Is your retirement strategy stuck in reverse? For decades, you’ve been told to "save, save, save," but the transition from accumulating wealth to generating a lifelong paycheck requires a complete 180-degree shift in mindset. In this episode, Jay Kirkwood of Secure Financial Management breaks down the "reverse engineering" of retirement accounts. From debunking the multimillion-dollar "savings goal" myths to navigating the emotional hurdles of guaranteed income, Jay shares real-world stories about turning a pile of assets into a sustainable, worry-free stream of income that lasts as long as you do.

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