The Human Revolution with Dylan Bain

In this episode of Fiscally Savage we explore how culture is deeply rooted in our society through things such as homeownership, car ownership and other common things we expected to do as Americans. We will discuss how these things may affect our financial situation and how to break out of that mould and live free.

0:00 - 1:15 - Introductions.

1:15 - 2:20 - Setting up today’s topic, The Culture Trap.

2:20 - 2:50 - Cultures are systems.

2:50 - 5:30 - Culture can inform your financial decisions.

6:15 - 9:30 - The Homestead Act of 1862.

9:30 - 11:45 - What is mortgage insurance?

11:50 - 13:00 - The Emergency Home Finance Act.

13:10 - 14:00 - Does Dylan believe in the American dream?

14:00 - 15:30 - The culture of home ownership and economic incentives.

15:30 - 17:00 - Food subsidies and healthcare.

17:00 -  17:40 - All of these things might not be the life you want to live.

17:45 - 19:33 - How do we defeat this?

19:35 - 21:05 - You need to understand the system.

21:10 -  24:00 - How can I make the system serve me?

24:00 - END - Wrap-up & Outros

Humans are tribal creatures. We form tribes, seek them out, and struggle to maintain them. For most of us, our friend group is our tribe and that group will help us define how we interact socially, how we think politically, and how we handle our affairs financially. But what happens when we want to level up our life? How will the tribe react?

0:00 - 1:10 - Introductions.

1:10 - 1:40 - Discussing last week’s interview with Colt.

1:40 - 2:05 - Setting your boundaries in foundation relationships.

2:10 - 2:40 - Foundational relationships form your opinion on almost everything.

3:00 - 3:30 - You need to understand how the relationships in your life are informing how you spend your money.

3:40 - 5:15 - Did you choose the relationships in your life?

5:20 - 6:30 - Friendship is an investment.

6:30 - 7:30 - Meeting people outside of your socio-economic bubble is when you find your people.

7:40 - 9:00 - You need to meet people from outside of the tribe to experience different cultures

9:00 - 10:30 - Is your friendship formed in a shared struggle?

10:30 - 12:30 - How finding success can cause your tribe to turn their back on you.

12:30 - 15:00 - When you start changing your friends may become passive aggressive towards you to try and change you back.

15:00 - 18:00 - Calling your friends out on this behaviour will lead to negative feelings as you are going against the tribe.

18:00 - 19:15 - Tribal identity is deeply ingrained in our society.

19:15 - 20:00 - You are the average of the five people you spend the most time with, why not choose good ones?

20:00 - END - Wrap-up & Outros

Today I am joined by Colt Gordon, Therapist and Social Worker, to discuss our connection to our family, how that impacts us and the decisions we make, and how to break free from it.

00:00 - 1:10 - Introduction

1:20 - 1:50 - Introducing our guest today, Colt Gordon!

1:50 - 4:00 - Colt explains his background of broken family issues and mental health issues

4:20 - 5:20 - How getting the tools for success turned Colt’s life around

5:20 - 8:00 - Dylan and Colt discuss foundational relationships

8:05 - 10:10 - How do you get out of a dysfunctional family relationship?

10:10 - 13:15 - How does playing the caretaker role effect your financial decisions on a daily basis?

13:30 - 15:40 - Does Dylan maintain his “live free” advice when making his own purchase decisions?

16:00 - 18:00 - Should replacing something like a backpack at the end of its life carry so much guilt?

18:10 - 22:00 - What advice would Colt give to someone in a caretaker position that is trying to live free?

22:15 - 24:00 - Change your language to focus on the path you want to be on!

24:30 - 26:10 - Make a shitty draft of your dream life and work towards it

27:00 - 31:00 - How and why Dylan took control of his financial situation after being asked to commit fraud as a teacher

33:00 - 37:30 - How generational trauma runs through families and how to overcome it

37:40 -  41:00 - “Your family always has your best interest at heart” or do they?

41:30 - 47:00 - Is blood really thicker than water?

49:10 - 50:00 - You can self differentiate into a wrong decision

50:30 - 55:00 - People aren’t always going to agree with you self differentiating and will ask you to “be your old self”

55:00 - 1:00:00 - You have to be prepared for people’s reactions to your self actualising as it will be hard to overcome

1:00:00 - 1:03:00 - People are either going to get on board or they’re going to leave, but people remember the ones that step out of the mould

1:03:00 - 1:06:00 - What was Dylan’s path to getting his finances together?

1:06:00 - 1:09:00 - Was it easy for Dylan in the beginning of his journey? And how he feels about his finances now

1:09:00 - 1:12:00 - What does it mean to be financially savage?

1:12:20 - END -  Wrap-up & Outro

This episode takes a break from the Social Problem to discuss New Year's Resolutions, voting for who you want to be, and chasing down a gazelles on foot.

On today’s episode of Fiscally Savage we discuss your relationship with your family, does your family want to see you win or do they see your success as a threat? You’ve learned a lot of financial habits from your family but are they the correct ones? Lot’s of important lessons to learn in this week’s episode.

00:00 - 1:36 - Introduction.

1:36 - 3:00 - Today’s topic, the social problem in relation to your family.

3:00 - 4:02 - Is your success viewed as a threat by your family?

