The Independent Mom

The Independent Mom

By ArielleBusinessInvesting
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The Independent Mom episodes

  • 10. The Wealth Strategies Bri Smith Learned As A CPA For High Earners

    When you work on people’s taxes you get great insight into their world and their financial strategies. My guest Bri Smith knows all about that. Bri Smith, CPA and Wealth Strategist, helps families achieve financial freedom through effective financial planning. Her mission is to help millions of families become wealthy and able to leave an inheritance for multiple generations!

    In this episode we discuss:

    • The importance of being clear on your why and your “perfect day” in order to achieve your goals
    • What she coaches her clients to do on their wealth building journey
    • The book that changed one of her client’s lives and inspired her to do the same
    • And so much more…


      Links mentioned in the episode

      Work with Bri: https://bdsmithfinancial.com/work-with-me/

      Connect with Bri: @Bri_dsmith

      Listen to Bri: 13:22 Life Podcast

      Books referenced:

      • Cash Flow Quadrant by Robert Kiyosaki
      •  

        Podcast Resources:

        Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

        • Connect with us on social: ⁠@theindependentmom⁠
        • Email us at: ⁠[email protected]⁠

        • 50 min
        • 9. From Teenage Single Mom To Retired Millionaire In Her 40s With Coach Malika

          No matter where you’re starting from or when you get started, you can achieve your financial goals and obtain a level of financial freedom. 

          My guest, Money Coach Malika, is living proof. She focused on investing and her value-based approach to money management to go from a teenage mother to a retired millionaire in her 40s all while giving the best to her daughter and to herself. 


          In this episode we discuss:

          • How an encounter at the welfare office fueled her journey towards financial freedom
          • Why she is “anti-budgeting” and what she teaches her clients to do instead.
          • How to calculate your financial independence number
          • How financial independence has given her the freedom to travel and “just be.”
          • And so much more…


            Links mentioned in the episode:

            Work with Malika: https://linktr.ee/FabulousFinancials

            Follow Malika

            Instagram: https://www.instagram.com/moneycoachmalika/

            YouTube: Money Coach Malika


            Podcast Resources:

            Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

            Connect with us on social: ⁠@theindependentmom⁠
            Email us at: ⁠[email protected]⁠


            1 hr
          • 8. Alternative Investments: An Untapped Path To Wealth For BIPOC With Stephanie Dorsey

            Did you know that the stock market is not the only way that you can invest your money to build wealth? You can also invest in certain luxury goods, like purses or collectibles, or wine to grow your wealth. Those other investments are called alternative investments. The majority of the ultra wealthy invest half of their money in alternatives but most people of color have historically been excluded. Until now.   

            Stephanie Dorsey founded Margins Capital, an alternative investment index fund, so that people like her, who have historically been excluded from the alternative investment ecosystem, could have access to this vehicle of wealth.  Go get on the waitlist today so you can be the first to start taking advantage of this investment opportunity.

            In this episode we discuss:

            • The importance of questioning all the “shoulds” so you can curate your own life
            • How God led Stephanie to start Margins Capital as her next move after separating from her latest role
            • What an alternative investment is and how it is different from stocks
            • The barriers (real and perceived) that have kept BIPOC out of the alternative investment space and how Margins Capital is working to change that
              And so much more…
            • Links mentioned in the episode

              • Join the waitlist for Margins Capital!
              • Margins Capital Website:https://marginscapital.com
              • Instagram: https://www.instagram.com/marginscapital/
              • TikTok: @MarginsCapital
              • ROBS- Rollover As Business Start-Ups: https://www.irs.gov/retirement-plans/rollovers-as-business-start-ups-compliance-project
              • Episode 3- The Secrets To Manage Your Wealth Like The Wealthy with Celandra Deane

              • Podcast Resources:

                Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

                Connect with us on social: ⁠@theindependentmom⁠
                Email us at: ⁠[email protected]⁠

                1 hr 2 min
              • 7. How Real Estate Gave Michelle Coles the Freedom to Pursue Her Writing Dreams

                You don’t have to implement complex schemes to make money in real estate and find a level of freedom like my guest Michelle Coles. But it does help to think about what steps you can take now to accrue assets and make your money start working for you. Michelle Coles is a young adult novelist, civil rights attorney, Realtor, real estate investor, public speaker and mom of 5. Her award-winning debut novel, Black Was the Ink, is a young adult historical fiction novel that takes readers on a mind-boggling journey to the Reconstruction Era where they meet inspiring forgotten heroes who left their mark on the world.


                In this episode we discuss:

                • How buying right now in the midst of a recession can actually work to your advantage
                  • Taking the long-game approach to real estate
                    • Why you should be cautious about condos
                      • Her perspective on today’s “high” interest rates and how to work with them
                      • And so much more…


                        Links mentioned in the episode

                        Michelle Coles Website:www.michellecoles.com

                        Author Email:  [email protected]

                        Realtor Michelle Coles: [email protected]

                        Instagram: @MichelleColesAuthor


                        Podcast Resources:

                        Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

                        Connect with us on social: ⁠@theindependentmom⁠
                        Email us at: ⁠[email protected]⁠

                        53 min
                      • 6. How Divorce Led Devin M. Butler To Start JoyPop Brand And Grow Her Faith And Finances

                        If you’ve ever considered starting a business but were worried about what to do or how to start, then this episode is for you? 

