Coaching for Bitcoiners: https://danielbatten.co/

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into Bitcoin and money literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinMining #Energy #Renewables #Methane #ClimateChange #DanielBatten #GreenBitcoin #Sustainability #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

What happens when the systems holding up the financial world start to crack, and how do you protect your wealth before they do?

In this episode, Lawrence Lepard, veteran investor and author of "The Big Print," joins Honest Money to make the case for sound money in an age of mounting systemic risk. Drawing on the history of monetary policy, the role of the Federal Reserve, and the lessons of past debt crises, Lawrence explains what could trigger the next major money print and why gold and Bitcoin may be the assets that matter most when it happens.

This conversation explores the forces building beneath the surface of the global economy, the geopolitical events that could tip markets into stress, and the practical strategies investors can use to prepare rather than panic.

🎙️ EPISODE SUMMARY

Lawrence and Anja discuss sound money, systemic risk, and the future of inflation, gold, and Bitcoin.

The conversation moves from the cycles of gold and Bitcoin, through the history of money and the evolution of Federal Reserve policy, to the great financial crises and the money printing that followed each one. Lawrence explains why gold and silver have preserved wealth across centuries, how Bitcoin fits into that story, and what current monetary policy, CBDCs, and stablecoins mean for the next chapter of money. He closes on the market signals worth watching and how to invest through a turbulent world.

🔑 KEY TAKEAWAYS

Sound money has preserved wealth across centuries of monetary upheaval
The Federal Reserve acts as lender of last resort, and that role carries risk
Systemic stress is building, and something in the system is likely to break
Gold has historically moved first, with Bitcoin following more sharply
Geopolitical events can be the trigger that tips markets into crisis
CBDCs and stablecoins will shape the next chapter of money
Watching systemic stress indicators helps investors prepare early
Preparation, not panic, is the rational response to monetary risk

⏱️ CHAPTERS

00:00 Introduction: The Cycles of Gold and Bitcoin
02:03 The History of Money and Systemic Risks
03:52 The Evolution of Federal Reserve Policies
07:06 The Role of Gold and Silver in Wealth Preservation
10:14 The Great Financial Crises and Money Printing
15:08 Current Monetary Policy and Its Risks
19:50 Geopolitical Events and Market Stress
24:55 The Case for Sound Money: Gold and Bitcoin
29:46 Potential Triggers for a Major Money Print
34:47 The Future of Inflation and Asset Prices
40:09 The Role of CBDCs and Stablecoins
45:08 Market Signals and Systemic Stress Indicators
50:10 Investment Strategies in a Turbulent World
55:10 Final Thoughts: Hope and Preparedness

💬 JOIN THE CONVERSATION

How are you structuring your portfolio against inflation right now? Drop a comment below.

🔗 FEATURED LINKS

Lawrence Lepard on X: https://x.com/LawrenceLepard
The Big Print: https://www.amazon.com.au/Big-Print-Happened-America-Sound/dp/B0DVTCWYNN
Equity Management Associates: https://ema2.com/

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into finance, economics, and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #Gold #SoundMoney #Inflation #MonetaryPolicy #FederalReserve #SystemicRisk #CBDC #TheBigPrint #BitcoinAustralia #FinancialSovereignty #HonestMoneyShow

What if understanding Bitcoin means unlearning almost everything you think you know about money?

In this episode, John Pratt joins Honest Money to strip Bitcoin back to first principles, debunk the misconceptions that trip up newcomers and skeptics alike, and explain why Bitcoin represents a genuinely new monetary system rather than a digital version of the money we already have. From intrinsic value and monetary premium to scarcity and distribution, this is a ground up look at what makes Bitcoin work.

This conversation explores why fiat paradigms get in the way of understanding Bitcoin, what critics of its fairness and distribution get right and wrong, and how a gradual societal shift toward a Bitcoin standard might actually unfold.

🎙️ EPISODE SUMMARY

John Pratt and Anja discuss Bitcoin from first principles, the myths around it, and where it goes next.

