In this roundtable-style conversation, our Community Development team members will share how the upcoming merger will strengthen our ability to serve, support, and invest in the neighborhoods we call home. We’ll discuss how our united efforts will expand resources, deepen partnerships, and create lasting change for those we serve—while building momentum for a future where our collective impact is even greater.

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Music: The Hoot - By Mellissa Harris

Exploring the powerful connection between emotional well-being and financial habits. From anxiety spending and retail therapy to compulsive purchases and money guilt, we’ll unpack how mental health influences the way we save, spend, and manage money. This light-hearted but thoughtful session offers practical tips, fresh insights, and a reminder that you're not alone. While we aren’t mental health professionals, we’re here to promote awareness, spark conversation, and support smart, mindful money choices.

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Music: The Hoot - By Mellissa Harris

In today’s economy, many households are exploring the benefits of side hustles to boost their income. But is a second job the right fit for your goals? Join us for an engaging MoneyWi$e Wednesday webinar as we weigh the pros and cons of taking on a side hustle. Learn how to evaluate its impact on your household finances, navigate the lifestyle changes that come with managing a second job, and create a balanced schedule that works for you. Let’s help you make a smart move for your future!

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Music: The Hoot - By Mellissa Harris

In celebration of Financial Literacy Month, this webinar is designed specifically for our youth will soon be taking the next big step into college or their careers.

Join us for an engaging session where we’ll explore how to prepare for life on your own and master the essentials of financial independence. Learn practical ways to save on college tuition, hacks for saving money on essential expenses, and discover tips to help you thrive as you start this exciting new chapter.

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Music: The Hoot - By Mellissa Harris

Join us for this bonus episode of our MoneyWi$e Wednesday webinar series where we dive into the world of financial identity theft. From unauthorized transactions to fraudulent credit applications, we’ll explore how scammers target your finances and, more importantly, how you can protect yourself. Learn practical tips to safeguard your personal and financial information, spot red flags, and take immediate action if you suspect fraud. Remember, staying informed is your best defense—tune in and stay one step ahead of identity thieves!

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

Links mentioned in this episode:

Music: The Hoot - By Mellissa Harris

We’re thrilled to announce that Envision Credit Union is merging with Addition Financial Credit Union, an education-focused credit union based in Central Florida! Tune in for this very special espisode as we embark on this exciting new chapter to create even greater opportunities for everyone we serve.

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

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Join us for January’s MoneyWi$e Wednesday webinar, "Balancing Act." In this session, we’ll tackle the age-old financial dilemma: Should you save when you have debt? We’ll explore the pros and cons of building savings while managing debt, offering guidance on how to strike the right balance for your financial situation. Whether you’re juggling credit cards, student loans, or just trying to build an emergency fund, this webinar will help you navigate the delicate act of saving while paying down debt.

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

Links mentioned in this episode:

Reading List

Music: The Hoot - By Mellissa Harris

In this Moneywise Wednesday episode of The Hoot Podcast, brought to you by Envision Credit Union, we discuss “New Year, New Vision.” Join us as we share practical tips and relatable stories to help you reflect on last year’s financial wins and lessons, set fun and achievable money goals for 2025, create a budget that works for your lifestyle, and tackle debt while saving smartly. With some lighthearted advice and strategies, this episode is your ultimate guide to starting the year on the right financial foot. Let’s make 2025 your best money year yet!

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

Links mentioned in this episode:

IRS Tax Withholdings

Music: The Hoot - By Mellissa Harris

In this episode of The Hoot Podcast, from our MoneyWi$e Wednesday on "Festive Finances", we’re tackling how to enjoy the holiday season without breaking the bank. Join Kelli, Kellie and Andre as they share creative tips for budgeting gifts, planning festive gatherings on a dime, and avoiding the dreaded post-holiday debt hangover. From DIY gift ideas to navigating holiday sales like a pro, we’ll help you stay merry and financially bright this season. Tune in for a fun, lighthearted chat that keeps your wallet and your holiday spirit intact!

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

Links mentioned in this episode:

Music: The Hoot - By Mellissa Harris

On this episode, join us for October’s MoneyWi$e Wednesday webinar, "From Split to Stability." Navigating finances during and after a divorce can be challenging, but we're here to help you find your financial footing. In this session, we'll cover key strategies for effective money management, from dividing assets to rebuilding your financial future. Whether you're in the early stages of a split or have already finalized your divorce and are trying to get back on your feet, we'll provide you with the tools to turn a financial split into a stable and secure future.

If you haven’t done so yet, we ask that you please take a moment to help us earn a 5 star review wherever you’re listening! Then click the subscribe button so you’ll be notified of each new episode. To find out more about Envision Credit Union or to explore more money topics, visit us at EnvisionCU.com. You can also find us on Facebook, Instagram, Twitter, and You Tube by searching for Envision Credit Union.

Links mentioned in this episode:

IRS Tax Withholdings

Music: The Hoot - By Mellissa Harris