4:02 - 5:00 - Understanding the foundation of your relationship with your parents.

5:00 - 8:48 - How financial trauma is amplified through generations.

8:48 - 10:00 - The world now is a lot different to the one your parents grew up in.

10:00 - 12:30 - Important lessons and foundational experiences that can be learned from your parents.

12:30 - 14:50 - The foundation you’re going to have financially is the foundation your parents already gave you.

14:50 - 17:15 - The cost of achieving your vision is your old life, your family is not your fate!

17:15 - 20:00 - You don’t owe your family anything, does your family want to see you win?

20:00 - END - Wrap-up & Outros

On this week's episode of Fiscally Savage we’re following on from the last episode with part two of the social problem. Are you seeking validation in the wrong places and letting it affect your financial situation? It’s time to learn self actualization!

00:00 - 1:26 - Introductions.

1:26 - 8:00 - Discussing our relationship with ourselves.

8:08 - 10:50 - The different types of validation people tend to look for.

10:53 - 11:14 - There is no sovereignty in seeking external validation.

11:15 - 13:00 - Contrary validation.

13:04 - 14:00 - How can you have a vision for your finances when you don’t even know what you are?

14:03 - 17:40 - Victim validation, The Oppression Olympics.

18:00 - 19:12 - Self actualization

19:12 - 23:00 - The hierarchy of needs.

23:00 - 24:20 - Your relationship with yourself is critical for you to live the life you deserve!

24:20 - END - Wrap-up & Outros

This episode of Fiscally Savage will teach you how to surround yourself with people who want to see you succeed and people you want to model yourself around, because you will become a product of your circle, it’s time to change your relationship with yourself!

0:00 - 1:32 - Introductions

1:33 - 3:26 - Brief introduction of today’s topic, the social problem.

3:27 - 4:00 - What is a healthy relationship?

4:30 - 5:30 - Do you have a healthy relationship with yourself? Do you wanna see yourself win?

5:30 - 6:50 - Human beings don’t like to lose.

7:00 - 9:00 - Is your family rooting for you to win?

9:00 - 12:00 - Surround yourself with good people, you will become the average of those people!

12:20 - 17:30 - Culture is part of the social problem.

17:30 - 18:50 - Culture will try to stop you deviating from the normal.

19:00 - End - The price of your new life is your old life.

What if I paid you $100 an hour to work on your budget? That’s the kind of savings you can make if you apply the knowledge you’re about to gain from this episode of Fiscally Savage!

0:00 - 1:36 - Introductions

1:40 - 5:20 - Discussion and explanation of the budgeting problem.

5:30 - 6:00 - Our finances should serve us!

6:10 - 8:00 - Discuss your finances with your partner, it could give you a better relationship!

8:00 - 8:30 - How much heartache and sadness could be prevented just by being in charge of your money?

8:30 - 10:00 - Dylan’s struggles with the Fiscally Savage web designer and being financially flexible enough to adapt and find a new one.

10:00 - 12:00 - It takes time to get to this point!

12:20 - 14:00 - 2020 hasn’t been a good year for us

14:00 - 16:30 - If you’ve invested the time to take control and live free, you’re gonna want to take the ball and control your future.

16:30 - END - Wrap-up & Outros

Welcome back to another episode of Fiscally Savage, this one is our final instalment on the system problem. In this episode Dylan will be discussing macro systems vs micro systems, the things we can control and the things we can’t control. This episode contains a lot of great information and advice for you to take control of your own circumstances, the only person who can take ownership of you is you!

00:00 - 1:30 - Introduction and setting up today’s topic, the final iteration of the system problem.

2:00 - 3:30 - Introduction to macro systems vs micro systems.

3:40 - 7:30 -  The things we can’t control and systems that don’t care about you.

7:40 - 9:30 - Why it’s so easy to get caught up in macro systems.

9:40 - 10:15 - The past doesn’t dictate the future!

10:20 - 13:30 - The things that we have an influence on.

14:00 - 14:30 - Influence is not control!

14:30 - 16:40 - The things we DO have control over.

16:50 - 18:00 - Ownership of your circumstances is for you and you only, don’t be a victim!

18:00 - 20:00 - Showing ownership of my circumstances as a teacher.

20:00 - 21:20 - Taking control of your sovereignty.

21:30 - END - Wrap-up & Outros.

Welcome back to Fiscally Savage, on this episode we’ll be answering the question of “Now What?”. Our host Dylan will be explaining what sort of account to keep your short term and long term savings in, planning for things YOU KNOW are coming, how cryptocurrencies are another form of gambling and more!

0:00 - 1:28 - Introductions.

1:28 - 1:51 - Outlining today’s topic, “Now what?”.

1:51 - 3:30 - Checking account or separate account, high yield savings account?

3:30 - 6:00 - What should go into that account?

6:00 - 8:00 - You should have 6 months worth of savings in the bank. Plan for eventualities.

8:20 - 12:30 - Prepaid expenses, plan for things you know are coming.

12:45 - 15:30 - What is investing? What are assets?

15:30 - 16:15 - Cryptocurrencies are a form of gambling.

16:20 - 18:10 - Financial assets recap.

18:14 - 22:50 - Passive funds & active funds.

22:51 - 24:00 - Good investment should be boring, anything less is gambling.

24:00 - END - Outros