The conversation moves from why Bitcoin demands a break from fiat thinking, through the "unsecured credit" misconception and the concepts of intrinsic value and monetary premium, to Bitcoin's scarcity, stock to flow ratio, and divisibility. John explains why early adoption and distribution dynamics shape the market, and what they mean for resilience.

The episode also examines government responses, the importance of self-custody, the fairness criticisms Bitcoin faces, and what a future deflationary world on a Bitcoin standard could look like, including why volatility is the price of being early.

🔗 FEATURED LINKS

Follow JP on X: https://x.com/JP_Technology
Sydney meetups: https://www.meetup.com/bitcoin_sydney/
Bitcoin Asia: https://asia.b.tc/
Origin Seoul: https://originseoulbtc.com/

🔑 KEY TAKEAWAYS

Understanding Bitcoin means unlearning the assumptions of the fiat system
Bitcoin is a genuinely new monetary system, not a digital copy of old money
The "unsecured credit" criticism misunderstands what Bitcoin actually is
Intrinsic value is a myth, monetary premium is what gives money its worth
Scarcity, stock to flow, and divisibility are central to Bitcoin's design
Distribution and early adoption shape Bitcoin's resilience and fairness debate
Self-custody is essential to holding Bitcoin securely
Volatility is the price of being early, and adoption will be gradual

⏱️ CHAPTERS

00:00 Introduction to Bitcoin's Revolutionary Nature
01:55 Why Understanding Bitcoin Requires Unlearning Fiat Paradigms
03:51 Bitcoin as a Genuinely New Monetary System
07:02 Debunking the 'Unsecured Credit' Misconception
10:12 The Concept of Intrinsic Value and Monetary Premium
14:46 Bitcoin's Scarcity, Stock-to-Flow Ratio, and Divisibility
20:06 Distribution, Early Adopters, and Market Resilience
25:07 Government Responses and the Future of Bitcoin
30:00 The Importance of Self-Custody and Security
34:59 Criticisms of Bitcoin's Fairness and Distribution
40:03 Market Reactions to Large Bitcoin Movements
44:50 Bitcoin in a Future Deflationary World
55:10 Volatility and Investment Strategies
01:00:14 Gradual Adoption and Societal Shift Towards Bitcoin

🔗 AFFILIATE LINKS

Buy Bitcoin in Australia With a $10 Sign Up Bonus
HARDBLOCK: https://hardblock.com.au/join/honestmoney

Learn to Acquire, Secure, and Manage Your Bitcoin
MINERACKS: https://www.mineracks.com/honestmoney

Shop Signing Devices, Bitaxes, Nodes, Apparel, and More
SHOP BITCOIN AUSTRALIA: https://shopbitcoin.com.au

Collaborative Security, Inheritance Planning, and Retirement Strategies
THE BITCOIN ADVISER: https://thebitcoinadviser.com/honest-money

Reached Terminal Bitcoin? Borrow Against Your Bitcoin Without Selling
LOAN MY COINS: https://www.loanmycoins.com/honest-money

📌 ABOUT THE HONEST MONEY SHOW

The Honest Money Show explores the forces shaping our financial world, from monetary systems and personal finance to Bitcoin. Through in depth conversations with builders, thinkers, and educators, the show challenges mainstream narratives and provides practical insights into financial sovereignty.

🔗 CONNECT WITH US

Subscribe for weekly deep dives into finance, economics, and financial literacy.
Follow us on Instagram, X, TikTok, and LinkedIn at HonestMoneyShow.

⚠️ DISCLAIMER

This podcast is for general information and educational purposes only and is not financial, legal, or tax advice. The views expressed by the host and guest are their own and do not represent any organisation or regulatory body. Financial markets are volatile and speculative. You should seek independent professional advice before making any financial decisions. By listening, you accept that all actions taken are your own responsibility, and neither the host, guest, nor the podcast accept liability for any loss or damage.

#Bitcoin #BitcoinExplained #SoundMoney #MonetaryPremium #DigitalGold #BitcoinMisconceptions #SelfCustody #FinancialSovereignty #BitcoinStandard #BitcoinAustralia #MonetaryTheory #HonestMoneyShow