                        My guest, Devin Butler never wanted to become an entrepreneur. But shortly after her divorce forced her to move back home to Texas it was ultimately getting to a point of being broke, that she decided to take her “side hustle” seriously and start JoyPop LLC. 

                        In this episode we discuss:

                        • Her reasons for becoming an entrepreneur even though it was the last thing she thought she wanted to do
                          • How listening to God led her to start her business
                            • Why it is so important to her now to learn about business and finances
                              • How she is bringing her children along on her business and money journey
                              • And so much more...


                                Links mentioned in the episode

                                We Should All Be Millionaires by Rachel Rodgers: https://helloseven.co/the-book/

                                JoyPop website: https://joyyypoppp.com/

                                Follow JoyPop on Instagram: @JoyyyPoppp


                                Podcast Resources:

                                Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

                                Connect with us on social: ⁠@theindependentmom⁠

                                Email us at: ⁠[email protected]⁠


                                1 hr
                              • 5. The 10 Money Shifts That Accelerated My Wealth Journey

                                For those of you who do not know my story, you can go back to episode 1, but my journey started with  $25k of credit card debt and a credit score so bad I couldn’t qualify for apartments or a corporate credit card. Since then I have turned my finances around, paid off all my credit card debt, increased my credit score over 150 pts. and am the owner of a multi-unit real estate building. I’m still on my wealth journey but in this episode I’m sharing the 10 money shifts that accelerated my wealth journey including:

                                • Why you should have more than one bank account
                                • How to negotiate your salary 
                                • The importance of focusing on taxes not just income
                                • Why debt reduction/elimination may not always be the best wealth building strategy

                                • Episode Resources:

                                  The BogleHead Guide to Investing - one of the most helpful books on investing I read

                                  Investing Basics

                                  Health Savings Account (HSA)


                                  Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

                                  Connect with us on social: @theindependentmom

                                  Email us at: [email protected]



                                  41 min
                                • 4. How To Build In More Joy And Fun On Your Financial Journey

                                  If you’ve ever been on your budgeting journey and just felt burnt out or got tired of sacrificing it all, then this episode is for you. I sat down with Ashley P. for a podcast interview and it quickly turned into a coaching session. 

                                  Ashley is a mom of two and a full-time professional in corporate America who is currently in the midst of her journey after facing divorce and hitting her financial rock bottom.

                                  While she has paid off thousands of dollars in debt, and increased her credit score by more than 100 points while navigating separation, divorce and full time motherhood, she is now working to define a financial philosophy that aligns more with her values and the life that she wants for herself and her children where they are right now. 

                                  In this episode we talk about:

                                  • How early money foundations influence your current money behavior
                                  • The importance of leaving room for YOURSELF in your budget
                                  • The importance of getting clear on your priorities in order to enjoy more of your financial journey
                                  • Asking yourself the hard questions when it comes to paying off debt

                                  • Listen in each week and don't forget to SUBSCRIBE, RATE, REVIEW, and SHARE the podcast

                                    Connect with us on social: @theindependentmom

                                    Email us at: [email protected]



                                    51 min
                                  • 3. The Secrets To Manage Your Wealth Like The Wealthy with Celandra Deane-Bess

                                    What if you could have a window into how the wealthy actually think about and manage their money? Today on the podcast we have Celandra Deane-Bess. Celandra Deane-Bess, is a Certified Financial Planner and a Wealth Management Executive with over 20 years of experience in the financial services industry. Her team leads private and high net worth individuals and families through a disciplined wealth planning process to inform how to invest their portfolios and meet their financial goals.

                                    In this episode, she shares:
                                    - How the wealthy think like an owner, and how you can too even as an employee
                                    - Different ways to save and how the current economic environment can help your savings
                                    - The two key elements that should influence your savings and investment decisions
                                    - What to consider when putting money aside for your kids
                                    - How she is raising her children to be wealthy

                                    And so much more!


                                    Resources:

                                    - ETF ratings

                                    - 529 plans

                                    - Prepaid college plans

                                    -UGMA/UTMA Custodial Accounts

                                    - Custodial Roth IRA


                                    Listen in each week and don't forget to COMMENT, RATE, REVIEW, and SHARE the podcast

                                    Connect with us on social: @theindependentmom

                                    Email us at: [email protected]


                                    54 min
                                  • 2. What is an Independent Mom?

                                    In this episode I break down what an Independent Mom is and what it means to me and how we'll go on this journey together.

                                    In this episode you'll learn:

                                    • How I reframed my situation to help me feel more empowered instead of defeated
                                    • The three parts of being an independent mom and why they are so important
                                    • How any mom, whether single, married, divorced, etc., can be an Independent Mom
                                    • Connect with me on Instagram at: @theindependentmom

                                      9 min
                                    • 1. How Being Laid Off Led Me to The Independent Mom

                                      In this episode, listen in as I give a brief introduction about myself and my journey to The Independent Mom.

                                      Join me as I discuss:

                                      • Growing up with Caribbean parents
                                      • Becoming an unmarried mom at 34 and quickly getting into debt
                                      • Learning that making good money does not guarantee financial security
                                      • How God got me back on the right financial path and off the hamster wheel of chasing money
                                      • The importance of focusing on what you already have to build a wealthy life
                                      • And so much more...
                                      • Connect with me on social:

                                        Instagram: @theindependentmom

                                        16 min

                                      About The Independent Mom

                                      From the publisher's feed

                                      What if we reframed the labels? What if, you’re not a single mom or a working mom, you’re an INDEPENDENT MOM!